Arrow Financial Corp Ratios

Ratios Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin -398.31%-565.92%442.62%205.86%147.28%152.85%151.27%398.66%415.55%447.06%462.61%518.47%561.89%541.14%347.47%342.99%
EBIT Margin -732.43%-989.65%703.86%283.16%185.07%179.14%171.91%455.22%488.59%570.26%675.95%645.38%607.22%638.41%882.13%1,107.41%
Net Margin -274.84%-391.49%306.76%143.40%103.97%106.48%105.76%280.22%305.77%357.99%368.27%408.15%434.98%419.74%278.52%272.76%
FCF Margin -212.27%-163.41%429.55%157.67%164.29%132.97%117.10%351.19%367.27%363.85%355.34%371.71%532.80%391.05%125.01%265.08%
Efficiency
Assets Average 2,682.85M2,874.40M3,086.30M3,436.46M3,858.29M3,998.73M4,069.69M4,238.11M
Equity Average 241.23M259.59M285.66M318.06M352.79M362.36M366.65M390.34M
Invested Capital 232.85M249.60M269.58M306.98M339.61M376.36M358.66M384.84M405.91M
Asset Utilization Ratio 0.000.000.000.000.000.000.000.00
Leverage & Solvency
Interest Coverage Ratio 2.192.342.693.664.906.818.338.056.694.633.175.0913.406.561.651.45
Debt to Equity 0.240.270.240.210.130.120.060.050.05
Debt Ratio 0.020.020.020.020.010.010.010.000.00
Equity Ratio 0.090.090.090.090.090.090.090.090.09
Times Interest Earned 2.192.342.693.664.906.818.338.056.694.633.175.0913.406.561.651.45
Dividends & Payouts
FCF Payout Ratio -0.63-1.20-0.37-0.480.350.430.470.390.390.390.420.420.270.381.330.63
Valuation
Enterprise Value 275.61M309.15M276.59M299.57M327.50M346.57M350.70M488.07M399.76M376.76M493.83M80.72M105.06M493.49M332.06M475.52M
Market Capitalization 545.43M472.59M462.77M566.11M463.35M564.50M560.32M476.52M480.58M
Return Ratios
Return on Sales -2.75%-3.91%3.07%1.43%1.04%1.06%1.06%2.80%3.06%3.58%3.68%4.08%4.35%4.20%2.79%2.73%
Return on Invested Capital 0.14%0.18%0.19%0.16%0.15%0.16%0.21%0.24%
Return on Assets 0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
Return on Equity 0.12%0.14%0.13%0.13%0.14%0.13%0.08%0.08%