Block (XYZ) Debt Ratio (2014 - 2026)
Block's (XYZ) Debt Ratio was 0.18 for Q3 2026, down 11.3% from 0.20 a year earlier but up 0.3% from the prior quarter.
Analysis
Block (XYZ) Debt Ratio (2014 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Block was 0.22, up 6.1% from FY2024.
- By year, Debt Ratio came in at 0.21 in FY2024 (+19.0%), 0.17 in FY2023 (-0.2%), 0.17 in FY2022 (-48.4%) and 0.34 in FY2021 (+8.9%).
- Five-year quarterly Debt Ratio spans a low of 0.14 in Q1 2024 and a high of 0.34 in Q4 2021.
- Year over year, Debt Ratio gained in six of the last eight quarters, with growth averaging 5.8%.
- The high point for year-over-year Debt Ratio in five years was Q3 2024 (growth of 25.9%); the low point was Q2 2022 (a decline of 59.3%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 0.18 (Q2 2026), 0.20 (Q1 2026) and 0.22 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.73 Bn | 23.47 Bn | 3.24 Bn | 0.15 |
| 2 | PayPal Holdings | 49.20 Bn | 7.90 Bn | - | 0.17 |
| 3 | Coinbase Global | 34.98 Bn | -4.66 Bn | - | 0.24 |
| 4 | Fiserv | 33.69 Bn | 30.91 Bn | 2.76 Bn | 0.37 |
| 5 | Corpay | 29.61 Bn | 18.75 Bn | - | 0.40 |
| 6 | Global Payments | 26.89 Bn | 2.34 Bn | 2.01 Bn | 0.38 |
| 7 | Iren | 16.06 Bn | 1.16 Bn | 182.00 Mn | 0.48 |
| 8 | Guidewire Software | 12.75 Bn | 9.31 Bn | 269.68 Mn | 0.26 |
| 9 | Chime Financial | 12.47 Bn | 8.16 Bn | 646.07 Mn | 0.05 |
| 10 | Jack Henry & Associates | 12.20 Bn | 12.11 Bn | 325.50 Mn | 0.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.15 |
| Jun 30, 2026 | 0.15 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.18 |
| Sep 30, 2025 | 0.16 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.13 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.17 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.19 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.18 |
| Dec 31, 2021 | 0.34 |
API Access
Block Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=XYZ&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "XYZ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=XYZ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();