Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)
Chicago Atlantic Real Estate Finance (REFI) posted Retained Earnings of -$20.8 million for Q1 2026, down 33.87% sequentially from -$15.5 million in Q4 2025, and down 109.56% YoY from $217.4 million in Q1 2025.
Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has reported Retained Earnings for 6 years, with the latest figure at -$20.8 million in Q1 2026.
- Quarterly Retained Earnings fell 109.56% year-over-year to -$20.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$20.8 million (down 109.56% YoY) and the FY2025 annual result came in at -$15.5 million, down 53.12% from the prior year.
- Retained Earnings slipped to -$20.8 million in Q1 2026 per REFI's latest filing, from -$15.5 million in the prior quarter.
- Over five years, Retained Earnings peaked at $276.4 million in Q2 2023 and troughed at -$20.8 million in Q1 2026.
- A 5-year average of $57.7 million and a median of -$5.8 million in 2023 frame the typical range for Retained Earnings.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings slumped 2794.62% in 2022, then climbed 2.83% in 2023.
- Over 5 years, Retained Earnings stood at -$5.1 million in 2022, then retreated by 13.07% to -$5.8 million in 2023, then plunged by 74.42% to -$10.1 million in 2024, then sank by 53.12% to -$15.5 million in 2025, then sank by 33.87% to -$20.8 million in 2026.
- According to Business Quant data, Retained Earnings over the past three periods registered -$20.8 million, -$15.5 million, and -$12.5 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 17.29 Bn | 14.38 Bn | - | 28.89 Bn |
| 2 | AGNC Investment | 12.65 Bn | 11.32 Bn | - | 19.83 Bn |
| 3 | Starwood Property Trust | 5.95 Bn | 3.79 Bn | - | -337.91 Mn |
| 4 | Rithm Capital | 5.71 Bn | 5.71 Bn | - | - |
| 5 | Dynex Capital | 2.93 Bn | 2.32 Bn | - | -567.20 Mn |
| 6 | Blackstone Mortgage Trust | 2.40 Bn | 1.97 Bn | - | -2.19 Bn |
| 7 | Armour Residential REIT | 2.12 Bn | 2.03 Bn | - | 5.89 Bn |
| 8 | Ellington Financial | 1.73 Bn | 1.49 Bn | - | -360.93 Mn |
| 9 | Orchid Island Capital | 1.34 Bn | 654.61 Mn | 61.82 Mn | 1.55 Bn |
| 10 | Chicago Atlantic Real Estate Finance | 219.65 Mn | 206.30 Mn | - | -23.51 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -23.51 Mn |
| Mar 31, 2026 | -20.78 Mn |
| Dec 31, 2025 | -15.52 Mn |
| Sep 30, 2025 | -12.52 Mn |
| Jun 30, 2025 | -11.55 Mn |
| Mar 31, 2025 | -9.92 Mn |
| Dec 31, 2024 | -10.14 Mn |
| Sep 30, 2024 | -4.45 Mn |
| Jun 30, 2024 | -6.39 Mn |
| Mar 31, 2024 | -6.09 Mn |
| Dec 31, 2023 | -5.81 Mn |
| Sep 30, 2023 | -1.34 Mn |
| Jun 30, 2023 | 276.41 Mn |
| Mar 31, 2023 | 274.93 Mn |
| Dec 31, 2022 | -5.14 Mn |
| Sep 30, 2022 | 1.09 Mn |
| Jun 30, 2022 | 268.80 Mn |
| Mar 31, 2022 | 268.68 Mn |
| Dec 31, 2021 | -177,560.00 |