United Security Bancshares (UBFO) Interest Expenses (2011 - 2025)

United Security Bancshares (UBFO) recorded quarterly Interest Expenses of $2.7 million in Q4 2025, down 15.68% quarter-over-quarter from $3.2 million in Q3 2025, and down 19.09% on a YoY basis from $3.3 million in Q4 2024.

United Security Bancshares (UBFO) Interest Expenses (2011 - 2025) Analysis & Trends

United Security Bancshares' Interest Expenses history runs 15 years deep, the most recent figure standing at $2.7 million for Q4 2025.

  • In Q4 2025, Interest Expenses fell 19.09% year-over-year to $2.7 million; the TTM figure through Dec 2025 stood at $12.0 million (down 13.39% YoY), while the FY2025 annual figure was $12.0 million, down 13.38% from the prior year.
  • Interest Expenses was $2.7 million for Q4 2025 at United Security Bancshares, down from $3.2 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $3.9 million in Q3 2024 to a low of $473000.0 in Q1 2021.
  • Historically, Interest Expenses has averaged $2.1 million across 5 years, with a median of $2.6 million in 2023.
  • The sharpest annual moves came in 2021 and 2023: Interest Expenses plunged 37.84% in 2021, then surged 342.12% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $552000.0 in 2021, then surged by 129.89% to $1.3 million in 2022, then soared by 172.1% to $3.5 million in 2023, then slipped by 3.21% to $3.3 million in 2024, then fell by 19.09% to $2.7 million in 2025.
  • The last three Interest Expenses figures came in at $2.7 million (Q4 2025), $3.2 million (Q3 2025), and $3.1 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Bank Of Chile 93,299.63 Bn 93,299.63 Bn - -227,416.00
2 Bank Bradesco 6,542.84 Bn 6,526.90 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 216.85 Bn 216.70 Bn - 3.51 Mn
5 Itau Unibanco Holding 191.09 Bn 191.09 Bn - -
6 Landmark Bancorp 176.20 Bn 176.17 Bn - 5.23 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 133.56 Bn 101.13 Bn - 38.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 United Security Bancshares - - - 2.70 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 2.70 Mn
Dec 31, 2025 2.70 Mn
Sep 30, 2025 3.21 Mn
Sep 30, 2025 3.21 Mn
Jun 30, 2025 3.14 Mn
Jun 30, 2025 3.14 Mn
Mar 31, 2025 2.99 Mn
Mar 31, 2025 2.99 Mn
Dec 31, 2024 3.34 Mn
Dec 31, 2024 3.34 Mn
Sep 30, 2024 3.94 Mn
Sep 30, 2024 3.94 Mn
Jun 30, 2024 3.45 Mn
Jun 30, 2024 3.45 Mn
Mar 31, 2024 3.17 Mn
Mar 31, 2024 3.17 Mn
Dec 31, 2023 3.45 Mn
Dec 31, 2023 3.45 Mn
Sep 30, 2023 3.41 Mn
Sep 30, 2023 3.41 Mn