Lloyds Banking Group plc (LLOBF) FCF Margin (2009 - 2025)

Lloyds Banking (LLOBF) has reported FCF Margin for 17 consecutive years, with 11.11% the latest figure, recorded in Q4 2025.

• In Q4 2025, FCF Margin rose 931.0% year-over-year to 11.11%; the TTM figure through Jun 2026 stood at 4.39% (up 290.0% YoY), while the FY2025 annual figure was 3.24%, up 5189.0% from the prior year.
• FCF Margin rose to 11.11% in Q4 2025 per LLOBF's latest filing, from 1.8% in the prior quarter.
• Across five years, FCF Margin topped out at 207.85% in Q4 2022 and bottomed at 28.85% in Q4 2023.
• Historically, FCF Margin has averaged 41.88% across 5 years, with a median of 11.11% in 2025.
• Annual changes were most pronounced in 2022 — FCF Margin soared 19036 bps — and 2023, when it tumbled 23670 bps.
• Lloyds Banking's FCF Margin stood at 17.49% in 2021, then jumped by 1088 bps to 207.85% in 2022, then plunged by 114 bps to 28.85% in 2023, then soared by 106 bps to 1.8% in 2024, then surged by 517 bps to 11.11% in 2025.
• Business Quant data shows LLOBF's FCF Margin at 11.11% in Q4 2025, 1.8% in Q4 2024, and 28.85% in Q4 2023.