Guidewire Software (GWRE) Debt Ratio (2018 - 2026)

Guidewire Software (GWRE) recorded quarterly Debt Ratio of 0.27 in Q2 2026, up 6.32% quarter-over-quarter from 0.25 in Q1 2026, and down 1.35% year-on-year from 0.27 in Q2 2025.

Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends

Guidewire Software has disclosed Debt Ratio across 9 years of filings, most recently posting 0.27 for Q2 2026.

  • For the quarter ending Q2 2026, Debt Ratio fell 1.35% year-over-year to 0.27; the trailing twelve-month figure through Apr 2026 stood at 0.27 (down 1.35% YoY), and the FY2025 full-year result was 0.25, up 38.36% from the prior year.
  • Debt Ratio was 0.27 for Q2 2026 at Guidewire Software, up from 0.25 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.37 in Q4 2024 and troughed at 0.16 in Q3 2022.
  • The 5-year median for Debt Ratio is 0.21 (2023), against an average of 0.23.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio soared 76.71% in 2024, then slumped 30.08% in 2025.
  • Year by year, Debt Ratio stood at 0.2 in 2022, then climbed by 1.94% to 0.21 in 2023, then jumped by 76.71% to 0.37 in 2024, then slumped by 30.08% to 0.26 in 2025, then advanced by 4.38% to 0.27 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.27 in Q2 2026, 0.25 in Q1 2026, and 0.26 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 238.14 Bn 220.17 Bn 8.16 Bn 0.08
2 Full Truck Alliance 166.83 Bn 164.28 Bn - 0.00
3 Uber Technologies 150.36 Bn 149.32 Bn 11.88 Bn 0.18
4 Shopify 147.75 Bn 142.01 Bn 1.55 Bn -
5 Salesforce 140.39 Bn 128.55 Bn 8.56 Bn 0.37
6 Cadence Design Systems 105.73 Bn 104.32 Bn 1.26 Bn 0.24
7 ServiceNow 105.42 Bn 100.24 Bn 2.83 Bn -
8 Automatic Data Processing 89.57 Bn 86.34 Bn 2.87 Bn 0.06
9 Adobe 85.05 Bn 78.16 Bn 5.90 Bn 0.06
10 Guidewire Software 9.98 Bn 9.23 Bn 236.65 Mn 0.27

Historic Data

Download Data
DateValue
Apr 30, 2026 0.27
Jan 31, 2026 0.25
Oct 31, 2025 0.26
Jul 31, 2025 0.25
Apr 30, 2025 0.27
Jan 31, 2025 0.33
Oct 31, 2024 0.37
Jul 31, 2024 0.18
Apr 30, 2024 0.20
Jan 31, 2024 0.20
Oct 31, 2023 0.21
Jul 31, 2023 0.20
Apr 30, 2023 0.21
Jan 31, 2023 0.20
Oct 31, 2022 0.20
Jul 31, 2022 0.16
Apr 30, 2022 0.16
Jan 31, 2022 0.16
Oct 31, 2021 0.16
Jul 31, 2021 0.15