Visa (V) FCF Payout Ratio (2009 - 2026)
Visa (V) reported FCF Payout Ratio of 0.49 for Q1 2026, up 71.0% on a YoY basis from 0.29 in Q1 2025, and up 142.57% quarter-over-quarter from 0.2 in Q4 2025.
Visa (V) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Visa has reported FCF Payout Ratio for 18 years, with the latest figure at 0.49 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 71.0% year-over-year to 0.49; the trailing twelve-month figure through Mar 2026 stood at 0.23 (up 12.85% YoY), and the FY2025 full-year result was 0.21, up 1.34% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.49, up from 0.2 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.49 in Q1 2026, with the low at 0.12 in Q3 2023.
- Historically, FCF Payout Ratio has averaged 0.22 across 5 years, with a median of 0.2 in 2025.
- Annual changes were most pronounced in 2024 — FCF Payout Ratio declined 26.06% — and 2026, when it soared 71.0%.
- Visa's FCF Payout Ratio stood at 0.23 in 2022, then advanced by 29.55% to 0.3 in 2023, then retreated by 26.06% to 0.22 in 2024, then slipped by 7.54% to 0.2 in 2025, then surged by 142.57% to 0.49 in 2026.
- The last three FCF Payout Ratio figures came in at 0.49 (Q1 2026), 0.2 (Q4 2025), and 0.2 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 0.49 |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 0.28 |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 0.22 |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 0.09 |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 0.14 |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 0.01 |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 0.02 |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.49 |
| Dec 31, 2025 | 0.20 |
| Sep 30, 2025 | 0.20 |
| Jun 30, 2025 | 0.18 |
| Mar 31, 2025 | 0.29 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.26 |
| Dec 31, 2023 | 0.30 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.17 |
| Mar 31, 2023 | 0.27 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.14 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.23 |
| Dec 31, 2021 | 0.19 |
| Sep 30, 2021 | 0.16 |
| Jun 30, 2021 | 0.18 |