Guidewire Software (GWRE) Debt Ratio (2018 - 2026)
Guidewire Software's (GWRE) Debt Ratio was 0.26 for fiscal Q4 2026 (quarter ended Jul 31, 2026), up 6.1% from 0.25 a year earlier but down 1.5% from the prior quarter.
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Analysis
Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends
Dating back to fiscal Q3 2018, Guidewire Software's Debt Ratio record includes 34 quarters.
- By fiscal year, Debt Ratio came in at 0.25 in FY2025 (+38.4%), 0.18 in FY2024 (-8.5%), 0.20 in FY2023 (+23.9%) and 0.16 in FY2022 (+6.7%).
- Five-year quarterly Debt Ratio spans a low of 0.16 in fiscal Q4 2022 and a high of 0.37 in fiscal Q1 2025.
- Year over year, Debt Ratio gained in five of the last eight quarters, with growth averaging 21.6%.
- The high point for year-over-year Debt Ratio in five years was fiscal Q1 2025 (growth of 76.7%); the low point was fiscal Q1 2026 (a decline of 30.1%).
- Per Business Quant data, the three fiscal quarters before Q4 2026 came in at 0.27 (Q3 2026), 0.25 (Q2 2026) and 0.26 (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.67 Bn | 7.89 Bn | - | 0.16 |
| 2 | Block | 46.56 Bn | 17.86 Bn | 3.17 Bn | 0.18 |
| 3 | Coinbase Global | 45.63 Bn | 2.44 Bn | - | 0.25 |
| 4 | Corpay | 26.17 Bn | 16.06 Bn | - | 0.38 |
| 5 | Fiserv | 25.31 Bn | 21.98 Bn | 2.90 Bn | 0.34 |
| 6 | Global Payments | 22.57 Bn | 361.32 Mn | 2.03 Bn | 0.37 |
| 7 | Guidewire Software | 14.23 Bn | 10.79 Bn | 269.68 Mn | 0.26 |
| 8 | Bitmine Immersion Technologies | 11.95 Bn | 9.33 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.27 Bn | 7.06 Bn | 594.87 Mn | 0.03 |
| 10 | Jack Henry & Associates | 11.02 Bn | 10.92 Bn | 273.85 Mn | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.26 |
| Apr 30, 2026 | 0.27 |
| Jan 31, 2026 | 0.25 |
| Oct 31, 2025 | 0.26 |
| Jul 31, 2025 | 0.25 |
| Apr 30, 2025 | 0.27 |
| Jan 31, 2025 | 0.33 |
| Oct 31, 2024 | 0.37 |
| Jul 31, 2024 | 0.18 |
| Apr 30, 2024 | 0.20 |
| Jan 31, 2024 | 0.20 |
| Oct 31, 2023 | 0.21 |
| Jul 31, 2023 | 0.20 |
| Apr 30, 2023 | 0.21 |
| Jan 31, 2023 | 0.20 |
| Oct 31, 2022 | 0.20 |
| Jul 31, 2022 | 0.16 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.16 |
API Access
Guidewire Software Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=GWRE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "GWRE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=GWRE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();