Open Lending (LPRO) Other Working Capital Changes (2019 - 2026)
Open Lending (LPRO) posted Other Working Capital Changes of -$218000.0 for Q1 2026, down 17.2% sequentially from -$186000.0 in Q4 2025, and down 17.84% YoY from -$265328.9 in Q1 2025.
Open Lending (LPRO) Other Working Capital Changes (2019 - 2026) Analysis & Trends
Open Lending has reported Other Working Capital Changes for 7 years, with the latest figure at -$218000.0 in Q1 2026.
- Quarterly Other Working Capital Changes fell 17.84% year-over-year to -$218000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$806000.0 (down 22.68% YoY) and the FY2025 annual result came in at -$773000.0, down 23.88% from the prior year.
- Other Working Capital Changes slipped to -$218000.0 in Q1 2026 per LPRO's latest filing, from -$186000.0 in the prior quarter.
- Over five years, Other Working Capital Changes peaked at $4.0 million in Q4 2022 and troughed at -$3.1 million in Q1 2022.
- A 5-year average of $339235.3 and a median of $40000.0 in 2025 frame the typical range for Other Working Capital Changes.
- The widest YoY moves for Other Working Capital Changes: up 42.11% in 2022, down 168.04% in 2022.
- Over 5 years, Other Working Capital Changes stood at -$132000.0 in 2022, then retreated by 12.88% to -$149000.0 in 2023, then fell by 7.38% to -$160000.0 in 2024, then declined by 16.25% to -$186000.0 in 2025, then slipped by 17.2% to -$218000.0 in 2026.
- According to Business Quant data, Other Working Capital Changes over the past three periods registered -$218000.0, -$186000.0, and -$203000.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn |
| 10 | Open Lending | 402.54 Mn | 217.59 Mn | 15.64 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 465,000.00 |
| Mar 31, 2026 | 465,000.00 |
| Mar 31, 2026 | 465,000.00 |
| Dec 31, 2025 | -1.46 Mn |
| Dec 31, 2025 | -1.46 Mn |
| Dec 31, 2025 | -1.46 Mn |
| Sep 30, 2025 | 3.17 Mn |
| Sep 30, 2025 | 3.17 Mn |
| Sep 30, 2025 | 3.17 Mn |
| Jun 30, 2025 | 40,000.00 |
| Jun 30, 2025 | 40,000.00 |
| Jun 30, 2025 | 40,000.00 |
| Mar 31, 2025 | -70,000.00 |
| Mar 31, 2025 | -70,000.00 |
| Mar 31, 2025 | -70,000.00 |
| Dec 31, 2024 | -147,000.00 |
| Dec 31, 2024 | -147,000.00 |
| Dec 31, 2024 | -147,000.00 |
| Sep 30, 2024 | -2.31 Mn |
| Sep 30, 2024 | -2.31 Mn |