FinVolution (FINV) Interest Coverage Ratio (2016 - 2025)

FinVolution (FINV) posted quarterly Interest Coverage Ratio of 95.29 for Q4 2025, up 831.68% year-over-year from 10.23 in Q4 2024, and up 831.68% quarter-over-quarter from 10.23 in Q4 2024.

FinVolution (FINV) Interest Coverage Ratio (2016 - 2025) Analysis & Trends

FinVolution's Interest Coverage Ratio history runs 10 years deep, the most recent figure standing at 95.29 for Q4 2025.

  • In Q4 2025, Interest Coverage Ratio rose 831.68% year-over-year to 95.29; the TTM figure through Dec 2025 stood at 560.2 (up 1587.74% YoY), while the FY2025 annual figure was 10.08, down 84.78% from the prior year.
  • Interest Coverage Ratio for Q4 2025 stood at 95.29, up from 10.23 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 95.29 in Q4 2025, with the low at 5.48 in Q4 2023.
  • The 5-year median for Interest Coverage Ratio is 5.89 (2021), against an average of 24.48.
  • The sharpest annual moves came in 2021 and 2025: Interest Coverage Ratio sank 58.85% in 2021, then jumped 831.68% in 2025.
  • FinVolution's Interest Coverage Ratio stood at 5.89 in 2021, then declined by 6.77% to 5.49 in 2022, then fell by 0.3% to 5.48 in 2023, then soared by 86.71% to 10.23 in 2024, then surged by 831.68% to 95.29 in 2025.
  • Business Quant data shows FINV's Interest Coverage Ratio at 95.29 in Q4 2025, 10.23 in Q4 2024, and 5.48 in Q4 2023.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 FinVolution 6.07 Bn 5.64 Bn 311.24 Mn 95.29

Historic Data

Download Data
DateValue
Dec 31, 2025 95.29
Dec 31, 2024 10.23
Dec 31, 2023 5.48
Dec 31, 2022 5.49
Dec 31, 2021 5.89
Dec 31, 2020 14.32
Dec 31, 2019 72.06
Dec 31, 2018 11.76
Dec 31, 2017 15,203.04
Dec 31, 2016 56,137.65