FinVolution (FINV) Interest Coverage Ratio (2025 - 2026)
FinVolution (FINV) posted quarterly Interest Coverage Ratio of 95.29 for Q4 2025, up 831.68% year-over-year from 10.23 in Q4 2024, and up 831.68% quarter-over-quarter from 10.23 in Q4 2024.
Analysis
FinVolution (FINV) Interest Coverage Ratio (2025 - 2026) Analysis & Trends
FinVolution's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 95.29 for Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 831.68% year-over-year to 95.29; the TTM figure through Dec 2025 stood at 560.2 (up 1587.74% YoY), while the FY2025 annual figure was 10.08, down 84.78% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 95.29, up from 10.23 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 95.29 in Q4 2025, with the low at 5.48 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 5.89 (2021), against an average of 24.48.
- The sharpest annual moves came in 2021 and 2025: Interest Coverage Ratio sank 58.85% in 2021, then jumped 831.68% in 2025.
- FinVolution's Interest Coverage Ratio stood at 5.89 in 2021, then declined by 6.77% to 5.49 in 2022, then fell by 0.3% to 5.48 in 2023, then soared by 86.71% to 10.23 in 2024, then surged by 831.68% to 95.29 in 2025.
- Business Quant data shows FINV's Interest Coverage Ratio at 95.29 in Q4 2025, 10.23 in Q4 2024, and 5.48 in Q4 2023.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | FinVolution | 856.70 Mn | -309.91 Mn | - | -26.44 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -26.44 |
| Mar 31, 2026 | -31.89 |
| Mar 31, 2025 | -1,356.94 |