United Security Bancshares (UBFO) Loans - Loss Allowance (2010 - 2025)

United Security Bancshares has reported Loans - Loss Allowance for 16 years, with the latest figure at $14.8 million in Q4 2025.

• For the quarter ending Q4 2025, Loans - Loss Allowance fell 7.53% year-over-year to $14.8 million; the trailing twelve-month figure through Dec 2025 stood at $14.8 million (down 7.53% YoY), and the FY2025 full-year result was $14.8 million, down 7.53% from the prior year.
• Loans - Loss Allowance for Q4 2025 stood at $14.8 million, down from $16.2 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $16.5 million in Q3 2024, with the low at $8.5 million in Q1 2021.
• Average Loans - Loss Allowance over 5 years is $13.2 million, with a median of $15.3 million recorded in 2024.
• Year-over-year, Loans - Loss Allowance surged 68.41% in 2023 and decreased 7.53% in 2025.
• Tracing UBFO's Loans - Loss Allowance over 5 years: stood at $9.3 million in 2021, then gained by 9.1% to $10.2 million in 2022, then surged by 53.78% to $15.7 million in 2023, then rose by 2.48% to $16.0 million in 2024, then declined by 7.53% to $14.8 million in 2025.
• The last three Loans - Loss Allowance figures came in at $14.8 million (Q4 2025), $16.2 million (Q3 2025), and $16.0 million (Q2 2025), per Business Quant data.

Peer Comparison