Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2025)

Jack Henry & Associates (JKHY) posted Debt Ratio of 0.01 for Q4 2025, little changed on a QoQ basis from 0.01 in Q3 2025, and down 87.31% year-over-year from 0.05 in Q4 2024.

Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2025) Analysis & Trends

Jack Henry & Associates' Debt Ratio history runs 16 years deep, the most recent figure standing at 0.01 for Q4 2025.

  • Quarterly Debt Ratio fell 87.31% year-over-year to 0.01 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01 (down 87.31% YoY) and the FY2024 annual result came in at 0.05, down 48.26% from the prior year.
  • Debt Ratio was 0.01 for Q4 2025 at Jack Henry & Associates, roughly flat from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.14 in Q1 2023 and bottomed at 0.01 in Q4 2025.
  • A 5-year average of 0.07 and a median of 0.09 in 2023 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2021 — Debt Ratio soared 161408.48% — and 2025, when it plunged 87.31%.
  • Jack Henry & Associates' Debt Ratio stood at 0.11 in 2021, then advanced by 1.35% to 0.11 in 2022, then dropped by 13.19% to 0.09 in 2023, then slumped by 44.36% to 0.05 in 2024, then plunged by 87.31% to 0.01 in 2025.
  • Business Quant data shows JKHY's Debt Ratio at 0.01 in Q4 2025, 0.01 in Q3 2025, and 0.06 in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 International Business Machines 193.88 Bn 178.95 Bn 9.91 Bn 0.41
2 Accenture 84.94 Bn 75.26 Bn 6.13 Bn 0.07
3 GDS Holdings 50.55 Bn 48.40 Bn 164.04 Mn -
4 Infosys 44.05 Bn 44.79 Bn 1.60 Bn -
5 Cgi 41.25 Bn 40.60 Bn - -
6 Fidelity National Information Services 20.63 Bn 19.87 Bn 1.11 Bn 0.39
7 Cognizant Technology Solutions 20.39 Bn 18.87 Bn 1.78 Bn 0.03
8 Wipro 18.65 Bn 17.52 Bn 738.00 Mn 0.13
9 Broadridge Financial Solutions 16.79 Bn 16.48 Bn 626.90 Mn 0.42
10 Jack Henry & Associates 10.71 Bn 10.68 Bn 268.35 Mn 0.01

Historic Data

Download Data
DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Mar 31, 2025 0.06
Dec 31, 2024 0.05
Sep 30, 2024 0.05
Jun 30, 2024 0.05
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.10
Mar 31, 2023 0.14
Dec 31, 2022 0.11
Sep 30, 2022 0.10
Jun 30, 2022 0.05
Mar 31, 2022 0.10
Dec 31, 2021 0.11
Sep 30, 2021 0.03
Jun 30, 2021 0.04
Mar 31, 2021 0.09
Dec 31, 2020 0.00