Regional Management (RM) Operating Margin (2012 - 2026)
Regional Management (RM) reported Operating Margin of 54.38% for Q1 2026, up 560.0% year-over-year from 8.24% in Q1 2025, and down 1.92% quarter-over-quarter from 55.44% in Q4 2025.
Regional Management (RM) Operating Margin (2012 - 2026) Analysis & Trends
Regional Management (RM) has 15 years of Operating Margin data on file, last reported at 54.38% in Q1 2026.
- Operating Margin for Q1 2026 came in at 54.38%, up 560.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 54.19% (up 40855.0% YoY), and the FY2025 annual result was 1.88%, down 1794.0% from the prior year.
- Operating Margin retreated to 54.38% in Q1 2026 per RM's latest filing, from 55.44% in the prior quarter.
- Over five years, Operating Margin peaked at 120.24% in Q4 2024 and troughed at 46.68% in Q4 2023.
- A 5-year average of 54.33% and a median of 49.88% in 2023 frame the typical range for Operating Margin.
- The sharpest annual moves came in 2024 and 2025: Operating Margin soared 7356 bps in 2024, then tumbled 6480 bps in 2025.
- A 5-year view of Operating Margin shows it stood at 50.48% in 2022, then fell by 8 bps to 46.68% in 2023, then soared by 158 bps to 120.24% in 2024, then sank by 54 bps to 55.44% in 2025, then decreased by 2 bps to 54.38% in 2026.
- Business Quant data shows RM's Operating Margin at 54.38% in Q1 2026, 55.44% in Q4 2025, and 54.41% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Regional Management | 329.23 Mn | 324.37 Mn | 163.11 Mn | 54.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 54.38% |
| Dec 31, 2025 | 55.44% |
| Sep 30, 2025 | 54.41% |
| Jun 30, 2025 | 52.42% |
| Mar 31, 2025 | 48.78% |
| Dec 31, 2024 | 120.24% |
| Sep 30, 2024 | 49.37% |
| Jun 30, 2024 | 50.27% |
| Mar 31, 2024 | 50.70% |
| Dec 31, 2023 | 46.68% |
| Sep 30, 2023 | 48.54% |
| Jun 30, 2023 | 49.88% |
| Mar 31, 2023 | 49.04% |
| Dec 31, 2022 | 50.48% |
| Sep 30, 2022 | 48.31% |
| Jun 30, 2022 | 47.60% |
| Mar 31, 2022 | 47.04% |
| Dec 31, 2021 | 44.37% |
| Sep 30, 2021 | 49.52% |
| Jun 30, 2021 | 43.08% |