Lloyds Banking Group plc (LLOBF) Interest Coverage Ratio (2009 - 2026)

Lloyds Banking (LLOBF) has reported Interest Coverage Ratio for 17 consecutive years, with 1.83 the latest figure, recorded in Q4 2025.

• In Q4 2025, Interest Coverage Ratio rose 60.99% year-over-year to 1.83; the TTM figure through Jun 2026 stood at 2.47 (up 55.95% YoY), while the FY2025 annual figure was 0.35, up 27.32% from the prior year.
• Interest Coverage Ratio advanced to 1.83 in Q4 2025 per LLOBF's latest filing, from 4.7 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 1.83 in Q4 2025 and bottomed at 6.79 in Q4 2021.
• Historically, Interest Coverage Ratio has averaged 4.34 across 5 years, with a median of 4.7 in 2024.
• Annual changes were most pronounced in 2024 — Interest Coverage Ratio fell 29.97% — and 2025, when it jumped 60.99%.
• Lloyds Banking's Interest Coverage Ratio stood at 6.79 in 2021, then climbed by 29.9% to 4.76 in 2022, then increased by 23.97% to 3.62 in 2023, then slipped by 29.97% to 4.7 in 2024, then surged by 60.99% to 1.83 in 2025.
• Business Quant data shows LLOBF's Interest Coverage Ratio at 1.83 in Q4 2025, 4.7 in Q4 2024, and 3.62 in Q4 2023.