Guidewire Software GWRE
NYSE GWRE
$162.37 -40.40 (-19.92%)
At close: Sep 4, 2026 · 4:00 PM EDT

Guidewire Software (GWRE) Debt Ratio (2018 - 2026)

Guidewire Software (GWRE) posted Debt Ratio of 0.27 for Q2 2026, up 6.32% on a QoQ basis from 0.25 in Q1 2026, and down 1.35% year-over-year from 0.27 in Q2 2025.

Analysis

Guidewire Software (GWRE) Debt Ratio (2018 - 2026) Analysis & Trends

Guidewire Software has reported Debt Ratio for 9 years, with the latest figure at 0.27 in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 1.35% year-over-year to 0.27 in Q2 2026; TTM through Apr 2026 was 0.27, a 1.35% decrease from a year earlier, with the FY2025 full-year figure at 0.25, up 38.36% from the prior year.
  • Debt Ratio was 0.27 for Q2 2026 at Guidewire Software, up from 0.25 in the prior quarter.
  • The five-year high for Debt Ratio was 0.37 in Q4 2024, with the low at 0.16 in Q3 2022.
  • Average Debt Ratio over 5 years is 0.23, with a median of 0.21 recorded in 2023.
  • The sharpest annual moves came in 2024 and 2025: Debt Ratio surged 76.71% in 2024, then tumbled 30.08% in 2025.
  • Over 5 years, Debt Ratio stood at 0.2 in 2022, then rose by 1.94% to 0.21 in 2023, then jumped by 76.71% to 0.37 in 2024, then sank by 30.08% to 0.26 in 2025, then increased by 4.38% to 0.27 in 2026.
  • The last three Debt Ratio figures came in at 0.27 (Q2 2026), 0.25 (Q1 2026), and 0.26 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Guidewire Software 13.52 Bn 12.77 Bn 236.65 Mn 0.27
2 Exzeo 1.49 Bn 1.36 Bn 36.84 Mn -
3 Yuanbao 632.22 Mn -13.93 Mn - -
4 Cheche 230.80 Mn 211.43 Mn - 0.10
5 Roadzen 109.13 Mn 106.01 Mn 9.27 Mn 0.69
6 Health In Tech 64.25 Mn 57.80 Mn 3.92 Mn -
7 MindForge 1.99 Mn -7.88 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Apr 30, 2026 0.27
Jan 31, 2026 0.25
Oct 31, 2025 0.26
Jul 31, 2025 0.25
Apr 30, 2025 0.27
Jan 31, 2025 0.33
Oct 31, 2024 0.37
Jul 31, 2024 0.18
Apr 30, 2024 0.20
Jan 31, 2024 0.20
Oct 31, 2023 0.21
Jul 31, 2023 0.20
Apr 30, 2023 0.21
Jan 31, 2023 0.20
Oct 31, 2022 0.20
Jul 31, 2022 0.16
Apr 30, 2022 0.16
Jan 31, 2022 0.16
Oct 31, 2021 0.16
Jul 31, 2021 0.15