First Capital (FCAP) Loans - Loss Allowance (2012 - 2026)
First Capital's Loans - Loss Allowance was $10.95 million in Q3 2026, up 11.0% from $9.86 million a year earlier and up 2.2% from the prior quarter.
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Analysis
First Capital (FCAP) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at First Capital came in at $10.11 million, up 8.9% from FY2024.
- Loans - Loss Allowance has now increased for four consecutive years, with a five-year compound annual growth rate of 8.8% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $9.28 million in FY2024 (+15.9%), $8.01 million in FY2023 (+18.2%), $6.77 million in FY2022 (+11.3%) and $6.08 million in FY2021 (-8.2%).
- The Q3 2026 figure marks the highest quarterly Loans - Loss Allowance in data going back to Q4 2012.
- Compared with a year earlier, Loans - Loss Allowance has increased for 16 straight quarters, with growth averaging 11.8% over the last eight quarters.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q3 2023 (growth of 18.6%); the worst was Q4 2021 (a decline of 8.2%).
- Per Business Quant data, FCAP's Loans - Loss Allowance in the three quarters before Q3 2026 was $10.71 million (Q2 2026), $10.35 million (Q1 2026) and $10.11 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | -5.30 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | - |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | -7.49 Bn |
| 10 | First Capital | 211.72 Mn | 211.72 Mn | - | 10.95 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 10.95 Mn |
| Jun 30, 2026 | 10.71 Mn |
| Mar 31, 2026 | 10.35 Mn |
| Dec 31, 2025 | 10.11 Mn |
| Sep 30, 2025 | 9.86 Mn |
| Jun 30, 2025 | 9.73 Mn |
| Mar 31, 2025 | 9.54 Mn |
| Dec 31, 2024 | 9.28 Mn |
| Sep 30, 2024 | 8.96 Mn |
| Jun 30, 2024 | 8.56 Mn |
| Mar 31, 2024 | 8.23 Mn |
| Dec 31, 2023 | 8.01 Mn |
| Sep 30, 2023 | 7.79 Mn |
| Jun 30, 2023 | 7.52 Mn |
| Mar 31, 2023 | 7.32 Mn |
| Dec 31, 2022 | 6.77 Mn |
| Sep 30, 2022 | 6.57 Mn |
| Jun 30, 2022 | 6.39 Mn |
| Mar 31, 2022 | 6.25 Mn |
| Dec 31, 2021 | 6.08 Mn |
API Access
First Capital Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FCAP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FCAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FCAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();