First Capital Inc (FCAP) Interest Expense - Deposits (2010 - 2026)
First Capital (FCAP) recorded Interest Expense - Deposits of $3.54 million in Q2 2026, down 2.6% from $3.63 million a year earlier but up 0.8% from the prior quarter.
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Analysis
First Capital Inc (FCAP) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
On a TTM basis, First Capital's Interest Expense - Deposits came in at $14.35 million as of Jun 30, 2026, down 2.5% year-over-year; for FY2025, it came in at $14.7 million, up 11.1% from FY2024.
- Annual Interest Expense - Deposits has increased for four straight years, with a five-year compound annual growth rate of 56.6% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $13.23 million in FY2024 (+60.5%), $8.24 million in FY2023 (+417.0%), $1.59 million in FY2022 (+41.3%) and $1.13 million in FY2021 (-27.7%).
- Quarterly Interest Expense - Deposits has ranged from $253,000 in Q1 2022 to $3.77 million in Q1 2025 over the past five years.
- On a year-over-year basis, Interest Expense - Deposits has declined for three consecutive quarters, with growth averaging 16.2% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 706.4% in Q2 2023, against a decline of 25.1% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $3.51 million (Q1 2026), $3.6 million (Q4 2025) and $3.7 million (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.54 Mn |
| Mar 31, 2026 | 3.51 Mn |
| Dec 31, 2025 | 3.60 Mn |
| Sep 30, 2025 | 3.70 Mn |
| Jun 30, 2025 | 3.63 Mn |
| Mar 31, 2025 | 3.77 Mn |
| Dec 31, 2024 | 3.63 Mn |
| Sep 30, 2024 | 3.69 Mn |
| Jun 30, 2024 | 3.10 Mn |
| Mar 31, 2024 | 2.81 Mn |
| Dec 31, 2023 | 2.66 Mn |
| Sep 30, 2023 | 2.43 Mn |
| Jun 30, 2023 | 2.15 Mn |
| Mar 31, 2023 | 996,000.00 |
| Dec 31, 2022 | 684,000.00 |
| Sep 30, 2022 | 390,000.00 |
| Jun 30, 2022 | 267,000.00 |
| Mar 31, 2022 | 253,000.00 |
| Dec 31, 2021 | 273,000.00 |
| Sep 30, 2021 | 278,000.00 |
API Access
First Capital Inc Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FCAP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "FCAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=FCAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();