Lloyds Banking Group plc (LLOBF) Interest Coverage Ratio (2010 - 2025)

Lloyds Banking (LLOBF) has reported Interest Coverage Ratio for 16 consecutive years, with 0.63 the latest figure, recorded in Q4 2025.

• On a quarterly basis, Interest Coverage Ratio fell 12.51% year-over-year to 0.63 in Q4 2025; TTM through Dec 2025 was 0.03, a 151.1% increase from a year earlier, with the FY2025 full-year figure at 0.62, down 9.64% from the prior year.
• Interest Coverage Ratio was 0.63 for Q4 2025 at Lloyds Banking, down from 0.72 in the prior quarter.
• Over five years, Interest Coverage Ratio peaked at 0.72 in Q4 2024 and troughed at 8.9 in Q4 2021.
• A 5-year average of 1.61 and a median of 0.57 in 2023 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio surged 153.04% in 2023 and declined 12.51% in 2025, its largest moves.
• Over 5 years, Interest Coverage Ratio stood at 8.9 in 2021, then jumped by 87.86% to 1.08 in 2022, then jumped by 153.04% to 0.57 in 2023, then rose by 26.57% to 0.72 in 2024, then retreated by 12.51% to 0.63 in 2025.
• The last three Interest Coverage Ratio figures came in at 0.63 (Q4 2025), 0.72 (Q4 2024), and 0.57 (Q4 2023), per Business Quant data.