Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)

Chicago Atlantic Real Estate Finance's (REFI) quarterly Retained Earnings came in at -$20.8 million in Q1 2026, down 109.56% year-on-year from $217.4 million in Q1 2025, and down 33.87% quarter-over-quarter from -$15.5 million in Q4 2025.

Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends

Chicago Atlantic Real Estate Finance has disclosed Retained Earnings across 6 years of filings, most recently posting -$20.8 million for Q1 2026.

  • Retained Earnings for Q1 2026 came in at -$20.8 million, down 109.56% year-over-year; the trailing twelve-month figure through Mar 2026 was -$20.8 million (down 109.56% YoY), and the FY2025 annual result was -$15.5 million, down 53.12% from the prior year.
  • Retained Earnings came in at -$20.8 million for Q1 2026 at Chicago Atlantic Real Estate Finance, down from -$15.5 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $1.1 million in Q3 2022 to a low of -$20.8 million in Q1 2026.
  • The 5-year median for Retained Earnings is -$5.8 million (2023), against an average of -$6.7 million.
  • Across the five-year window, Retained Earnings slumped 2794.62% in 2022 and retreated 13.07% in 2023, its largest moves.
  • Chicago Atlantic Real Estate Finance's Retained Earnings stood at -$5.1 million in 2022, then declined by 13.07% to -$5.8 million in 2023, then plunged by 74.42% to -$10.1 million in 2024, then sank by 53.12% to -$15.5 million in 2025, then sank by 33.87% to -$20.8 million in 2026.
  • The last three Retained Earnings figures came in at -$20.8 million (Q1 2026), -$15.5 million (Q4 2025), and -$12.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Annaly Capital Management 15.34 Bn 13.08 Bn - -13.43 Bn
2 AGNC Investment 11.42 Bn 10.75 Bn - -331.00 Mn
3 Starwood Property Trust 6.25 Bn 6.25 Bn - 10.88 Mn
4 Rithm Capital 5.08 Bn 4.78 Bn - -
5 Blackstone Mortgage Trust 3.10 Bn 2.56 Bn - 7.90 Mn
6 Dynex Capital 2.58 Bn 1.80 Bn - -127.21 Mn
7 Armour Residential REIT 2.05 Bn 1.32 Bn - -573.02 Mn
8 Ellington Financial 1.67 Bn 1.39 Bn - -366.11 Mn
9 Two Harbors Investment 1.29 Bn 746.67 Mn - 1.23 Bn
10 Chicago Atlantic Real Estate Finance 237.79 Mn 209.93 Mn - -20.78 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -20.78 Mn
Dec 31, 2025 -15.52 Mn
Sep 30, 2025 -12.52 Mn
Jun 30, 2025 -11.55 Mn
Mar 31, 2025 -9.92 Mn
Dec 31, 2024 -10.14 Mn
Sep 30, 2024 -4.45 Mn
Jun 30, 2024 -6.39 Mn
Mar 31, 2024 -6.09 Mn
Dec 31, 2023 -5.81 Mn
Sep 30, 2023 -1.34 Mn
Jun 30, 2023 -2.90 Mn
Mar 31, 2023 -2.98 Mn
Dec 31, 2022 -5.14 Mn
Sep 30, 2022 1.09 Mn
Jun 30, 2022 -353,038.00
Mar 31, 2022 526,492.00
Dec 31, 2021 -177,560.00