Guidewire Software (GWRE) Debt Ratio (2018 - 2026)
Guidewire Software (GWRE) posted quarterly Debt Ratio of 0.27 for Q2 2026, down 1.35% year-over-year from 0.27 in Q2 2025, and up 6.32% quarter-over-quarter from 0.25 in Q1 2026.
Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends
Guidewire Software's Debt Ratio history runs 9 years deep, the most recent figure standing at 0.27 for Q2 2026.
- In Q2 2026, Debt Ratio fell 1.35% year-over-year to 0.27; the TTM figure through Apr 2026 stood at 0.27 (down 1.35% YoY), while the FY2025 annual figure was 0.25, up 38.36% from the prior year.
- Debt Ratio for Q2 2026 stood at 0.27, up from 0.25 in the prior quarter.
- The five-year high for Debt Ratio was 0.37 in Q4 2024, with the low at 0.16 in Q3 2022.
- The 5-year median for Debt Ratio is 0.21 (2023), against an average of 0.23.
- The sharpest annual moves came in 2024 and 2025: Debt Ratio soared 76.71% in 2024, then tumbled 30.08% in 2025.
- Guidewire Software's Debt Ratio stood at 0.2 in 2022, then grew by 1.94% to 0.21 in 2023, then surged by 76.71% to 0.37 in 2024, then sank by 30.08% to 0.26 in 2025, then climbed by 4.38% to 0.27 in 2026.
- Business Quant data shows GWRE's Debt Ratio at 0.27 in Q2 2026, 0.25 in Q1 2026, and 0.26 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 255.48 Bn | 234.41 Bn | 16.51 Bn | 0.11 |
| 2 | Shopify | 198.95 Bn | 194.00 Bn | 1.71 Bn | - |
| 3 | Salesforce | 160.70 Bn | 148.86 Bn | 8.56 Bn | 0.37 |
| 4 | Uber Technologies | 154.94 Bn | 149.73 Bn | 6.38 Bn | 0.22 |
| 5 | ServiceNow | 128.25 Bn | 123.58 Bn | 2.82 Bn | 0.24 |
| 6 | Snowflake | 114.00 Bn | 111.05 Bn | 926.45 Mn | - |
| 7 | Automatic Data Processing | 108.58 Bn | 104.35 Bn | 2.51 Bn | 0.08 |
| 8 | Adobe | 105.34 Bn | 99.72 Bn | 5.90 Bn | 0.22 |
| 9 | Intuit | 94.55 Bn | 87.77 Bn | 7.24 Bn | 0.18 |
| 10 | Guidewire Software | 14.63 Bn | 13.88 Bn | 236.65 Mn | 0.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Apr 30, 2026 | 0.27 |
| Jan 31, 2026 | 0.25 |
| Oct 31, 2025 | 0.26 |
| Jul 31, 2025 | 0.25 |
| Apr 30, 2025 | 0.27 |
| Jan 31, 2025 | 0.33 |
| Oct 31, 2024 | 0.37 |
| Jul 31, 2024 | 0.18 |
| Apr 30, 2024 | 0.20 |
| Jan 31, 2024 | 0.20 |
| Oct 31, 2023 | 0.21 |
| Jul 31, 2023 | 0.20 |
| Apr 30, 2023 | 0.21 |
| Jan 31, 2023 | 0.20 |
| Oct 31, 2022 | 0.20 |
| Jul 31, 2022 | 0.16 |
| Apr 30, 2022 | 0.16 |
| Jan 31, 2022 | 0.16 |
| Oct 31, 2021 | 0.16 |
| Jul 31, 2021 | 0.15 |