Regional Management (RM) Operating Margin (2012 - 2026)

Regional Management (RM) posted quarterly Operating Margin of 54.38% for Q1 2026, up 560.0% YoY from 8.24% in Q1 2025, and down 1.92% sequentially from 55.44% in Q4 2025.

Regional Management (RM) Operating Margin (2012 - 2026) Analysis & Trends

Regional Management has disclosed Operating Margin across 15 years of filings, most recently posting 54.38% for Q1 2026.

  • In Q1 2026, Operating Margin rose 560.0% year-over-year to 54.38%; the TTM figure through Mar 2026 stood at 54.19% (up 40855.0% YoY), while the FY2025 annual figure was 1.88%, down 1794.0% from the prior year.
  • Operating Margin eased to 54.38% in Q1 2026, from 55.44% in the prior quarter.
  • Over the last five years, Operating Margin for RM reached as high as 120.24% in Q4 2024 and fell as low as 46.68% in Q4 2023.
  • The 5-year median for Operating Margin is 49.88% (2023), against an average of 54.33%.
  • Annual changes were most pronounced in 2024 — Operating Margin soared 7356 bps — and 2025, when it sank 6480 bps.
  • A 5-year view of Operating Margin shows it stood at 50.48% in 2022, then fell by 8 bps to 46.68% in 2023, then soared by 158 bps to 120.24% in 2024, then tumbled by 54 bps to 55.44% in 2025, then decreased by 2 bps to 54.38% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods registered 54.38%, 55.44%, and 54.41% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 26.44%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.39%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 35.49%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn 54.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 54.38%
Dec 31, 2025 55.44%
Sep 30, 2025 54.41%
Jun 30, 2025 52.42%
Mar 31, 2025 48.78%
Dec 31, 2024 120.24%
Sep 30, 2024 49.37%
Jun 30, 2024 50.27%
Mar 31, 2024 50.70%
Dec 31, 2023 46.68%
Sep 30, 2023 48.54%
Jun 30, 2023 49.88%
Mar 31, 2023 49.04%
Dec 31, 2022 50.48%
Sep 30, 2022 48.31%
Jun 30, 2022 47.60%
Mar 31, 2022 47.04%
Dec 31, 2021 44.37%
Sep 30, 2021 49.52%
Jun 30, 2021 43.08%