Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCommon EquityGoodwillGoodwill & IntangiblesLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNon-Current DebtOperating LeasesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityShares OutstandingShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
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Ratios

United Security Bancshares (UBFO) Loans - Loss Allowance (2016 - 2025)

United Security Bancshares has reported Loans - Loss Allowance over the past 10 years, most recently at $14.8 million for Q4 2025.

  • Quarterly results put Loans - Loss Allowance at $14.8 million for Q4 2025, down 7.53% from a year ago — trailing twelve months through Dec 2025 was $14.8 million (down 7.53% YoY), and the annual figure for FY2025 was $14.8 million, down 7.53%.
  • Loans - Loss Allowance for Q4 2025 was $14.8 million at United Security Bancshares, down from $16.2 million in the prior quarter.
  • Over the last five years, Loans - Loss Allowance for UBFO hit a ceiling of $16.5 million in Q3 2024 and a floor of $8.5 million in Q1 2021.
  • Median Loans - Loss Allowance over the past 5 years was $15.3 million (2024), compared with a mean of $13.2 million.
  • Biggest five-year swings in Loans - Loss Allowance: surged 68.41% in 2023 and later decreased 7.53% in 2025.
  • United Security Bancshares' Loans - Loss Allowance stood at $9.3 million in 2021, then grew by 9.1% to $10.2 million in 2022, then surged by 53.78% to $15.7 million in 2023, then rose by 2.48% to $16.0 million in 2024, then decreased by 7.53% to $14.8 million in 2025.
  • The last three reported values for Loans - Loss Allowance were $14.8 million (Q4 2025), $16.2 million (Q3 2025), and $16.0 million (Q2 2025) per Business Quant data.