Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2025)
Jack Henry & Associates (JKHY) posted Debt Ratio of 0.01 for Q4 2025, little changed on a QoQ basis from 0.01 in Q3 2025, and down 87.31% year-over-year from 0.05 in Q4 2024.
Jack Henry & Associates (JKHY) Debt Ratio (2010 - 2025) Analysis & Trends
Jack Henry & Associates' Debt Ratio history runs 16 years deep, the most recent figure standing at 0.01 for Q4 2025.
- Quarterly Debt Ratio fell 87.31% year-over-year to 0.01 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01 (down 87.31% YoY) and the FY2024 annual result came in at 0.05, down 48.26% from the prior year.
- Debt Ratio was 0.01 for Q4 2025 at Jack Henry & Associates, roughly flat from 0.01 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.14 in Q1 2023 and bottomed at 0.01 in Q4 2025.
- A 5-year average of 0.07 and a median of 0.09 in 2023 frame the typical range for Debt Ratio.
- Annual changes were most pronounced in 2021 — Debt Ratio soared 161408.48% — and 2025, when it plunged 87.31%.
- Jack Henry & Associates' Debt Ratio stood at 0.11 in 2021, then advanced by 1.35% to 0.11 in 2022, then dropped by 13.19% to 0.09 in 2023, then slumped by 44.36% to 0.05 in 2024, then plunged by 87.31% to 0.01 in 2025.
- Business Quant data shows JKHY's Debt Ratio at 0.01 in Q4 2025, 0.01 in Q3 2025, and 0.06 in Q1 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | International Business Machines | 193.88 Bn | 178.95 Bn | 9.91 Bn | 0.41 |
| 2 | Accenture | 84.94 Bn | 75.26 Bn | 6.13 Bn | 0.07 |
| 3 | GDS Holdings | 50.55 Bn | 48.40 Bn | 164.04 Mn | - |
| 4 | Infosys | 44.05 Bn | 44.79 Bn | 1.60 Bn | - |
| 5 | Cgi | 41.25 Bn | 40.60 Bn | - | - |
| 6 | Fidelity National Information Services | 20.63 Bn | 19.87 Bn | 1.11 Bn | 0.39 |
| 7 | Cognizant Technology Solutions | 20.39 Bn | 18.87 Bn | 1.78 Bn | 0.03 |
| 8 | Wipro | 18.65 Bn | 17.52 Bn | 738.00 Mn | 0.13 |
| 9 | Broadridge Financial Solutions | 16.79 Bn | 16.48 Bn | 626.90 Mn | 0.42 |
| 10 | Jack Henry & Associates | 10.71 Bn | 10.68 Bn | 268.35 Mn | 0.01 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.05 |
| Sep 30, 2024 | 0.05 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.09 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.14 |
| Dec 31, 2022 | 0.11 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.10 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | 0.03 |
| Jun 30, 2021 | 0.04 |
| Mar 31, 2021 | 0.09 |
| Dec 31, 2020 | 0.00 |