Chicago Atlantic Real Estate Finance REFI
NASDAQ REFI
$10.83 -0.12 (-1.10%)
As of: Sep 8, 2026 · 3:59 PM EDT

Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)

Chicago Atlantic Real Estate Finance's (REFI) quarterly Retained Earnings came in at -$23.5 million in Q2 2026, down 103.59% year-over-year from $655.0 million in Q2 2025, and down 13.15% quarter-over-quarter from -$20.8 million in Q1 2026.

Analysis

Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends

Chicago Atlantic Real Estate Finance has disclosed Retained Earnings across 6 years of filings, most recently posting -$23.5 million for Q2 2026.

  • In Q2 2026, Retained Earnings fell 103.59% year-over-year to -$23.5 million; the TTM figure through Jun 2026 stood at -$23.5 million (down 103.59% YoY), while the FY2025 annual figure was -$15.5 million, down 53.12% from the prior year.
  • Retained Earnings came in at -$23.5 million for Q2 2026 at Chicago Atlantic Real Estate Finance, down from -$20.8 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $276.4 million in Q2 2023 to a low of -$23.5 million in Q2 2026.
  • Average Retained Earnings over 5 years is $68.0 million, with a median of -$6.0 million recorded in 2023.
  • Year-over-year, Retained Earnings advanced 2.83% in 2023 and plunged 231.57% in 2024.
  • Over 5 years, Retained Earnings stood at -$5.1 million in 2022, then declined by 13.07% to -$5.8 million in 2023, then slumped by 74.42% to -$10.1 million in 2024, then tumbled by 53.12% to -$15.5 million in 2025, then slumped by 51.47% to -$23.5 million in 2026.
  • Per Business Quant data, the three most recent Retained Earnings figures were -$23.5 million in Q2 2026, -$20.8 million in Q1 2026, and -$15.5 million in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Annaly Capital Management 16.87 Bn 13.96 Bn - 28.89 Bn
2 AGNC Investment 12.43 Bn 11.10 Bn - 19.83 Bn
3 Starwood Property Trust 5.84 Bn 3.67 Bn - -337.91 Mn
4 Rithm Capital 5.57 Bn 5.57 Bn - -
5 Dynex Capital 2.88 Bn 2.27 Bn - -567.20 Mn
6 Two Harbors Investment 2.65 Bn 2.01 Bn - 5.95 Bn
7 Blackstone Mortgage Trust 2.35 Bn 1.91 Bn - -2.19 Bn
8 Armour Residential REIT 2.11 Bn 2.02 Bn - 5.89 Bn
9 Ellington Financial 1.71 Bn 1.46 Bn - -360.93 Mn
10 Chicago Atlantic Real Estate Finance 230.27 Mn 216.02 Mn - -23.51 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -23.51 Mn
Mar 31, 2026 -20.78 Mn
Dec 31, 2025 -15.52 Mn
Sep 30, 2025 -12.52 Mn
Jun 30, 2025 -11.55 Mn
Mar 31, 2025 -9.92 Mn
Dec 31, 2024 -10.14 Mn
Sep 30, 2024 -4.45 Mn
Jun 30, 2024 -6.39 Mn
Mar 31, 2024 -6.09 Mn
Dec 31, 2023 -5.81 Mn
Sep 30, 2023 -1.34 Mn
Jun 30, 2023 276.41 Mn
Mar 31, 2023 274.93 Mn
Dec 31, 2022 -5.14 Mn
Sep 30, 2022 268.89 Mn
Jun 30, 2022 268.80 Mn
Mar 31, 2022 268.68 Mn
Dec 31, 2021 264.08 Mn