Upstart Holdings UPST Insider Ownership

Updated Oct 10, 2026

Across the past 12 months, open-market trades by Upstart Holdings insiders totaled $11.57 million in purchases (370.24K shares) and $7.47 million in sales (248.43K shares).

• By number of insiders, Upstart Holdings saw 2 insiders buy and 5 insiders sell on the open market over the past 12 months.
• Among UPST's insiders, Paul Gu (Chief Executive Officer) was the top open-market buyer in the past 12 months, with $6.58 million of stock purchased (200K shares) and the latest purchase on September 10, 2026.
• Conversely, Sanjay Datta (President, Capital Enterprise) was UPST's largest open-market seller in the past 12 months, with $5.27 million of sales (183.39K shares); the latest was on September 8, 2026.
• Away from the open market, UPST insiders received 275.08K shares in stock awards and acquired 1.16Mn shares through option exercises and conversions over the last 12 months.
• Business Quant data shows Upstart Holdings insiders holding 13.2Mn shares in total in their latest Form 4 filings, up 1.43% from 13.02Mn shares at the end of Q2 2026 and up 5.65% from 12.5Mn shares at the end of Q3 2025.
• Indirect holdings, through trusts, partnerships, family members and other entities, make up 84.32% (11.13Mn shares) of Upstart Holdings' insider total, with the other 15.68% (2.07Mn shares) held directly.
• Holdings in Upstart Holdings stock are reported by 14 insiders, the officers, directors and 10% owners who have filed a Form 4 in the past two years.
• Upstart Holdings' three biggest insider holders are Dave Girouard (Director and 10% owner, 10.91Mn shares), Paul Gu (Chief Executive Officer, 1.35Mn shares) and Sanjay Datta (President, Capital Enterprise, 476.58K shares), based on their latest Form 4 filings.
• The largest insider, Dave Girouard, holds 82.64% of UPST's insider total.
• Institutional investors held 61.51% of Upstart Holdings stock at the end of Q2 2026, while the latest Form 4 filings of its insiders account for about 13.57%; other investors, including the public, hold roughly 24.92%.
• Over the past 12 months, 12 insiders reported transactions in Upstart Holdings stock in 49 Form 4 filings.
• The insider holdings and trades above for Upstart Holdings reflect Form 4 filings through September 10, 2026.