Oportun Financial reported revenue of $246.28M and net income of $22.88M for the quarter ended Sep 2026, up 3.2% year over year. This income statement covers 33 quarters of results from Sep 2018 through Sep 2026, standardized by Business Quant from the company’s SEC filings.
| Income StatementIncome Statement | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 | Sep2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | |||||||||||||||||||||||||||||||||
| Interest income | |||||||||||||||||||||||||||||||||
| Interest income - Loans | 174.62M | 192.24M | 207.66M | 232.12M | 244.11M | 237.62M | 240.46M | 243.26M | 242.16M | 230.59M | 231.37M | 230.04M | 233.46M | 220.22M | 218.28M | 222.34M | 232.38M | 215.67M | 219.27M | 231.44M | |||||||||||||
| Interest expenses | |||||||||||||||||||||||||||||||||
| Interest Expense - Debt | 11.43M | 13.68M | 17.10M | 26.67M | 35.59M | 39.00M | 41.45M | 46.97M | 52.00M | 54.47M | 54.24M | 55.75M | 73.70M | 57.40M | 59.54M | 56.62M | 57.94M | 47.98M | 41.93M | 41.13M | |||||||||||||
| Net interest income | |||||||||||||||||||||||||||||||||
| Provision for Credit LossesProvisions | |||||||||||||||||||||||||||||||||
| Non-interest income | |||||||||||||||||||||||||||||||||
| Investment Gain (Loss) | -22.18M | 3.97M | -63.48M | -76.42M | -82.91M | -215.71M | -106.49M | -136.12M | -138.52M | -116.85M | -136.12M | -131.59M | -83.86M | -72.67M | -70.26M | -77.02M | -99.40M | -85.89M | -85.66M | -78.58M | |||||||||||||
| Gain (Loss) on Sale of LoansGain on Loan Sales | 9.67M | 5.72M | 0.00M | -0.01M | -0.01M | 1.33M | 10.05M | 9.69M | 6.24M | 5.30M | 1.09M | 4.41M | 4.80M | 2.68M | 3.05M | 3.34M | 4.78M | 3.07M | 3.13M | 4.01M | |||||||||||||
| Other Non-Interest Income | 19.52M | 22.48M | 18.15M | 17.96M | 17.84M | 21.89M | 26.10M | 24.96M | 20.47M | 19.89M | 19.02M | 19.91M | 17.49M | 15.68M | 16.07M | 16.35M | 15.37M | 13.10M | 13.95M | 14.84M | |||||||||||||
| Non-Interest Income - Total | 7.01M | 32.17M | -45.34M | -58.47M | -65.07M | -192.49M | -70.34M | -101.46M | -111.81M | -91.66M | -116.00M | -107.26M | -61.58M | -54.31M | -51.14M | -57.33M | -79.25M | -69.73M | -68.58M | -59.73M | |||||||||||||
| Revenue | 194.13M | 214.72M | 225.80M | 250.08M | 261.95M | 259.51M | 266.56M | 268.22M | 262.62M | 250.48M | 250.40M | 249.95M | 250.95M | 235.90M | 234.35M | 238.69M | 247.75M | 228.76M | 233.23M | 246.28M | |||||||||||||
| Operating Items | |||||||||||||||||||||||||||||||||
| Wages, Salaries and OtherWages | 31.42M | 35.93M | 38.63M | 39.96M | 40.34M | 37.32M | 30.76M | 28.65M | 25.12M | 24.52M | 21.91M | 21.04M | 19.70M | 20.97M | 20.25M | 19.02M | 19.72M | 25.53M | 24.51M | 26.11M | |||||||||||||
| Professional Fees | 17.17M | 14.33M | 17.17M | 18.62M | 17.52M | 13.80M | 9.90M | 10.48M | 11.22M | 10.24M | 8.38M | 10.09M | 8.14M | 8.01M | 9.70M | 9.41M | 7.68M | 8.70M | 9.65M | 10.42M | |||||||||||||
| Selling, General & AdministrativeSG&A | 14.62M | 13.36M | 16.94M | 14.40M | 14.14M | 19.16M | 21.12M | 11.86M | 20.24M | 11.78M | 22.02M | 12.99M | 6.43M | 7.37M | 9.77M | 10.50M | 6.33M | 7.01M | 5.97M | 2.18M | |||||||||||||
| Other Non-Interest ExpenseOther Non-Int. Exp. | 76.43M | 83.73M | 85.16M | 186.37M | 79.37M | 76.06M | 74.31M | 71.52M | 72.81M | 63.11M | 56.88M | 57.96M | 55.20M | 56.32M | 54.73M | 51.88M | 50.11M | 50.09M | 49.89M | 53.28M | |||||||||||||
| Operating ExpensesOpex | 139.64M | 147.34M | 157.89M | 259.35M | 151.37M | 146.34M | 136.10M | 122.51M | 129.38M | 109.64M | 109.18M | 102.08M | 89.48M | 92.67M | 94.44M | 90.81M | 83.84M | 91.33M | 90.01M | 91.98M | |||||||||||||
| Non-operating items | |||||||||||||||||||||||||||||||||
| Goodwill impairment chargesGoodwill Impair. | 108.47M | 0.03M | |||||||||||||||||||||||||||||||
| Net income details | |||||||||||||||||||||||||||||||||
| EBT | 20.89M | 57.67M | -12.67M | -112.36M | -7.92M | -141.53M | -17.47M | -37.37M | -57.28M | -30.48M | -49.15M | -39.46M | 3.91M | 13.16M | 10.11M | 14.24M | 6.57M | 3.56M | 15.62M | 34.58M | |||||||||||||
| Tax ProvisionsTaxes | 6.70M | 12.01M | -3.52M | -6.54M | 0.50M | -39.44M | -2.60M | -16.23M | -15.46M | -4.04M | -18.12M | -9.51M | -4.80M | 3.40M | 3.23M | 9.05M | 3.13M | 1.22M | 7.10M | 11.70M | |||||||||||||
| Income After Tax | 14.19M | 45.66M | -9.16M | -105.83M | -8.42M | -102.09M | -14.87M | -21.14M | -41.82M | -26.44M | -31.03M | -29.96M | 8.71M | 9.76M | 6.88M | 5.20M | 3.44M | 2.35M | 8.52M | 22.88M | |||||||||||||
| Income from Continuing OperationsIncome (Continuing) | 14.19M | 45.66M | -9.16M | -105.83M | -8.42M | -102.09M | -14.87M | -21.14M | -41.82M | -26.44M | -31.03M | -29.96M | 8.71M | 9.76M | 6.88M | 5.20M | 3.44M | 2.35M | 8.52M | 22.88M | |||||||||||||
| Consolidated Net IncomeConsol Net Inc. | 14.19M | 45.66M | -9.16M | -105.83M | -8.42M | -102.09M | -14.87M | -21.14M | -41.82M | -26.44M | -31.03M | -29.96M | 8.71M | 9.76M | 6.88M | 5.20M | 3.44M | 2.35M | 8.52M | 22.88M | |||||||||||||
| Income towards Parent CompanyParent Net Inc | 14.17M | 45.66M | -9.16M | -105.83M | -8.42M | -102.09M | -14.90M | -21.14M | -41.82M | -26.44M | -31.03M | -29.96M | 8.74M | 9.77M | 6.88M | 5.20M | 3.40M | 2.35M | 8.54M | 22.93M | |||||||||||||
| Preferred Dividends & Other AdjustmentsPref. Div. & Adj. | |||||||||||||||||||||||||||||||||
| Net Income towards Common StockholdersNet Income | 14.17M | 45.66M | -9.16M | -105.83M | -8.42M | -102.09M | -14.90M | -21.14M | -41.82M | -26.44M | -31.03M | -29.96M | 8.74M | 9.77M | 6.88M | 5.20M | 3.40M | 2.35M | 8.54M | 22.93M | |||||||||||||
| Additional items | |||||||||||||||||||||||||||||||||
| EPS (Basic) | 0.50 | 1.42 | -0.28 | -3.21 | -0.26 | -3.00 | -0.41 | -0.55 | -1.13 | -0.68 | -0.78 | -0.75 | 0.22 | 0.21 | 0.15 | 0.11 | 0.07 | 0.05 | 0.18 | 0.47 | |||||||||||||
| EPS (Diluted) | 0.47 | 1.37 | -0.28 | -3.21 | -0.26 | -3.00 | -0.41 | -0.55 | -1.13 | -0.68 | -0.78 | -0.75 | 0.22 | 0.21 | 0.14 | 0.11 | 0.07 | 0.05 | 0.17 | 0.45 | |||||||||||||
| Weighted Average Shares OutstandingWtd. Avg. Shares | 28.19M | 32.22M | 32.83M | 33.01M | 32.83M | 33.98M | 36.69M | 38.28M | 36.88M | 38.90M | 39.82M | 39.96M | 40.36M | 45.50M | 46.57M | 46.71M | 46.42M | 47.44M | 48.42M | 48.59M | |||||||||||||
| Weighted Average Shares Outstanding (Diluted)Wtd. Avg. Shares (Dil.) | 30.32M | 33.32M | 32.83M | 33.01M | 32.83M | 33.98M | 36.69M | 38.28M | 36.88M | 38.90M | 39.82M | 39.96M | 40.36M | 47.04M | 47.89M | 48.31M | 47.86M | 48.50M | 49.40M | 50.98M | |||||||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 32.00M | 32.81M | 32.90M | 33.19M | 33.35M | 33.88M | 34.03M | 34.23M | 34.47M | 35.59M | 35.72M | 35.97M | 36.11M | 37.50M | 44.01M | 44.09M | 44.44M | 45.60M | 45.95M | 46.08M |
Pull Oportun Financial's standardized financial statements into your own models, spreadsheets and apps with the Business Quant Financial Statements API. The request below follows the statement, frequency and period selected above. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/statements?ticker=OPRT&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/statements"
params = {"ticker": "OPRT", "statement": "IS", "frequency": "Quarter", "period": "all", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/statements?ticker=OPRT&statement=IS&frequency=Quarter&period=all&api_key=YOUR_API_KEY");
const data = await res.json();