Synchrony Financial (SYF-PB) EBT Margin (2013 - 2026)

Synchrony Financial has reported EBT Margin for 14 years, with the latest figure at 21.96% in Q1 2026.

• For the quarter ending Q1 2026, EBT Margin rose 63.0% year-over-year to 21.96%; the trailing twelve-month figure through Mar 2026 stood at 24.47% (up 387.0% YoY), and the FY2025 full-year result was 24.34%, up 103.0% from the prior year.
• EBT Margin for Q1 2026 stood at 21.96%, up from 19.48% in the prior quarter.
• The five-year high for EBT Margin was 30.71% in Q1 2024, with the low at 11.88% in Q4 2023.
• Historically, EBT Margin has averaged 22.04% across 5 years, with a median of 21.41% in 2022.
• Annual changes were most pronounced in 2022 — EBT Margin plunged 2032 bps — and 2024, when it jumped 1408 bps.
• Synchrony Financial's EBT Margin stood at 21.53% in 2022, then plunged by 45 bps to 11.88% in 2023, then jumped by 74 bps to 20.61% in 2024, then retreated by 6 bps to 19.48% in 2025, then advanced by 13 bps to 21.96% in 2026.
• The last three EBT Margin figures came in at 21.96% (Q1 2026), 19.48% (Q4 2025), and 29.48% (Q3 2025), per Business Quant data.