Open Lending (LPRO) Other Working Capital Changes (2019 - 2026)

Open Lending (LPRO) posted Other Working Capital Changes of -$218000.0 for Q1 2026, down 17.2% sequentially from -$186000.0 in Q4 2025, and down 17.84% YoY from -$265328.9 in Q1 2025.

Open Lending (LPRO) Other Working Capital Changes (2019 - 2026) Analysis & Trends

Open Lending has reported Other Working Capital Changes for 7 years, with the latest figure at -$218000.0 in Q1 2026.

  • Quarterly Other Working Capital Changes fell 17.84% year-over-year to -$218000.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$806000.0 (down 22.68% YoY) and the FY2025 annual result came in at -$773000.0, down 23.88% from the prior year.
  • Other Working Capital Changes slipped to -$218000.0 in Q1 2026 per LPRO's latest filing, from -$186000.0 in the prior quarter.
  • Over five years, Other Working Capital Changes peaked at $4.0 million in Q4 2022 and troughed at -$3.1 million in Q1 2022.
  • A 5-year average of $339235.3 and a median of $40000.0 in 2025 frame the typical range for Other Working Capital Changes.
  • The widest YoY moves for Other Working Capital Changes: up 42.11% in 2022, down 168.04% in 2022.
  • Over 5 years, Other Working Capital Changes stood at -$132000.0 in 2022, then retreated by 12.88% to -$149000.0 in 2023, then fell by 7.38% to -$160000.0 in 2024, then declined by 16.25% to -$186000.0 in 2025, then slipped by 17.2% to -$218000.0 in 2026.
  • According to Business Quant data, Other Working Capital Changes over the past three periods registered -$218000.0, -$186000.0, and -$203000.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 618.21 Bn 605.85 Bn -
2 Mastercard 506.53 Bn 493.04 Bn -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn -
5 PayPal Holdings 52.34 Bn 41.08 Bn -
6 Eason Technology 35.89 Bn 35.89 Bn -
7 Synchrony Financial 26.09 Bn 9.90 Bn -
8 Affirm Holdings 25.93 Bn 24.20 Bn -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn
10 Open Lending 402.54 Mn 217.59 Mn 15.64 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 465,000.00
Mar 31, 2026 465,000.00
Mar 31, 2026 465,000.00
Dec 31, 2025 -1.46 Mn
Dec 31, 2025 -1.46 Mn
Dec 31, 2025 -1.46 Mn
Sep 30, 2025 3.17 Mn
Sep 30, 2025 3.17 Mn
Sep 30, 2025 3.17 Mn
Jun 30, 2025 40,000.00
Jun 30, 2025 40,000.00
Jun 30, 2025 40,000.00
Mar 31, 2025 -70,000.00
Mar 31, 2025 -70,000.00
Mar 31, 2025 -70,000.00
Dec 31, 2024 -147,000.00
Dec 31, 2024 -147,000.00
Dec 31, 2024 -147,000.00
Sep 30, 2024 -2.31 Mn
Sep 30, 2024 -2.31 Mn