United Security Bancshares (UBFO) Interest Expense - Deposits (2010 - 2025)

United Security Bancshares' quarterly Interest Expense - Deposits came in at $2.6 million in Q4 2025, down 10.71% year-on-year from $2.9 million in Q4 2024, and down 13.99% quarter-over-quarter from $3.0 million in Q3 2025.

United Security Bancshares has reported Interest Expense - Deposits for 16 years, with the latest figure at $2.6 million in Q4 2025.

  • For the quarter ending Q4 2025, Interest Expense - Deposits fell 10.71% year-over-year to $2.6 million; the trailing twelve-month figure through Dec 2025 stood at $11.3 million (up 18.12% YoY), and the FY2025 full-year result was $11.3 million, up 18.11% from the prior year.
  • Interest Expense - Deposits for Q4 2025 stood at $2.6 million, down from $3.0 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $3.1 million in Q3 2024, with the low at $427000.0 in Q1 2021.
  • Average Interest Expense - Deposits over 5 years is $1.6 million, with a median of $1.7 million recorded in 2023.
  • Year-over-year, Interest Expense - Deposits slumped 35.69% in 2021 and soared 277.48% in 2023.
  • Tracing UBFO's Interest Expense - Deposits over 5 years: stood at $508000.0 in 2021, then soared by 119.09% to $1.1 million in 2022, then soared by 46.45% to $1.6 million in 2023, then jumped by 79.94% to $2.9 million in 2024, then decreased by 10.71% to $2.6 million in 2025.
  • The last three Interest Expense - Deposits figures came in at $2.6 million (Q4 2025), $3.0 million (Q3 2025), and $2.9 million (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 3.51 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 4.61 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.74 Bn
10 United Security Bancshares - - - 2.62 Mn

Historic Data

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DateValue
Dec 31, 2025 2.62 Mn
Sep 30, 2025 3.05 Mn
Jun 30, 2025 2.87 Mn
Mar 31, 2025 2.78 Mn
Dec 31, 2024 2.93 Mn
Sep 30, 2024 3.06 Mn
Jun 30, 2024 1.86 Mn
Mar 31, 2024 1.72 Mn
Dec 31, 2023 1.63 Mn
Sep 30, 2023 1.84 Mn
Jun 30, 2023 1.94 Mn
Mar 31, 2023 1.34 Mn
Dec 31, 2022 1.11 Mn
Sep 30, 2022 679,000.00
Jun 30, 2022 515,000.00
Mar 31, 2022 508,000.00
Dec 31, 2021 508,000.00
Sep 30, 2021 496,000.00
Jun 30, 2021 468,000.00
Mar 31, 2021 427,000.00
Dec 31, 2020 452,000.00
Sep 30, 2020 451,000.00
Jun 30, 2020 447,000.00
Mar 31, 2020 664,000.00
Dec 31, 2019 757,000.00
Sep 30, 2019 950,000.00
Jun 30, 2019 890,000.00
Mar 31, 2019 834,000.00
Dec 31, 2018 761,000.00
Sep 30, 2018 579,000.00
Jun 30, 2018 550,000.00
Mar 31, 2018 387,000.00
Dec 31, 2017 371,000.00
Sep 30, 2017 355,000.00
Jun 30, 2017 364,000.00
Mar 31, 2017 336,000.00
Dec 31, 2016 330,000.00
Sep 30, 2016 289,000.00
Jun 30, 2016 272,000.00
Mar 31, 2016 277,000.00
Dec 31, 2015 276,000.00
Sep 30, 2015 268,000.00
Jun 30, 2015 253,000.00
Mar 31, 2015 259,000.00
Dec 31, 2014 292,000.00
Sep 30, 2014 291,000.00
Jun 30, 2014 259,000.00
Mar 31, 2014 262,000.00
Dec 31, 2013 287,000.00
Sep 30, 2013 301,000.00
Jun 30, 2013 331,000.00
Mar 31, 2013 411,000.00
Dec 31, 2012 435,000.00
Sep 30, 2012 441,000.00
Jun 30, 2012 437,000.00
Mar 31, 2012 478,000.00
Dec 31, 2011 569,000.00
Sep 30, 2011 615,000.00
Jun 30, 2011 668,000.00
Mar 31, 2011 768,000.00
Dec 31, 2010 4.22 Mn