First Capital (FCAP) Loans - Loss Allowance (2012 - 2026)
First Capital (FCAP) posted Loans - Loss Allowance of $10.7 million for Q2 2026, up 3.55% on a QoQ basis from $10.3 million in Q1 2026, and up 10.14% year-over-year from $9.7 million in Q2 2025.
Analysis
First Capital (FCAP) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
First Capital has reported Loans - Loss Allowance for 15 years, with the latest figure at $10.7 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance rose 10.14% year-over-year to $10.7 million in Q2 2026; TTM through Jun 2026 was $10.7 million, a 10.14% increase from a year earlier, with the FY2025 full-year figure at $10.1 million, up 8.91% from the prior year.
- Loans - Loss Allowance was $10.7 million for Q2 2026 at First Capital, up from $10.3 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $10.7 million in Q2 2026, with the low at $6.2 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $8.4 million, with a median of $8.4 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Loans - Loss Allowance fell 5.78% in 2022, then rose 18.58% in 2023.
- Over 5 years, Loans - Loss Allowance stood at $6.8 million in 2022, then advanced by 18.21% to $8.0 million in 2023, then advanced by 15.94% to $9.3 million in 2024, then grew by 8.91% to $10.1 million in 2025, then grew by 6.0% to $10.7 million in 2026.
- The last three Loans - Loss Allowance figures came in at $10.7 million (Q2 2026), $10.3 million (Q1 2026), and $10.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.48 Bn |
| 10 | First Capital | 208.31 Mn | -125.67 Mn | - | 10.71 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.71 Mn |
| Mar 31, 2026 | 10.35 Mn |
| Dec 31, 2025 | 10.11 Mn |
| Sep 30, 2025 | 9.86 Mn |
| Jun 30, 2025 | 9.73 Mn |
| Mar 31, 2025 | 9.54 Mn |
| Dec 31, 2024 | 9.28 Mn |
| Sep 30, 2024 | 8.96 Mn |
| Jun 30, 2024 | 8.56 Mn |
| Mar 31, 2024 | 8.23 Mn |
| Dec 31, 2023 | 8.01 Mn |
| Sep 30, 2023 | 7.79 Mn |
| Jun 30, 2023 | 7.52 Mn |
| Mar 31, 2023 | 7.32 Mn |
| Dec 31, 2022 | 6.77 Mn |
| Sep 30, 2022 | 6.57 Mn |
| Jun 30, 2022 | 6.39 Mn |
| Mar 31, 2022 | 6.25 Mn |
| Dec 31, 2021 | 6.08 Mn |
| Sep 30, 2021 | 6.57 Mn |