Regional Management (RM) Operating Margin (2012 - 2026)
Regional Management's (RM) quarterly Operating Margin came in at 53.82% in Q2 2026, up 140.0% year-over-year from 22.43% in Q2 2025, and down 1.02% quarter-over-quarter from 54.38% in Q1 2026.
Powered by 
Analysis
Regional Management (RM) Operating Margin (2012 - 2026) Analysis & Trends
Regional Management (RM) has reported Operating Margin for 15 consecutive years, with 53.82% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Operating Margin rose 140.0% year-over-year to 53.82% in Q2 2026; TTM through Jun 2026 was 54.52%, a 415.0% increase from a year earlier, with the FY2025 full-year figure at 52.86%, up 257.0% from the prior year.
- Operating Margin was 53.82% for Q2 2026 at Regional Management, down from 54.38% in the prior quarter.
- Over five years, Operating Margin peaked at 55.44% in Q4 2025 and troughed at 46.68% in Q4 2023.
- A 5-year average of 50.44% and a median of 50.08% in 2023 frame the typical range for Operating Margin.
- Across the five-year window, Operating Margin soared 611 bps in 2022 and tumbled 380 bps in 2023, its largest moves.
- Over 5 years, Operating Margin stood at 50.48% in 2022, then declined by 8 bps to 46.68% in 2023, then rose by 9 bps to 50.8% in 2024, then rose by 9 bps to 55.44% in 2025, then slipped by 3 bps to 53.82% in 2026.
- The last three Operating Margin figures came in at 53.82% (Q2 2026), 54.38% (Q1 2026), and 55.44% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 12.63% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 25.62% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 25.53% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 47.73% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 49.45% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 13.09% |
| 10 | Regional Management | 292.81 Mn | 171.50 Mn | 163.12 Mn | 53.82% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 53.82% |
| Mar 31, 2026 | 54.38% |
| Dec 31, 2025 | 55.44% |
| Sep 30, 2025 | 54.41% |
| Jun 30, 2025 | 52.42% |
| Mar 31, 2025 | 48.78% |
| Dec 31, 2024 | 50.80% |
| Sep 30, 2024 | 49.37% |
| Jun 30, 2024 | 50.27% |
| Mar 31, 2024 | 50.70% |
| Dec 31, 2023 | 46.68% |
| Sep 30, 2023 | 48.54% |
| Jun 30, 2023 | 49.88% |
| Mar 31, 2023 | 49.04% |
| Dec 31, 2022 | 50.48% |
| Sep 30, 2022 | 48.31% |
| Jun 30, 2022 | 47.60% |
| Mar 31, 2022 | 47.04% |
| Dec 31, 2021 | 44.37% |
| Sep 30, 2021 | 49.52% |
API Access
Regional Management Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=RM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();