Guidewire Software (GWRE) Debt Ratio (2018 - 2026)
Guidewire Software's (GWRE) quarterly Debt Ratio came in at 0.26 in Q3 2026, up 6.15% year-over-year from 0.25 in Q3 2025, and down 1.49% on a QoQ basis from 0.27 in Q2 2026.
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Analysis
Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends
Guidewire Software (GWRE) has 9 years of Debt Ratio data on file, last reported at 0.26 in Q3 2026.
- On a quarterly basis, Debt Ratio rose 6.15% year-over-year to 0.26 in Q3 2026; TTM through Jul 2026 was 0.26, a 6.15% increase from a year earlier, with the FY2026 full-year figure at 0.26, up 6.15% from the prior year.
- Debt Ratio for Q3 2026 stood at 0.26, down from 0.27 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.37 in Q4 2024 and bottomed at 0.16 in Q3 2022.
- Historically, Debt Ratio has averaged 0.23 across 5 years, with a median of 0.21 in 2023.
- The widest annual swing landed in 2024, when Debt Ratio surged 76.71%; it then sank 30.08% in 2025.
- Year by year, Debt Ratio stood at 0.2 in 2022, then advanced by 1.94% to 0.21 in 2023, then soared by 76.71% to 0.37 in 2024, then sank by 30.08% to 0.26 in 2025, then grew by 2.82% to 0.26 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.26 in Q3 2026, 0.27 in Q2 2026, and 0.25 in Q1 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Bitmine Immersion Technologies | 57.56 Bn | 54.94 Bn | 40.81 Mn | - |
| 2 | Coinbase Global | 51.47 Bn | 8.27 Bn | - | 0.25 |
| 3 | PayPal Holdings | 47.44 Bn | 5.67 Bn | - | 0.16 |
| 4 | Block | 45.91 Bn | 17.17 Bn | 3.17 Bn | 0.16 |
| 5 | Iren | 33.57 Bn | 21.17 Bn | 103.89 Mn | 0.48 |
| 6 | Corpay | 26.14 Bn | 16.34 Bn | - | 0.30 |
| 7 | Fiserv | 24.72 Bn | 21.42 Bn | 2.90 Bn | 0.34 |
| 8 | Global Payments | 22.99 Bn | 1.43 Bn | 2.03 Bn | 0.36 |
| 9 | Guidewire Software | 11.94 Bn | 8.51 Bn | 269.68 Mn | 0.26 |
| 10 | Hut 8 | 11.93 Bn | 11.77 Bn | 48.04 Mn | 0.77 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.26 |
| Apr 30, 2026 | 0.27 |
| Jan 31, 2026 | 0.25 |
| Oct 31, 2025 | 0.26 |
| Jul 31, 2025 | 0.25 |
| Apr 30, 2025 | 0.27 |
| Jan 31, 2025 | 0.33 |
| Oct 31, 2024 | 0.37 |
| Jul 31, 2024 | 0.18 |
| Apr 30, 2024 | 0.20 |
| Jan 31, 2024 | 0.20 |
| Oct 31, 2023 | 0.21 |
| Jul 31, 2023 | 0.20 |
| Apr 30, 2023 | 0.21 |
| Jan 31, 2023 | 0.20 |
| Oct 31, 2022 | 0.20 |
| Jul 31, 2022 | 0.16 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.16 |
API Access
Guidewire Software Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=GWRE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "GWRE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=GWRE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();