Guidewire Software (GWRE) Debt Ratio (2018 - 2026)
Guidewire Software's (GWRE) quarterly Debt Ratio came in at 0.27 in Q2 2026, down 1.35% year-on-year from 0.27 in Q2 2025, and up 6.32% quarter-over-quarter from 0.25 in Q1 2026.
Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends
Guidewire Software's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.27 for Q2 2026.
- On a quarterly basis, Debt Ratio fell 1.35% year-over-year to 0.27 in Q2 2026; TTM through Apr 2026 was 0.27, a 1.35% decrease from a year earlier, with the FY2025 full-year figure at 0.25, up 38.36% from the prior year.
- Debt Ratio rose to 0.27 in Q2 2026 per GWRE's latest filing, from 0.25 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.37 in Q4 2024 and bottomed at 0.16 in Q3 2022.
- The 5-year median for Debt Ratio is 0.21 (2023), against an average of 0.23.
- Across the five-year window, Debt Ratio soared 76.71% in 2024 and plunged 30.08% in 2025, its largest moves.
- Year by year, Debt Ratio stood at 0.2 in 2022, then increased by 1.94% to 0.21 in 2023, then soared by 76.71% to 0.37 in 2024, then plunged by 30.08% to 0.26 in 2025, then grew by 4.38% to 0.27 in 2026.
- Per Business Quant, the three latest GWRE Debt Ratio figures stand at 0.27 (Q2 2026), 0.25 (Q1 2026), and 0.26 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 208.91 Bn | 189.27 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 188.77 Bn | 186.13 Bn | - | 0.00 |
| 3 | Shopify | 145.98 Bn | 140.23 Bn | 1.55 Bn | - |
| 4 | Uber Technologies | 141.48 Bn | 140.44 Bn | 5.95 Bn | 0.18 |
| 5 | Salesforce | 128.51 Bn | 116.67 Bn | 8.56 Bn | 0.37 |
| 6 | ServiceNow | 98.38 Bn | 93.20 Bn | 2.82 Bn | 0.24 |
| 7 | Automatic Data Processing | 97.56 Bn | 94.34 Bn | 2.87 Bn | 0.06 |
| 8 | Snowflake | 91.55 Bn | 88.59 Bn | 926.45 Mn | - |
| 9 | Cadence Design Systems | 89.91 Bn | 88.50 Bn | 1.41 Bn | 0.24 |
| 10 | Guidewire Software | 11.07 Bn | 10.32 Bn | 236.65 Mn | 0.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 0.27 |
| Jan 31, 2026 | 0.25 |
| Oct 31, 2025 | 0.26 |
| Jul 31, 2025 | 0.25 |
| Apr 30, 2025 | 0.27 |
| Jan 31, 2025 | 0.33 |
| Oct 31, 2024 | 0.37 |
| Jul 31, 2024 | 0.18 |
| Apr 30, 2024 | 0.20 |
| Jan 31, 2024 | 0.20 |
| Oct 31, 2023 | 0.21 |
| Jul 31, 2023 | 0.20 |
| Apr 30, 2023 | 0.21 |
| Jan 31, 2023 | 0.20 |
| Oct 31, 2022 | 0.20 |
| Jul 31, 2022 | 0.16 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.16 |
| Jul 31, 2021 | 0.15 |