Visa (V) Retained Earnings (2009 - 2026)
Visa (V) reported Retained Earnings of $13.1 billion for Q1 2026, down 20.56% on a YoY basis from $16.5 billion in Q1 2025, and up 5212.55% quarter-over-quarter from $247.0 million in Q4 2025.
Visa (V) Retained Earnings (2009 - 2026) Analysis & Trends
Visa has reported Retained Earnings for 18 years, with the latest figure at $13.1 billion in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 20.56% year-over-year to $13.1 billion; the trailing twelve-month figure through Mar 2026 stood at $13.1 billion (down 20.56% YoY), and the FY2025 full-year result was $15.1 billion, up 5004.55% from the prior year.
- Retained Earnings for Q1 2026 stood at $13.1 billion, up from $247.0 million in the prior quarter.
- The five-year high for Retained Earnings was $19.3 billion in Q1 2024, with the low at -$2.4 billion in Q3 2022.
- Historically, Retained Earnings has averaged $6.3 billion across 5 years, with a median of $209.0 million in 2025.
- Annual changes were most pronounced in 2022 — Retained Earnings plunged 1648.61% — and 2025, when it jumped 5004.55%.
- Visa's Retained Earnings stood at -$1.3 billion in 2022, then jumped by 47.97% to -$655.0 million in 2023, then tumbled by 90.38% to -$1.2 billion in 2024, then surged by 119.81% to $247.0 million in 2025, then soared by 5212.55% to $13.1 billion in 2026.
- The last three Retained Earnings figures came in at $13.1 billion (Q1 2026), $247.0 million (Q4 2025), and $15.1 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | -928.00 Mn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 1.12 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 13.12 Bn |
| Dec 31, 2025 | 247.00 Mn |
| Sep 30, 2025 | 15.11 Bn |
| Jun 30, 2025 | 209.00 Mn |
| Mar 31, 2025 | 16.52 Bn |
| Dec 31, 2024 | -1.25 Bn |
| Sep 30, 2024 | -308.00 Mn |
| Jun 30, 2024 | 18.58 Bn |
| Mar 31, 2024 | 19.35 Bn |
| Dec 31, 2023 | -655.00 Mn |
| Sep 30, 2023 | -1.32 Bn |
| Jun 30, 2023 | 17.91 Bn |
| Mar 31, 2023 | -990.00 Mn |
| Dec 31, 2022 | -1.26 Bn |
| Sep 30, 2022 | -2.37 Bn |
| Jun 30, 2022 | 14.96 Bn |
| Mar 31, 2022 | -405.00 Mn |
| Dec 31, 2021 | -72.00 Mn |
| Sep 30, 2021 | 15.35 Bn |
| Jun 30, 2021 | 15.29 Bn |