Visa (V) EBITDA Margin (2009 - 2026)
Visa (V) reported EBITDA Margin of 64.42% for Q1 2026, up 777.0% on a YoY basis from 7.35% in Q1 2025, and up 4.23% quarter-over-quarter from 61.8% in Q4 2025.
Visa (V) EBITDA Margin (2009 - 2026) Analysis & Trends
Visa has reported EBITDA Margin for 18 years, with the latest figure at 64.42% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin rose 777.0% year-over-year to 64.42%; the trailing twelve-month figure through Mar 2026 stood at 61.12% (down 256.0% YoY), and the FY2025 full-year result was 59.98%, down 569.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 64.42%, up from 61.8% in the prior quarter.
- The five-year high for EBITDA Margin was 68.96% in Q4 2023, with the low at 56.65% in Q1 2025.
- Historically, EBITDA Margin has averaged 63.27% across 5 years, with a median of 64.42% in 2026.
- Annual changes were most pronounced in 2022 — EBITDA Margin tumbled 928 bps — and 2026, when it soared 777 bps.
- Visa's EBITDA Margin stood at 64.14% in 2022, then gained by 8 bps to 68.96% in 2023, then slipped by 5 bps to 65.55% in 2024, then retreated by 6 bps to 61.8% in 2025, then increased by 4 bps to 64.42% in 2026.
- The last three EBITDA Margin figures came in at 64.42% (Q1 2026), 61.8% (Q4 2025), and 57.33% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 24.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 64.42% |
| Dec 31, 2025 | 61.80% |
| Sep 30, 2025 | 57.33% |
| Jun 30, 2025 | 60.73% |
| Mar 31, 2025 | 56.65% |
| Dec 31, 2024 | 65.55% |
| Sep 30, 2024 | 66.02% |
| Jun 30, 2024 | 66.72% |
| Mar 31, 2024 | 61.01% |
| Dec 31, 2023 | 68.96% |
| Sep 30, 2023 | 64.47% |
| Jun 30, 2023 | 61.85% |
| Mar 31, 2023 | 66.83% |
| Dec 31, 2022 | 64.14% |
| Sep 30, 2022 | 65.33% |
| Jun 30, 2022 | 57.02% |
| Mar 31, 2022 | 66.80% |
| Dec 31, 2021 | 67.66% |
| Sep 30, 2021 | 65.79% |
| Jun 30, 2021 | 66.30% |