Trupanion (TRUP) EBIT Margin (2013 - 2026)

Trupanion (TRUP) reported EBIT Margin of 1.24% for Q1 2026, up 167.0% on a YoY basis from 0.47% in Q1 2025, and down 34.33% quarter-over-quarter from 1.89% in Q4 2025.

Trupanion (TRUP) EBIT Margin (2013 - 2026) Analysis & Trends

Trupanion has reported EBIT Margin for 14 years, with the latest figure at 1.24% in Q1 2026.

  • For the quarter ending Q1 2026, EBIT Margin rose 167.0% year-over-year to 1.24%; the trailing twelve-month figure through Mar 2026 stood at 1.36% (up 172.0% YoY), and the FY2025 full-year result was 0.96%, up 170.0% from the prior year.
  • EBIT Margin for Q1 2026 stood at 1.24%, down from 1.89% in the prior quarter.
  • The five-year high for EBIT Margin was 1.89% in Q4 2025, with the low at 9.55% in Q1 2023.
  • Historically, EBIT Margin has averaged 1.92% across 5 years, with a median of 1.22% in 2023.
  • Annual changes were most pronounced in 2023 — EBIT Margin plunged 513 bps — and 2024, when it surged 755 bps.
  • Trupanion's EBIT Margin stood at 3.75% in 2022, then surged by 104 bps to 0.14% in 2023, then dropped by 25 bps to 0.1% in 2024, then jumped by 1736 bps to 1.89% in 2025, then slumped by 34 bps to 1.24% in 2026.
  • The last three EBIT Margin figures came in at 1.24% (Q1 2026), 1.89% (Q4 2025), and 1.6% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 11.57%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -46.25%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.45%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 5.54%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 10.96%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.21%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.70%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 71.45%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.74%
10 Trupanion 957.12 Mn 573.46 Mn 61.49 Mn 1.24%

Historic Data

Download Data
DateValue
Mar 31, 2026 1.24%
Dec 31, 2025 1.89%
Sep 30, 2025 1.60%
Jun 30, 2025 0.65%
Mar 31, 2025 -0.43%
Dec 31, 2024 0.10%
Sep 30, 2024 0.53%
Jun 30, 2024 -1.74%
Mar 31, 2024 -2.00%
Dec 31, 2023 0.14%
Sep 30, 2023 -1.22%
Jun 30, 2023 -4.84%
Mar 31, 2023 -9.55%
Dec 31, 2022 -3.75%
Sep 30, 2022 -5.09%
Jun 30, 2022 -5.82%
Mar 31, 2022 -4.42%
Dec 31, 2021 -2.96%
Sep 30, 2021 -3.96%
Jun 30, 2021 -5.65%