Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)
Chicago Atlantic Real Estate Finance (REFI) reported Retained Earnings of -$20.8 million for Q1 2026, down 109.56% on a YoY basis from $217.4 million in Q1 2025, and down 33.87% sequentially from -$15.5 million in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance (REFI) has 6 years of Retained Earnings data on file, last reported at -$20.8 million in Q1 2026.
- For the quarter ending Q1 2026, Retained Earnings fell 109.56% year-over-year to -$20.8 million; the trailing twelve-month figure through Mar 2026 stood at -$20.8 million (down 109.56% YoY), and the FY2025 full-year result was -$15.5 million, down 53.12% from the prior year.
- Retained Earnings slipped to -$20.8 million in Q1 2026, from -$15.5 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $276.4 million in Q2 2023 to a low of -$20.8 million in Q1 2026.
- A 5-year average of $57.7 million and a median of -$5.8 million in 2023 frame the typical range for Retained Earnings.
- Across the five-year window, Retained Earnings plunged 2794.62% in 2022 and gained 2.83% in 2023, its largest moves.
- Tracing REFI's Retained Earnings over 5 years: stood at -$5.1 million in 2022, then dropped by 13.07% to -$5.8 million in 2023, then sank by 74.42% to -$10.1 million in 2024, then slumped by 53.12% to -$15.5 million in 2025, then slumped by 33.87% to -$20.8 million in 2026.
- Business Quant data shows REFI's Retained Earnings at -$20.8 million in Q1 2026, -$15.5 million in Q4 2025, and -$12.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | 28.43 Bn |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | 19.66 Bn |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | 10.88 Mn |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | 7.90 Mn |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | -366.11 Mn |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | -127.21 Mn |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | 5.89 Bn |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | -44.28 Mn |
| 10 | Chicago Atlantic Real Estate Finance | 212.49 Mn | 184.63 Mn | - | -20.78 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -20.78 Mn |
| Dec 31, 2025 | -15.52 Mn |
| Sep 30, 2025 | -12.52 Mn |
| Jun 30, 2025 | -11.55 Mn |
| Mar 31, 2025 | -9.92 Mn |
| Dec 31, 2024 | -10.14 Mn |
| Sep 30, 2024 | -4.45 Mn |
| Jun 30, 2024 | -6.39 Mn |
| Mar 31, 2024 | -6.09 Mn |
| Dec 31, 2023 | -5.81 Mn |
| Sep 30, 2023 | -1.34 Mn |
| Jun 30, 2023 | 276.41 Mn |
| Mar 31, 2023 | 274.93 Mn |
| Dec 31, 2022 | -5.14 Mn |
| Sep 30, 2022 | 1.09 Mn |
| Jun 30, 2022 | 268.80 Mn |
| Mar 31, 2022 | 268.68 Mn |
| Dec 31, 2021 | -177,560.00 |