Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2025)

Jack Henry & Associates (JKHY) reported Debt Ratio of 0.01 for Q4 2025, down 87.31% on a YoY basis from 0.05 in Q4 2024, and little changed quarter-over-quarter from 0.01 in Q3 2025.

Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2025) Analysis & Trends

Jack Henry & Associates has reported Debt Ratio for 16 years, with the latest figure at 0.01 in Q4 2025.

  • For the quarter ending Q4 2025, Debt Ratio fell 87.31% year-over-year to 0.01; the trailing twelve-month figure through Dec 2025 stood at 0.01 (down 87.31% YoY), and the FY2024 full-year result was 0.05, down 48.26% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.01, roughly flat from 0.01 in the prior quarter.
  • The five-year high for Debt Ratio was 0.14 in Q1 2023, with the low at 0.01 in Q4 2025.
  • Historically, Debt Ratio has averaged 0.07 across 5 years, with a median of 0.09 in 2023.
  • Annual changes were most pronounced in 2021 — Debt Ratio soared 161408.48% — and 2025, when it sank 87.31%.
  • Jack Henry & Associates' Debt Ratio stood at 0.11 in 2021, then rose by 1.35% to 0.11 in 2022, then decreased by 13.19% to 0.09 in 2023, then plunged by 44.36% to 0.05 in 2024, then slumped by 87.31% to 0.01 in 2025.
  • The last three Debt Ratio figures came in at 0.01 (Q4 2025), 0.01 (Q3 2025), and 0.06 (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Infosys 250,975,992.28 Bn 250,975,991.00 Bn 1.56 Bn 0.14
2 International Business Machines 267.32 Bn 252.39 Bn 8.95 Bn 0.42
3 Wipro 138.60 Bn 137.44 Bn 751.00 Mn 0.01
4 Accenture 109.98 Bn 101.66 Bn 16.30 Bn 0.08
5 Cognizant Technology Solutions 25.38 Bn 23.86 Bn 1.78 Bn 0.03
6 Fidelity National Information Services 21.09 Bn 20.34 Bn 1.11 Bn 0.48
7 Broadridge Financial Solutions 17.60 Bn 17.30 Bn 626.90 Mn 0.37
8 Cdw 17.16 Bn 16.58 Bn 1.19 Bn 0.34
9 Leidos Holdings 15.68 Bn 15.27 Bn 761.00 Mn 0.41
10 Jack Henry & Associates 9.40 Bn 9.37 Bn 268.35 Mn 0.01

Historic Data

Download Data
DateValue
Dec 31, 2025 0.01
Sep 30, 2025 0.01
Mar 31, 2025 0.06
Dec 31, 2024 0.05
Sep 30, 2024 0.05
Jun 30, 2024 0.05
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.09
Jun 30, 2023 0.10
Mar 31, 2023 0.14
Dec 31, 2022 0.11
Sep 30, 2022 0.10
Jun 30, 2022 0.05
Mar 31, 2022 0.10
Dec 31, 2021 0.11
Sep 30, 2021 0.03
Jun 30, 2021 0.04
Mar 31, 2021 0.09
Dec 31, 2020 0.00