Guidewire Software (GWRE) Debt Ratio (2018 - 2026)

Guidewire Software's (GWRE) quarterly Debt Ratio came in at 0.27 in Q2 2026, down 1.35% year-on-year from 0.27 in Q2 2025, and up 6.32% quarter-over-quarter from 0.25 in Q1 2026.

Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends

Guidewire Software's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.27 for Q2 2026.

  • On a quarterly basis, Debt Ratio fell 1.35% year-over-year to 0.27 in Q2 2026; TTM through Apr 2026 was 0.27, a 1.35% decrease from a year earlier, with the FY2025 full-year figure at 0.25, up 38.36% from the prior year.
  • Debt Ratio rose to 0.27 in Q2 2026 per GWRE's latest filing, from 0.25 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.37 in Q4 2024 and bottomed at 0.16 in Q3 2022.
  • The 5-year median for Debt Ratio is 0.21 (2023), against an average of 0.23.
  • Across the five-year window, Debt Ratio soared 76.71% in 2024 and plunged 30.08% in 2025, its largest moves.
  • Year by year, Debt Ratio stood at 0.2 in 2022, then increased by 1.94% to 0.21 in 2023, then soared by 76.71% to 0.37 in 2024, then plunged by 30.08% to 0.26 in 2025, then grew by 4.38% to 0.27 in 2026.
  • Per Business Quant, the three latest GWRE Debt Ratio figures stand at 0.27 (Q2 2026), 0.25 (Q1 2026), and 0.26 (Q4 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Sap Se 208.91 Bn 189.27 Bn 8.16 Bn 0.08
2 Full Truck Alliance 188.77 Bn 186.13 Bn - 0.00
3 Shopify 145.98 Bn 140.23 Bn 1.55 Bn -
4 Uber Technologies 141.48 Bn 140.44 Bn 5.95 Bn 0.18
5 Salesforce 128.51 Bn 116.67 Bn 8.56 Bn 0.37
6 ServiceNow 98.38 Bn 93.20 Bn 2.82 Bn 0.24
7 Automatic Data Processing 97.56 Bn 94.34 Bn 2.87 Bn 0.06
8 Snowflake 91.55 Bn 88.59 Bn 926.45 Mn -
9 Cadence Design Systems 89.91 Bn 88.50 Bn 1.41 Bn 0.24
10 Guidewire Software 11.07 Bn 10.32 Bn 236.65 Mn 0.27

Historic Data

Download Data
DateValue
Apr 30, 2026 0.27
Jan 31, 2026 0.25
Oct 31, 2025 0.26
Jul 31, 2025 0.25
Apr 30, 2025 0.27
Jan 31, 2025 0.33
Oct 31, 2024 0.37
Jul 31, 2024 0.18
Apr 30, 2024 0.20
Jan 31, 2024 0.20
Oct 31, 2023 0.21
Jul 31, 2023 0.20
Apr 30, 2023 0.21
Jan 31, 2023 0.20
Oct 31, 2022 0.20
Jul 31, 2022 0.16
Apr 30, 2022 0.16
Jan 31, 2022 0.16
Oct 31, 2021 0.16
Jul 31, 2021 0.15