Synchrony Financial (SYF-PB) Interest Coverage Ratio (2013 - 2026)

Synchrony Financial has reported Interest Coverage Ratio for 14 years, with the latest figure at 2.08 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 9.21% year-over-year to 2.08; the trailing twelve-month figure through Mar 2026 stood at 2.17 (up 17.7% YoY), and the FY2025 full-year result was 2.12, up 6.81% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 2.08, up from 1.98 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 17.89 in Q1 2022, with the low at 1.5 in Q4 2023.
• Historically, Interest Coverage Ratio has averaged 4.72 across 5 years, with a median of 1.98 in 2025.
• The largest YoY upside for Interest Coverage Ratio was 235.03% in 2022 against a maximum downside of 90.02% in 2022.
• Synchrony Financial's Interest Coverage Ratio stood at 1.57 in 2022, then declined by 4.71% to 1.5 in 2023, then increased by 24.88% to 1.87 in 2024, then climbed by 5.78% to 1.98 in 2025, then increased by 5.22% to 2.08 in 2026.
• The last three Interest Coverage Ratio figures came in at 2.08 (Q1 2026), 1.98 (Q4 2025), and 2.41 (Q3 2025), per Business Quant data.