Mastercard (MA) Retained Earnings (2009 - 2026)
Mastercard (MA) reported Retained Earnings of -$928.0 million for Q1 2026, up 19.65% on a YoY basis from -$775.6 million in Q1 2025, and down 101.09% quarter-over-quarter from $85.0 billion in Q4 2025.
Mastercard (MA) Retained Earnings (2009 - 2026) Analysis & Trends
Mastercard has reported Retained Earnings for 18 years, with the latest figure at -$928.0 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings rose 19.65% year-over-year to -$928.0 million; the trailing twelve-month figure through Mar 2026 stood at -$928.0 million (up 19.65% YoY), and the FY2025 full-year result was $85.0 billion, up 6034.05% from the prior year.
- Retained Earnings for Q1 2026 stood at -$928.0 million, down from $85.0 billion in the prior quarter.
- The five-year high for Retained Earnings was $85.0 billion in Q4 2025, with the low at -$1.4 billion in Q4 2024.
- Historically, Retained Earnings has averaged $32.1 billion across 5 years, with a median of $47.8 billion in 2022.
- The largest YoY upside for Retained Earnings was 6626.55% in 2022 against a maximum downside of 102.95% in 2022.
- Mastercard's Retained Earnings stood at $53.6 billion in 2022, then increased by 16.71% to $62.6 billion in 2023, then slumped by 102.29% to -$1.4 billion in 2024, then soared by 6034.05% to $85.0 billion in 2025, then tumbled by 101.09% to -$928.0 million in 2026.
- The last three Retained Earnings figures came in at -$928.0 million (Q1 2026), $85.0 billion (Q4 2025), and -$935.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 13.12 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | -928.00 Mn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 26.09 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 66.79 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 33.45 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 25.21 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | -23.59 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | -2.74 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | -2.77 Bn |
| 10 | Credit Acceptance | 6.63 Bn | 6.61 Bn | 562.70 Mn | 1.12 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -928.00 Mn |
| Dec 31, 2025 | 85.04 Bn |
| Sep 30, 2025 | -935.00 Mn |
| Jun 30, 2025 | -919.00 Mn |
| Mar 31, 2025 | -1.16 Bn |
| Dec 31, 2024 | -1.43 Bn |
| Sep 30, 2024 | 70.26 Bn |
| Jun 30, 2024 | -1.21 Bn |
| Mar 31, 2024 | 64.96 Bn |
| Dec 31, 2023 | 62.56 Bn |
| Sep 30, 2023 | 60.39 Bn |
| Jun 30, 2023 | 57.73 Bn |
| Mar 31, 2023 | -1.23 Bn |
| Dec 31, 2022 | 53.61 Bn |
| Sep 30, 2022 | 51.63 Bn |
| Jun 30, 2022 | -1.23 Bn |
| Mar 31, 2022 | 47.80 Bn |
| Dec 31, 2021 | 45.65 Bn |
| Sep 30, 2021 | -791.00 Mn |
| Jun 30, 2021 | 41.77 Bn |