Chime Financial (CHYM) Debt Ratio (2024 - 2026)

Chime Financial (CHYM) reported Debt Ratio of 0.06 for Q1 2026, down 17.21% quarter-over-quarter from 0.08 in Q4 2025.

Chime Financial (CHYM) Debt Ratio (2024 - 2026) Analysis & Trends

Chime Financial has reported Debt Ratio for 3 years, with the latest figure at 0.06 in Q1 2026.

  • For the quarter ending Q1 2026, Debt Ratio changed N/A year-over-year to 0.06; the trailing twelve-month figure through Mar 2026 stood at 0.06 (changed N/A YoY), and the FY2025 full-year result was 0.08, down 4.17% from the prior year.
  • Debt Ratio for Q1 2026 stood at 0.06, down from 0.08 in the prior quarter.
  • The five-year high for Debt Ratio was 0.08 in Q4 2024, with the low at 0.06 in Q1 2026.
  • Historically, Debt Ratio has averaged 0.07 across 3 years, with a median of 0.07 in 2025.
  • The largest YoY upside for Debt Ratio was 4.17% in 2025 against a maximum downside of 4.17% in 2025.
  • Chime Financial's Debt Ratio stood at 0.08 in 2024, then fell by 4.17% to 0.08 in 2025, then retreated by 17.21% to 0.06 in 2026.
  • The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 0.08
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 0.00
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 0.18
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn -
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 0.37
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 0.24
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn -
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn 0.06
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 0.06
10 Chime Financial 6.52 Bn 5.51 Bn 580.31 Mn 0.06

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.07
Dec 31, 2024 0.08