United Security Bancshares (UBFO) Interest Expenses (2011 - 2025)
United Security Bancshares (UBFO) recorded quarterly Interest Expenses of $2.7 million in Q4 2025, down 15.68% quarter-over-quarter from $3.2 million in Q3 2025, and down 19.09% on a YoY basis from $3.3 million in Q4 2024.
United Security Bancshares (UBFO) Interest Expenses (2011 - 2025) Analysis & Trends
United Security Bancshares' Interest Expenses history runs 15 years deep, the most recent figure standing at $2.7 million for Q4 2025.
- In Q4 2025, Interest Expenses fell 19.09% year-over-year to $2.7 million; the TTM figure through Dec 2025 stood at $12.0 million (down 13.39% YoY), while the FY2025 annual figure was $12.0 million, down 13.38% from the prior year.
- Interest Expenses was $2.7 million for Q4 2025 at United Security Bancshares, down from $3.2 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $3.9 million in Q3 2024 to a low of $473000.0 in Q1 2021.
- Historically, Interest Expenses has averaged $2.1 million across 5 years, with a median of $2.6 million in 2023.
- The sharpest annual moves came in 2021 and 2023: Interest Expenses plunged 37.84% in 2021, then surged 342.12% in 2023.
- A 5-year view of Interest Expenses shows it stood at $552000.0 in 2021, then surged by 129.89% to $1.3 million in 2022, then soared by 172.1% to $3.5 million in 2023, then slipped by 3.21% to $3.3 million in 2024, then fell by 19.09% to $2.7 million in 2025.
- The last three Interest Expenses figures came in at $2.7 million (Q4 2025), $3.2 million (Q3 2025), and $3.1 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 93,299.63 Bn | 93,299.63 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,542.84 Bn | 6,526.90 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 216.85 Bn | 216.70 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 191.09 Bn | 191.09 Bn | - | - |
| 6 | Landmark Bancorp | 176.20 Bn | 176.17 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 133.56 Bn | 101.13 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | United Security Bancshares | - | - | - | 2.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 2.70 Mn |
| Dec 31, 2025 | 2.70 Mn |
| Sep 30, 2025 | 3.21 Mn |
| Sep 30, 2025 | 3.21 Mn |
| Jun 30, 2025 | 3.14 Mn |
| Jun 30, 2025 | 3.14 Mn |
| Mar 31, 2025 | 2.99 Mn |
| Mar 31, 2025 | 2.99 Mn |
| Dec 31, 2024 | 3.34 Mn |
| Dec 31, 2024 | 3.34 Mn |
| Sep 30, 2024 | 3.94 Mn |
| Sep 30, 2024 | 3.94 Mn |
| Jun 30, 2024 | 3.45 Mn |
| Jun 30, 2024 | 3.45 Mn |
| Mar 31, 2024 | 3.17 Mn |
| Mar 31, 2024 | 3.17 Mn |
| Dec 31, 2023 | 3.45 Mn |
| Dec 31, 2023 | 3.45 Mn |
| Sep 30, 2023 | 3.41 Mn |
| Sep 30, 2023 | 3.41 Mn |