Visa (V) Retained Earnings (2009 - 2026)
Visa (V) reported Retained Earnings of $12.75 billion for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 20.1% from $15.96 billion a year earlier and down 2.8% from the prior quarter.
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Analysis
Visa (V) Retained Earnings (2009 - 2026) Analysis & Trends
At the end of FY2025 (ended Sep 30, 2025), Visa posted Retained Earnings of $15.11 billion, down 12.6% from FY2024.
- Retained Earnings has a five-year compound annual growth rate of 1.4% (FY2020 to FY2025).
- By fiscal year, Retained Earnings came in at $17.29 billion in FY2024 (-4.2%), $18.04 billion in FY2023 (+11.9%), $16.12 billion in FY2022 (+5.0%) and $15.35 billion in FY2021 (+9.0%).
- The fiscal Q3 2026 figure ranks as the lowest quarterly Retained Earnings since fiscal Q2 2019.
- Year over year, Retained Earnings has now declined in each of the last eight quarters, with an average decline of 12.5% over the last eight quarters.
- The high point for year-over-year Retained Earnings in five years was fiscal Q2 2023 (growth of 20.2%); the low point was fiscal Q2 2026 (a decline of 20.6%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at $13.12 billion (Q2 2026), $16.02 billion (Q1 2026) and $15.11 billion (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 687.36 Bn | 630.68 Bn | - | 12.75 Bn |
| 2 | Mastercard | 513.04 Bn | 472.96 Bn | - | 91.77 Bn |
| 3 | Wise | 14.65 Bn | 14.65 Bn | - | - |
| 4 | Remitly Global | 5.11 Bn | 2.76 Bn | 307.34 Mn | -205.39 Mn |
| 5 | Western Union | 1.91 Bn | -2.11 Bn | 336.50 Mn | -83.80 Mn |
| 6 | International Money Express | 382.67 Mn | -237.48 Mn | - | 294.86 Mn |
| 7 | Currenc | 167.21 Mn | -59.72 Mn | 3.70 Mn | -149.95 Mn |
| 8 | Sentage Holdings | 4.88 Mn | 4.88 Mn | - | -47.65 Mn |
| 9 | American Express | 208.01 Bn | -160.24 Mn | - | 26.38 Bn |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 69.25 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.75 Bn |
| Mar 31, 2026 | 13.12 Bn |
| Dec 31, 2025 | 16.02 Bn |
| Sep 30, 2025 | 15.11 Bn |
| Jun 30, 2025 | 15.96 Bn |
| Mar 31, 2025 | 16.52 Bn |
| Dec 31, 2024 | 17.44 Bn |
| Sep 30, 2024 | 17.29 Bn |
| Jun 30, 2024 | 18.58 Bn |
| Mar 31, 2024 | 19.35 Bn |
| Dec 31, 2023 | 18.42 Bn |
| Sep 30, 2023 | 18.04 Bn |
| Jun 30, 2023 | 17.91 Bn |
| Mar 31, 2023 | 17.61 Bn |
| Dec 31, 2022 | 16.40 Bn |
| Sep 30, 2022 | 16.12 Bn |
| Jun 30, 2022 | 14.96 Bn |
| Mar 31, 2022 | 14.65 Bn |
| Dec 31, 2021 | 14.61 Bn |
| Sep 30, 2021 | 15.35 Bn |
API Access
Visa Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=V&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "V", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=V&period=max&api_key=YOUR_API_KEY");
const data = await res.json();