Synchrony Financial (SYF-PB) Debt Ratio (2013 - 2026)

Synchrony Financial has reported Debt Ratio for 14 years, with the latest figure at 0.06 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 10.37% year-over-year to 0.06; the trailing twelve-month figure through Mar 2026 stood at 0.06 (down 10.37% YoY), and the FY2025 full-year result was 0.06, down 10.92% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.06, up from 0.06 in the prior quarter.
• The five-year high for Debt Ratio was 0.08 in Q1 2023, with the low at 0.06 in Q4 2025.
• Historically, Debt Ratio has averaged 0.07 across 5 years, with a median of 0.07 in 2022.
• Annual changes were most pronounced in 2023 — Debt Ratio increased 17.89% — and 2024, when it dropped 17.18%.
• Synchrony Financial's Debt Ratio stood at 0.08 in 2022, then decreased by 2.6% to 0.07 in 2023, then declined by 14.02% to 0.06 in 2024, then slipped by 10.92% to 0.06 in 2025, then climbed by 8.83% to 0.06 in 2026.
• The last three Debt Ratio figures came in at 0.06 (Q1 2026), 0.06 (Q4 2025), and 0.06 (Q3 2025), per Business Quant data.