Guidewire Software (GWRE) Debt Ratio (2018 - 2026)
Guidewire Software (GWRE) posted Debt Ratio of 0.27 for Q2 2026, up 6.32% on a QoQ basis from 0.25 in Q1 2026, and down 1.35% year-over-year from 0.27 in Q2 2025.
Analysis
Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends
Guidewire Software has reported Debt Ratio for 9 years, with the latest figure at 0.27 in Q2 2026.
- On a quarterly basis, Debt Ratio fell 1.35% year-over-year to 0.27 in Q2 2026; TTM through Apr 2026 was 0.27, a 1.35% decrease from a year earlier, with the FY2025 full-year figure at 0.25, up 38.36% from the prior year.
- Debt Ratio was 0.27 for Q2 2026 at Guidewire Software, up from 0.25 in the prior quarter.
- The five-year high for Debt Ratio was 0.37 in Q4 2024, with the low at 0.16 in Q3 2022.
- Average Debt Ratio over 5 years is 0.23, with a median of 0.21 recorded in 2023.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio surged 76.71% in 2024, then tumbled 30.08% in 2025.
- Over 5 years, Debt Ratio stood at 0.2 in 2022, then rose by 1.94% to 0.21 in 2023, then jumped by 76.71% to 0.37 in 2024, then sank by 30.08% to 0.26 in 2025, then increased by 4.38% to 0.27 in 2026.
- The last three Debt Ratio figures came in at 0.27 (Q2 2026), 0.25 (Q1 2026), and 0.26 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 13.52 Bn | 12.77 Bn | 236.65 Mn | 0.27 |
| 2 | Exzeo | 1.49 Bn | 1.36 Bn | 36.84 Mn | - |
| 3 | Yuanbao | 632.22 Mn | -13.93 Mn | - | - |
| 4 | Cheche | 230.80 Mn | 211.43 Mn | - | 0.10 |
| 5 | Roadzen | 109.13 Mn | 106.01 Mn | 9.27 Mn | 0.69 |
| 6 | Health In Tech | 64.25 Mn | 57.80 Mn | 3.92 Mn | - |
| 7 | MindForge | 1.99 Mn | -7.88 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Apr 30, 2026 | 0.27 |
| Jan 31, 2026 | 0.25 |
| Oct 31, 2025 | 0.26 |
| Jul 31, 2025 | 0.25 |
| Apr 30, 2025 | 0.27 |
| Jan 31, 2025 | 0.33 |
| Oct 31, 2024 | 0.37 |
| Jul 31, 2024 | 0.18 |
| Apr 30, 2024 | 0.20 |
| Jan 31, 2024 | 0.20 |
| Oct 31, 2023 | 0.21 |
| Jul 31, 2023 | 0.20 |
| Apr 30, 2023 | 0.21 |
| Jan 31, 2023 | 0.20 |
| Oct 31, 2022 | 0.20 |
| Jul 31, 2022 | 0.16 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.16 |
| Jul 31, 2021 | 0.15 |