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United Security Bancshares (UBFO) Interest Coverage Ratio: 2011-2024

Historic Interest Coverage Ratio for United Security Bancshares (UBFO) over the last 14 years, with Dec 2024 value amounting to 2.46.

  • United Security Bancshares' Interest Coverage Ratio rose 20.02% to 2.76 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.24, marking a year-over-year decrease of 17.97%. This contributed to the annual value of 2.46 for FY2024, which is 29.36% down from last year.
  • Per United Security Bancshares' latest filing, its Interest Coverage Ratio stood at 2.46 for FY2024, which was down 29.36% from 3.49 recorded in FY2023.
  • United Security Bancshares' Interest Coverage Ratio's 5-year high stood at 7.90 during FY2022, with a 5-year trough of 2.46 in FY2024.
  • In the last 3 years, United Security Bancshares' Interest Coverage Ratio had a median value of 3.49 in 2023 and averaged 4.62.
  • Per our database at Business Quant, United Security Bancshares' Interest Coverage Ratio climbed by 15.33% in 2021 and then plummeted by 55.91% in 2023.
  • United Security Bancshares' Interest Coverage Ratio (Yearly) stood at 6.42 in 2020, then increased by 15.33% to 7.40 in 2021, then grew by 6.76% to 7.90 in 2022, then plummeted by 55.91% to 3.49 in 2023, then fell by 29.36% to 2.46 in 2024.