Bank Of America (BAC) FCF Margin (2009 - 2026)
Bank Of America (BAC) recorded FCF Margin of -21.69% in Q3 2026, down 183.11 percentage points from 161.41% a year earlier and down 113.72 percentage points from the prior quarter.
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Analysis
Bank Of America (BAC) FCF Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Bank Of America's FCF Margin came in at 34.43% as of Sep 30, 2026, down 19.47 percentage points year-over-year; for FY2025, it was 11.15%, up 19.47 percentage points from FY2024.
- Annual FCF Margin has a five-year change of -33.27 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at -8.32% in FY2024 (-52.09 pp), 43.77% in FY2023 (+50.43 pp), -6.66% in FY2022 (+1.41 pp) and -8.07% in FY2021 (-52.49 pp).
- Quarterly FCF Margin has ranged from -195.58% in Q1 2022 to 202.41% in Q4 2021 over the past five years.
- On a year-over-year basis, FCF Margin rose in four of the last eight quarters, with an average year-over-year change of +17.28 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 308.49 percentage points in Q3 2025, against a drop of 193.85 percentage points in Q3 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at 92.03% (Q2 2026), 137.98% (Q1 2026) and -80.89% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | American Express | 217.14 Bn | 16.62 Bn | - | 22.12% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -21.69% |
| Jun 30, 2026 | 92.03% |
| Mar 31, 2026 | 137.98% |
| Dec 31, 2025 | -80.89% |
| Sep 30, 2025 | 161.41% |
| Jun 30, 2025 | -33.28% |
| Mar 31, 2025 | -7.73% |
| Dec 31, 2024 | 88.40% |
| Sep 30, 2024 | -147.07% |
| Jun 30, 2024 | 71.31% |
| Mar 31, 2024 | -60.19% |
| Dec 31, 2023 | 125.15% |
| Sep 30, 2023 | 46.78% |
| Jun 30, 2023 | 46.78% |
| Mar 31, 2023 | -43.03% |
| Dec 31, 2022 | 126.36% |
| Sep 30, 2022 | 53.69% |
| Jun 30, 2022 | -22.25% |
| Mar 31, 2022 | -195.58% |
| Dec 31, 2021 | 202.41% |
API Access
Bank Of America FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=BAC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "BAC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=BAC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();