Synchrony Financial (SYF-PB) FCF Margin (2013 - 2026)

Synchrony Financial (SYF-PB) has reported FCF Margin for 14 consecutive years, with 45.78% the latest figure, recorded in Q1 2026.

• FCF Margin for Q1 2026 came in at 45.78%, down 191.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 51.38% (down 136.0% YoY), and the FY2025 annual result was 51.89%, up 147.0% from the prior year.
• FCF Margin was 45.78% for Q1 2026 at Synchrony Financial, down from 50.21% in the prior quarter.
• Over five years, FCF Margin peaked at 58.44% in Q3 2024 and troughed at 34.41% in Q1 2022.
• Average FCF Margin over 5 years is 48.14%, with a median of 49.85% recorded in 2024.
• Year-over-year, FCF Margin tumbled 1710 bps in 2022 and surged 1778 bps in 2023.
• Over 5 years, FCF Margin stood at 53.66% in 2022, then fell by 5 bps to 51.07% in 2023, then dropped by 2 bps to 49.85% in 2024, then climbed by 1 bps to 50.21% in 2025, then declined by 9 bps to 45.78% in 2026.
• Per Business Quant data, the three most recent FCF Margin figures were 45.78% in Q1 2026, 50.21% in Q4 2025, and 54.4% in Q3 2025.