Mastercard (MA) FCF Payout Ratio (2009 - 2026)
Mastercard's (MA) quarterly FCF Payout Ratio came in at 0.22 in Q2 2026, up 40.99% YoY from 0.16 in Q2 2025, and down 20.31% on a QoQ basis from 0.28 in Q1 2026.
Mastercard (MA) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Mastercard (MA) has 18 years of FCF Payout Ratio data on file, last reported at 0.22 in Q2 2026.
- Quarterly FCF Payout Ratio rose 40.99% year-over-year to 0.22 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.18 (up 9.72% YoY) and the FY2025 annual result came in at 0.16, down 6.46% from the prior year.
- FCF Payout Ratio slipped to 0.22 in Q2 2026, from 0.28 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.42 in Q1 2024 to a low of 0.12 in Q3 2024.
- A 5-year average of 0.21 and a median of 0.19 in 2022 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio declined 29.14% — and 2026, when it jumped 40.99%.
- Tracing MA's FCF Payout Ratio over 5 years: stood at 0.16 in 2022, then slipped by 17.12% to 0.14 in 2023, then decreased by 4.49% to 0.13 in 2024, then increased by 9.48% to 0.14 in 2025, then soared by 54.96% to 0.22 in 2026.
- The last three FCF Payout Ratio figures came in at 0.22 (Q2 2026), 0.28 (Q1 2026), and 0.14 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.21 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.22 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.15 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.06 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.07 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.04 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.07 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.22 |
| Mar 31, 2026 | 0.28 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.13 |
| Jun 30, 2025 | 0.15 |
| Mar 31, 2025 | 0.32 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.21 |
| Mar 31, 2024 | 0.41 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.21 |
| Mar 31, 2023 | 0.32 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.20 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | 0.52 |
| Sep 30, 2021 | -0.30 |