Oportun Financial reported total assets of $3129.31M and total liabilities of $2722.18M for the quarter ended Jun 2026, down 2.2% year over year. This balance sheet covers 32 quarters of results from Sep 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Balance SheetBalance Sheet | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||||||||||||||||||||||
| Cash & Short-Term Funds | ||||||||||||||||||||||||||||||||
| Cash & EquivalentsCash & Equiv. | 168.41M | 130.96M | 109.86M | 66.71M | 175.86M | 98.82M | 74.08M | 73.37M | 81.89M | 91.19M | 69.20M | 72.87M | 71.84M | 59.97M | 78.54M | 96.82M | 104.61M | 105.53M | 130.38M | 139.59M | ||||||||||||
| Cash & Current Investments | 168.41M | 130.96M | 109.86M | 66.71M | 175.86M | 98.82M | 74.08M | 73.37M | 81.89M | 91.19M | 69.20M | 72.87M | 71.84M | 59.97M | 78.54M | 96.82M | 104.61M | 105.53M | 130.38M | 139.59M | ||||||||||||
| Loans | ||||||||||||||||||||||||||||||||
| Loans Held for Sale | 55.72M | 52.58M | ||||||||||||||||||||||||||||||
| Loans - Gross | 1,971.38M | 2,386.81M | 2,450.99M | 2,854.59M | 2,991.33M | 3,175.45M | 3,012.73M | 2,985.13M | 2,940.86M | 2,962.35M | 2,841.53M | 2,714.41M | 2,728.52M | 2,778.52M | 2,770.49M | 2,755.47M | 2,759.66M | 2,874.09M | 2,771.84M | 2,736.75M | ||||||||||||
| Loans - Loss Allowance | ||||||||||||||||||||||||||||||||
| Loans - Adjustments | ||||||||||||||||||||||||||||||||
| Loans - Net | ||||||||||||||||||||||||||||||||
| Other Assets | ||||||||||||||||||||||||||||||||
| Accrued Interest Receivable | 16.29M | 20.92M | 22.82M | 27.74M | 30.61M | 31.80M | 31.75M | 30.85M | 29.02M | |||||||||||||||||||||||
| Goodwill | 104.01M | 104.16M | 104.16M | |||||||||||||||||||||||||||||
| Intangibles | 131.18M | 133.09M | 136.90M | 139.07M | 139.80M | 137.86M | 133.01M | 127.29M | 114.74M | 106.37M | 99.69M | 92.05M | 86.59M | 81.88M | 78.28M | 74.83M | 71.70M | 69.41M | 66.93M | |||||||||||||
| Goodwill & Intangibles | 235.20M | 237.26M | 241.06M | 139.07M | 139.80M | 137.86M | 133.01M | 127.29M | 114.74M | 106.37M | 99.69M | 92.05M | 86.59M | 81.88M | 78.28M | 74.83M | 71.70M | 69.41M | 66.93M | |||||||||||||
| Long-Term Deferred Tax | ||||||||||||||||||||||||||||||||
| Other Assets | 101.51M | 72.34M | 74.24M | 59.23M | 74.70M | 64.18M | 89.09M | 94.20M | 109.93M | 107.68M | 114.14M | 133.96M | 139.95M | 137.59M | 133.64M | 129.40M | 118.11M | 103.69M | 105.95M | 101.99M | ||||||||||||
| Assets | 2,347.88M | 2,946.63M | 2,992.55M | 3,350.02M | 3,539.99M | 3,613.70M | 3,502.06M | 3,472.04M | 3,429.93M | 3,411.89M | 3,277.50M | 3,250.36M | 3,251.30M | 3,227.10M | 3,226.31M | 3,201.09M | 3,186.18M | 3,257.86M | 3,167.54M | 3,129.31M | ||||||||||||
| Liabilities | ||||||||||||||||||||||||||||||||
| Borrowings | ||||||||||||||||||||||||||||||||
| Long-Term Debt | 114.09M | 241.84M | ||||||||||||||||||||||||||||||
| Non-Current Debt | 1,154.41M | 1,654.41M | 1,654.41M | 2,043.16M | 2,408.36M | 2,582.03M | 2,445.66M | 2,251.62M | 2,076.25M | 1,874.41M | 1,769.13M | 1,648.46M | 1,417.48M | 1,103.00M | 878.29M | 628.96M | 359.29M | 268.29M | 197.40M | 139.81M | ||||||||||||
| Mortgages | 525.47M | 393.89M | 473.31M | 505.73M | 365.15M | 317.57M | 403.23M | 486.45M | 423.17M | 289.95M | 72.11M | 156.44M | 125.39M | 535.47M | 445.50M | 331.08M | 161.95M | 199.38M | 212.47M | 304.16M | ||||||||||||
| Other Liabilities | ||||||||||||||||||||||||||||||||
| Operating Leases | 43.50M | 47.70M | 44.96M | 42.36M | 40.15M | 37.95M | 35.67M | 33.12M | 30.90M | 28.38M | 25.47M | 21.73M | 19.73M | 18.20M | 16.12M | 14.97M | 13.29M | 11.47M | 11.39M | 12.00M | ||||||||||||
| Non-Current Deferred Tax Liability | ||||||||||||||||||||||||||||||||
| Other Liabilities | 104.55M | 135.36M | 127.04M | 103.94M | 105.42M | 100.03M | 74.50M | 78.18M | 63.71M | 68.94M | 65.16M | 67.71M | 66.86M | 50.85M | 53.79M | 61.60M | 58.52M | 56.81M | 53.60M | 59.90M | ||||||||||||
| Total Liabilities | 1,836.29M | 2,342.74M | 2,342.62M | 2,701.82M | 2,990.88M | 3,066.10M | 3,045.91M | 3,013.65M | 2,988.57M | 3,007.48M | 2,895.53M | 2,896.25M | 2,923.74M | 2,873.29M | 2,860.21M | 2,825.10M | 2,802.33M | 2,867.77M | 2,771.26M | 2,722.18M | ||||||||||||
| Shareholder's Equity | ||||||||||||||||||||||||||||||||
| Common Stock | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | ||||||||||||
| Additional Paid-In CapitalAPIC | 448.21M | 526.34M | 526.73M | 534.15M | 540.89M | 547.80M | 558.44M | 575.59M | 579.69M | 584.56M | 588.56M | 591.73M | 595.13M | 612.64M | 615.17M | 618.18M | 620.84M | 623.67M | 627.52M | 629.84M | ||||||||||||
| Retained Earnings | 69.68M | 83.85M | 129.51M | 120.35M | 14.53M | 6.10M | -95.99M | -110.89M | -132.03M | -173.85M | -200.29M | -231.31M | -261.27M | -252.53M | -242.76M | -235.89M | -230.69M | -227.29M | -224.94M | -216.40M | ||||||||||||
| Accumulated Other Comprehensive IncomeAOCI | -0.17M | |||||||||||||||||||||||||||||||
| Treasury Stock | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | 6.31M | ||||||||||||
| Common Equity | 511.59M | 603.88M | 649.94M | 648.20M | 549.11M | 547.60M | 456.15M | 458.40M | 441.36M | 404.40M | 381.97M | 354.12M | 327.56M | 353.81M | 366.10M | 375.99M | 383.85M | 390.08M | 396.28M | 407.13M | ||||||||||||
| Liabilities and Shareholders Equity | 2,347.88M | 2,946.63M | 2,992.55M | 3,350.02M | 3,539.99M | 3,613.70M | 3,502.06M | 3,472.04M | 3,429.93M | 3,411.89M | 3,277.50M | 3,250.36M | 3,251.30M | 3,227.10M | 3,226.31M | 3,201.09M | 3,186.18M | 3,257.86M | 3,167.54M | 3,129.31M | ||||||||||||
| Additional items | ||||||||||||||||||||||||||||||||
| Total Debt | 1,679.88M | 2,048.30M | 2,127.72M | 2,548.89M | 2,773.51M | 2,899.59M | 2,848.88M | 2,738.07M | 2,499.41M | 2,164.36M | 1,841.24M | 1,804.89M | 1,542.88M | 1,638.47M | 1,323.78M | 960.04M | 521.24M | 467.68M | 409.87M | 443.97M | ||||||||||||
| Treasury Shares | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M | 0.27M |
Pull Oportun Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=OPRT&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "OPRT", "statement": "BS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/statements?ticker=OPRT&statement=BS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();