Regional Management (RM) Operating Margin (2012 - 2026)

Regional Management (RM) reported Operating Margin of 54.38% for Q1 2026, up 560.0% year-over-year from 8.24% in Q1 2025, and down 1.92% quarter-over-quarter from 55.44% in Q4 2025.

Regional Management (RM) Operating Margin (2012 - 2026) Analysis & Trends

Regional Management (RM) has 15 years of Operating Margin data on file, last reported at 54.38% in Q1 2026.

  • Operating Margin for Q1 2026 came in at 54.38%, up 560.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 54.19% (up 40855.0% YoY), and the FY2025 annual result was 1.88%, down 1794.0% from the prior year.
  • Operating Margin retreated to 54.38% in Q1 2026 per RM's latest filing, from 55.44% in the prior quarter.
  • Over five years, Operating Margin peaked at 120.24% in Q4 2024 and troughed at 46.68% in Q4 2023.
  • A 5-year average of 54.33% and a median of 49.88% in 2023 frame the typical range for Operating Margin.
  • The sharpest annual moves came in 2024 and 2025: Operating Margin soared 7356 bps in 2024, then tumbled 6480 bps in 2025.
  • A 5-year view of Operating Margin shows it stood at 50.48% in 2022, then fell by 8 bps to 46.68% in 2023, then soared by 158 bps to 120.24% in 2024, then sank by 54 bps to 55.44% in 2025, then decreased by 2 bps to 54.38% in 2026.
  • Business Quant data shows RM's Operating Margin at 54.38% in Q1 2026, 55.44% in Q4 2025, and 54.41% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 64.42%
2 Mastercard 437.48 Bn 427.27 Bn - 58.43%
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 18.77%
4 Capital One Financial 125.74 Bn 49.24 Bn - -
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 17.81%
6 Synchrony Financial 25.78 Bn 5.22 Bn - -
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 26.44%
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn 3.39%
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 35.49%
10 Regional Management 343.02 Mn 338.16 Mn 163.11 Mn 54.38%

Historic Data

Download Data
DateValue
Mar 31, 2026 54.38%
Dec 31, 2025 55.44%
Sep 30, 2025 54.41%
Jun 30, 2025 52.42%
Mar 31, 2025 48.78%
Dec 31, 2024 120.24%
Sep 30, 2024 49.37%
Jun 30, 2024 50.27%
Mar 31, 2024 50.70%
Dec 31, 2023 46.68%
Sep 30, 2023 48.54%
Jun 30, 2023 49.88%
Mar 31, 2023 49.04%
Dec 31, 2022 50.48%
Sep 30, 2022 48.31%
Jun 30, 2022 47.60%
Mar 31, 2022 47.04%
Dec 31, 2021 44.37%
Sep 30, 2021 49.52%
Jun 30, 2021 43.08%