Regional Management (RM) Operating Margin (2012 - 2026)
Regional Management (RM) posted quarterly Operating Margin of 54.38% for Q1 2026, up 560.0% YoY from 8.24% in Q1 2025, and down 1.92% sequentially from 55.44% in Q4 2025.
Regional Management (RM) Operating Margin (2012 - 2026) Analysis & Trends
Regional Management has disclosed Operating Margin across 15 years of filings, most recently posting 54.38% for Q1 2026.
- In Q1 2026, Operating Margin rose 560.0% year-over-year to 54.38%; the TTM figure through Mar 2026 stood at 54.19% (up 40855.0% YoY), while the FY2025 annual figure was 1.88%, down 1794.0% from the prior year.
- Operating Margin eased to 54.38% in Q1 2026, from 55.44% in the prior quarter.
- Over the last five years, Operating Margin for RM reached as high as 120.24% in Q4 2024 and fell as low as 46.68% in Q4 2023.
- The 5-year median for Operating Margin is 49.88% (2023), against an average of 54.33%.
- Annual changes were most pronounced in 2024 — Operating Margin soared 7356 bps — and 2025, when it sank 6480 bps.
- A 5-year view of Operating Margin shows it stood at 50.48% in 2022, then fell by 8 bps to 46.68% in 2023, then soared by 158 bps to 120.24% in 2024, then tumbled by 54 bps to 55.44% in 2025, then decreased by 2 bps to 54.38% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 54.38%, 55.44%, and 54.41% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | 54.38% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 54.38% |
| Dec 31, 2025 | 55.44% |
| Sep 30, 2025 | 54.41% |
| Jun 30, 2025 | 52.42% |
| Mar 31, 2025 | 48.78% |
| Dec 31, 2024 | 120.24% |
| Sep 30, 2024 | 49.37% |
| Jun 30, 2024 | 50.27% |
| Mar 31, 2024 | 50.70% |
| Dec 31, 2023 | 46.68% |
| Sep 30, 2023 | 48.54% |
| Jun 30, 2023 | 49.88% |
| Mar 31, 2023 | 49.04% |
| Dec 31, 2022 | 50.48% |
| Sep 30, 2022 | 48.31% |
| Jun 30, 2022 | 47.60% |
| Mar 31, 2022 | 47.04% |
| Dec 31, 2021 | 44.37% |
| Sep 30, 2021 | 49.52% |
| Jun 30, 2021 | 43.08% |