Bank Of America (BAC) Interest Coverage Ratio (2009 - 2026)
Bank Of America's Interest Coverage Ratio came in at 1.65 for Q2 2026, up 15.4% from 1.43 a year earlier and up 3.6% from the prior quarter.
Bank Of America (BAC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Bank Of America reported Interest Coverage Ratio of 1.59, up 11.8% year-over-year; for FY2025, it came in at 1.48, up 8.3% from FY2024.
- Going back by year, Interest Coverage Ratio was 1.37 in FY2024 (-5.3%), 1.44 in FY2023 (-43.2%), 2.54 in FY2022 (-68.9%) and 8.17 in FY2021 (+146.9%).
- The five-year range for quarterly Interest Coverage Ratio is 1.31 (Q3 2024) to 8.21 (Q3 2021).
- Year-over-year, Interest Coverage Ratio has increased for seven consecutive quarters, with growth averaging 8.8% over the last eight quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q3 2021 (growth of 88.6%), and the weakest in Q4 2022 (a decline of 77.5%).
- Business Quant data shows BAC's Interest Coverage Ratio at 1.59 (Q1 2026), 1.67 (Q4 2025) and 1.47 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | -2.12 |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 1.73 |
| 10 | Banco Santander | 209.18 Bn | 216.79 Bn | - | 0.58 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.65 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.67 |
| Sep 30, 2025 | 1.47 |
| Jun 30, 2025 | 1.43 |
| Mar 31, 2025 | 1.46 |
| Dec 31, 2024 | 1.51 |
| Sep 30, 2024 | 1.31 |
| Jun 30, 2024 | 1.33 |
| Mar 31, 2024 | 1.33 |
| Dec 31, 2023 | 1.34 |
| Sep 30, 2023 | 1.42 |
| Jun 30, 2023 | 1.44 |
| Mar 31, 2023 | 1.64 |
| Dec 31, 2022 | 1.76 |
| Sep 30, 2022 | 2.42 |
| Jun 30, 2022 | 3.72 |
| Mar 31, 2022 | 6.96 |
| Dec 31, 2021 | 7.83 |
| Sep 30, 2021 | 8.21 |
Bank Of America Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BAC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "BAC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=BAC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();