Mastercard (MA) FCF Payout Ratio (2009 - 2026)
Mastercard (MA) posted FCF Payout Ratio of 0.28 for Q1 2026, up 87.57% quarter-over-quarter from 0.15 in Q4 2025, and down 13.31% year-on-year from 0.32 in Q1 2025.
Mastercard (MA) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Mastercard (MA) has reported FCF Payout Ratio for 18 consecutive years, with 0.28 the latest figure, recorded in Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.28, down 13.31% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.16 (down 5.32% YoY), and the FY2025 annual result was 0.16, down 6.46% from the prior year.
- FCF Payout Ratio was 0.28 for Q1 2026 at Mastercard, up from 0.15 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.42 in Q1 2024 and troughed at 0.12 in Q3 2024.
- Average FCF Payout Ratio over 5 years is 0.21, with a median of 0.17 recorded in 2023.
- Year-over-year, FCF Payout Ratio jumped 142.74% in 2022 and dropped 29.34% in 2024.
- Over 5 years, FCF Payout Ratio stood at 0.16 in 2022, then retreated by 11.95% to 0.14 in 2023, then decreased by 6.37% to 0.13 in 2024, then grew by 8.99% to 0.15 in 2025, then surged by 87.57% to 0.28 in 2026.
- Per Business Quant data, the three most recent FCF Payout Ratio figures were 0.28 in Q1 2026, 0.15 in Q4 2025, and 0.12 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.49 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.28 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.22 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.14 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.02 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.28 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.32 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.12 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.42 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 0.17 |
| Jun 30, 2023 | 0.21 |
| Mar 31, 2023 | 0.30 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.21 |
| Mar 31, 2022 | 0.29 |
| Dec 31, 2021 | -0.38 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.20 |