Chime Financial CHYM
NASDAQ CHYM
$33.76 +0.11 (+0.33%)
At close: Sep 4, 2026 · 4:00 PM EDT

Chime Financial (CHYM) Debt Ratio (2024 - 2026)

Chime Financial's (CHYM) quarterly Debt Ratio came in at 0.09 in Q2 2026, up 17.95% on a YoY basis from 0.08 in Q2 2025, and up 32.43% quarter-over-quarter from 0.07 in Q1 2026.

Analysis

Chime Financial (CHYM) Debt Ratio (2024 - 2026) Analysis & Trends

Chime Financial (CHYM) has reported Debt Ratio for 3 consecutive years, with 0.09 the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Debt Ratio rose 17.95% year-over-year to 0.09; the trailing twelve-month figure through Jun 2026 stood at 0.09 (up 17.95% YoY), and the FY2025 full-year result was 0.08, down 10.26% from the prior year.
  • Debt Ratio rose to 0.09 in Q2 2026 per CHYM's latest filing, from 0.07 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.09 in Q2 2026 and bottomed at 0.07 in Q3 2025.
  • Historically, Debt Ratio has averaged 0.08 across 3 years, with a median of 0.08 in 2025.
  • The sharpest annual moves came in 2025 and 2026: Debt Ratio fell 10.26% in 2025, then gained 17.95% in 2026.
  • Over 3 years, Debt Ratio stood at 0.08 in 2024, then dropped by 10.26% to 0.08 in 2025, then rose by 23.06% to 0.09 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.09, 0.07, and 0.08 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chime Financial 12.78 Bn 11.72 Bn 594.87 Mn 0.09
2 Jack Henry & Associates 11.61 Bn 11.60 Bn 273.85 Mn 0.01
3 Dave 4.36 Bn 4.10 Bn 159.27 Mn 0.13
4 Q2 Holdings 3.87 Bn 3.77 Bn 130.20 Mn -
5 nCino 2.43 Bn 2.36 Bn 100.77 Mn 0.18
6 Alkami Technology 2.11 Bn 2.02 Bn 73.81 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.09
Mar 31, 2026 0.07
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.08
Dec 31, 2024 0.08