Guidewire Software (GWRE) Debt Ratio (2018 - 2026)
Guidewire Software (GWRE) recorded quarterly Debt Ratio of 0.27 in Q2 2026, up 6.32% quarter-over-quarter from 0.25 in Q1 2026, and down 1.35% year-on-year from 0.27 in Q2 2025.
Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends
Guidewire Software has disclosed Debt Ratio across 9 years of filings, most recently posting 0.27 for Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 1.35% year-over-year to 0.27; the trailing twelve-month figure through Apr 2026 stood at 0.27 (down 1.35% YoY), and the FY2025 full-year result was 0.25, up 38.36% from the prior year.
- Debt Ratio was 0.27 for Q2 2026 at Guidewire Software, up from 0.25 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.37 in Q4 2024 and troughed at 0.16 in Q3 2022.
- The 5-year median for Debt Ratio is 0.21 (2023), against an average of 0.23.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio soared 76.71% in 2024, then slumped 30.08% in 2025.
- Year by year, Debt Ratio stood at 0.2 in 2022, then climbed by 1.94% to 0.21 in 2023, then jumped by 76.71% to 0.37 in 2024, then slumped by 30.08% to 0.26 in 2025, then advanced by 4.38% to 0.27 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.27 in Q2 2026, 0.25 in Q1 2026, and 0.26 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 238.14 Bn | 220.17 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 166.83 Bn | 164.28 Bn | - | 0.00 |
| 3 | Uber Technologies | 150.36 Bn | 149.32 Bn | 11.88 Bn | 0.18 |
| 4 | Shopify | 147.75 Bn | 142.01 Bn | 1.55 Bn | - |
| 5 | Salesforce | 140.39 Bn | 128.55 Bn | 8.56 Bn | 0.37 |
| 6 | Cadence Design Systems | 105.73 Bn | 104.32 Bn | 1.26 Bn | 0.24 |
| 7 | ServiceNow | 105.42 Bn | 100.24 Bn | 2.83 Bn | - |
| 8 | Automatic Data Processing | 89.57 Bn | 86.34 Bn | 2.87 Bn | 0.06 |
| 9 | Adobe | 85.05 Bn | 78.16 Bn | 5.90 Bn | 0.06 |
| 10 | Guidewire Software | 9.98 Bn | 9.23 Bn | 236.65 Mn | 0.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 0.27 |
| Jan 31, 2026 | 0.25 |
| Oct 31, 2025 | 0.26 |
| Jul 31, 2025 | 0.25 |
| Apr 30, 2025 | 0.27 |
| Jan 31, 2025 | 0.33 |
| Oct 31, 2024 | 0.37 |
| Jul 31, 2024 | 0.18 |
| Apr 30, 2024 | 0.20 |
| Jan 31, 2024 | 0.20 |
| Oct 31, 2023 | 0.21 |
| Jul 31, 2023 | 0.20 |
| Apr 30, 2023 | 0.21 |
| Jan 31, 2023 | 0.20 |
| Oct 31, 2022 | 0.20 |
| Jul 31, 2022 | 0.16 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.16 |
| Jul 31, 2021 | 0.15 |