Chime Financial (CHYM) Debt Ratio (2024 - 2026)
Chime Financial posted quarterly Debt Ratio of 0.06 for Q1 2026, down 17.21% on a QoQ basis from 0.08 in Q4 2025.
Chime Financial (CHYM) has 3 years of Debt Ratio data on file, last reported at 0.06 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio changed N/A year-over-year to 0.06; the trailing twelve-month figure through Mar 2026 stood at 0.06 (changed N/A YoY), and the FY2025 full-year result was 0.08, down 4.17% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.06, down from 0.08 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.08 in Q4 2024 and bottomed at 0.06 in Q1 2026.
- The 3-year median for Debt Ratio is 0.07 (2025), against an average of 0.07.
- Peak annual rise in Debt Ratio reached 4.17% in 2025, while the deepest fall reached 4.17% in 2025.
- A 3-year view of Debt Ratio shows it stood at 0.08 in 2024, then retreated by 4.17% to 0.08 in 2025, then decreased by 17.21% to 0.06 in 2026.
- The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 253.17 Bn | 235.20 Bn | 8.16 Bn | 0.08 |
| 2 | Salesforce | 171.07 Bn | 161.50 Bn | 8.69 Bn | 0.13 |
| 3 | Uber Technologies | 151.10 Bn | 150.06 Bn | 11.88 Bn | 0.18 |
| 4 | Shopify | 134.25 Bn | 128.50 Bn | 1.55 Bn | - |
| 5 | ServiceNow | 105.72 Bn | 100.54 Bn | 2.83 Bn | - |
| 6 | Cadence Design Systems | 101.64 Bn | 100.23 Bn | 1.26 Bn | 0.24 |
| 7 | Adobe | 100.35 Bn | 93.46 Bn | 5.73 Bn | 0.03 |
| 8 | Automatic Data Processing | 90.91 Bn | 87.68 Bn | 2.87 Bn | 0.06 |
| 9 | Intuit | 88.30 Bn | 81.52 Bn | 6.77 Bn | 0.16 |
| 10 | Chime Financial | 6.79 Bn | 5.78 Bn | 580.31 Mn | 0.06 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.07 |
| Dec 31, 2024 | 0.08 |