Regional Management (RM) EBITDA Margin (2011 - 2026)
Regional Management (RM) posted quarterly EBITDA Margin of 6.8% for Q1 2026, up 237.0% YoY from 2.02% in Q1 2025, and down 10.69% sequentially from 7.61% in Q4 2025.
Regional Management (RM) EBITDA Margin (2011 - 2026) Analysis & Trends
Regional Management has disclosed EBITDA Margin across 16 years of filings, most recently posting 6.8% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 237.0% year-over-year to 6.8%; the TTM figure through Mar 2026 stood at 7.42% (down 4272.0% YoY), while the FY2025 annual figure was 6.87%, down 6582.0% from the prior year.
- EBITDA Margin slipped to 6.8% in Q1 2026, from 7.61% in the prior quarter.
- Over the last five years, EBITDA Margin for RM reached as high as 22.16% in Q1 2022 and fell as low as 5.33% in Q4 2023.
- The 5-year median for EBITDA Margin is 6.55% (2025), against an average of 6.25%.
- Annual changes were most pronounced in 2022 — EBITDA Margin tumbled 3333 bps — and 2025, when it surged 1029 bps.
- A 5-year view of EBITDA Margin shows it stood at 1.71% in 2022, then slumped by 411 bps to 5.33% in 2023, then soared by 50 bps to 2.67% in 2024, then surged by 385 bps to 7.61% in 2025, then retreated by 11 bps to 6.8% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 6.8%, 7.61%, and 8.67% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | 6.80% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.80% |
| Dec 31, 2025 | 7.61% |
| Sep 30, 2025 | 8.67% |
| Jun 30, 2025 | 6.55% |
| Mar 31, 2025 | 4.43% |
| Dec 31, 2024 | -2.67% |
| Sep 30, 2024 | 5.20% |
| Jun 30, 2024 | 6.03% |
| Mar 31, 2024 | 10.64% |
| Dec 31, 2023 | -5.33% |
| Sep 30, 2023 | 6.24% |
| Jun 30, 2023 | 4.52% |
| Mar 31, 2023 | 6.57% |
| Dec 31, 2022 | 1.71% |
| Sep 30, 2022 | 7.31% |
| Jun 30, 2022 | 9.75% |
| Mar 31, 2022 | 22.16% |
| Dec 31, 2021 | 17.39% |
| Sep 30, 2021 | 19.94% |
| Jun 30, 2021 | 43.08% |