Chicago Atlantic Real Estate Finance (REFI) Short term Debt (2022 - 2026)
Chicago Atlantic Real Estate Finance's Short term Debt came in at $91.1 million for Q2 2026, up 27.9% from $71.2 million a year earlier and up 35.9% from the prior quarter.
Chicago Atlantic Real Estate Finance (REFI) Short term Debt (2022 - 2026) Analysis & Trends
At the end of FY2025, Chicago Atlantic Real Estate Finance's Short term Debt was $49.1 million, down 10.7% from FY2024.
- Short term Debt carries a three-year compound annual growth rate of -5.4% (FY2022 to FY2025).
- Going back by year, Short term Debt was $55 million in FY2024 (-16.7%), $66 million in FY2023 (+13.8%) and $58 million in FY2022.
- The Q2 2026 figure represents the highest quarterly Short term Debt in data going back to Q2 2022.
- Year-over-year, Short term Debt increased in two of the last eight quarters, with an average decline of 0.1%.
- The fastest year-over-year change in Short term Debt over five years came in Q1 2024 (growth of 116.7%), and the weakest in Q1 2025 (a decline of 53.2%).
- Business Quant data shows REFI's Short term Debt at $67.05 million (Q1 2026), $49.1 million (Q4 2025) and $52.4 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - |
| 10 | Chicago Atlantic Real Estate Finance | 213.57 Mn | 128.49 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 91.10 Mn |
| Mar 31, 2026 | 67.05 Mn |
| Dec 31, 2025 | 49.10 Mn |
| Sep 30, 2025 | 52.40 Mn |
| Jun 30, 2025 | 71.20 Mn |
| Mar 31, 2025 | 38.00 Mn |
| Dec 31, 2024 | 55.00 Mn |
| Sep 30, 2024 | 54.00 Mn |
| Jun 30, 2024 | 76.75 Mn |
| Mar 31, 2024 | 81.25 Mn |
| Dec 31, 2023 | 66.00 Mn |
| Sep 30, 2023 | 63.00 Mn |
| Jun 30, 2023 | 43.00 Mn |
| Mar 31, 2023 | 37.50 Mn |
| Dec 31, 2022 | 58.00 Mn |
| Sep 30, 2022 | 53.00 Mn |
| Jun 30, 2022 | 45.00 Mn |
Chicago Atlantic Real Estate Finance Short term Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt&ticker=REFI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt", "ticker": "REFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt&ticker=REFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();