Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2026)
Jack Henry & Associates' Debt Ratio came in at 0.03 for fiscal Q3 2026 (quarter ended Mar 31, 2026), down 49.1% from 0.06 a year earlier but up 351.4% from the prior quarter.
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Analysis
Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2024 (ended Jun 30, 2024), Jack Henry & Associates' Debt Ratio was 0.05, down 48.3% from FY2023.
- Going back by fiscal year, Debt Ratio was 0.10 in FY2023 (+111.6%), 0.05 in FY2022 (+9.3%), 0.04 in FY2021 and 0.00 in FY2020.
- The five-year range for quarterly Debt Ratio is 0.01 (fiscal Q2 2026) to 0.14 (fiscal Q3 2023).
- Year-over-year, Debt Ratio has declined for three consecutive quarters, with an average decline of 56.8% over the last seven quarters.
- The fastest year-over-year change in Debt Ratio over five years came in fiscal Q1 2023 (growth of 232.6%), and the weakest in fiscal Q2 2026 (a decline of 87.3%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 50.23 Bn | 8.45 Bn | - | 0.16 |
| 2 | Block | 46.85 Bn | 18.15 Bn | 3.17 Bn | 0.18 |
| 3 | Coinbase Global | 46.71 Bn | 3.52 Bn | - | 0.25 |
| 4 | Corpay | 26.70 Bn | 16.59 Bn | - | 0.38 |
| 5 | Fiserv | 25.72 Bn | 22.40 Bn | 2.90 Bn | 0.34 |
| 6 | Global Payments | 22.62 Bn | 412.61 Mn | 2.03 Bn | 0.37 |
| 7 | Guidewire Software | 15.37 Bn | 11.94 Bn | 269.68 Mn | 0.26 |
| 8 | Bitmine Immersion Technologies | 13.22 Bn | 10.60 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.55 Bn | 7.34 Bn | 594.87 Mn | 0.03 |
| 10 | Jack Henry & Associates | 11.04 Bn | 10.94 Bn | 273.85 Mn | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.01 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.04 |
API Access
Jack Henry & Associates Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=JKHY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "JKHY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=JKHY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();