Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Retained Earnings came in at -$20.8 million in Q1 2026, down 109.56% year-on-year from $217.4 million in Q1 2025, and down 33.87% quarter-over-quarter from -$15.5 million in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Retained Earnings across 6 years of filings, most recently posting -$20.8 million for Q1 2026.
- Retained Earnings for Q1 2026 came in at -$20.8 million, down 109.56% year-over-year; the trailing twelve-month figure through Mar 2026 was -$20.8 million (down 109.56% YoY), and the FY2025 annual result was -$15.5 million, down 53.12% from the prior year.
- Retained Earnings came in at -$20.8 million for Q1 2026 at Chicago Atlantic Real Estate Finance, down from -$15.5 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $1.1 million in Q3 2022 to a low of -$20.8 million in Q1 2026.
- The 5-year median for Retained Earnings is -$5.8 million (2023), against an average of -$6.7 million.
- Across the five-year window, Retained Earnings slumped 2794.62% in 2022 and retreated 13.07% in 2023, its largest moves.
- Chicago Atlantic Real Estate Finance's Retained Earnings stood at -$5.1 million in 2022, then declined by 13.07% to -$5.8 million in 2023, then plunged by 74.42% to -$10.1 million in 2024, then sank by 53.12% to -$15.5 million in 2025, then sank by 33.87% to -$20.8 million in 2026.
- The last three Retained Earnings figures came in at -$20.8 million (Q1 2026), -$15.5 million (Q4 2025), and -$12.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 15.34 Bn | 13.08 Bn | - | -13.43 Bn |
| 2 | AGNC Investment | 11.42 Bn | 10.75 Bn | - | -331.00 Mn |
| 3 | Starwood Property Trust | 6.25 Bn | 6.25 Bn | - | 10.88 Mn |
| 4 | Rithm Capital | 5.08 Bn | 4.78 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 3.10 Bn | 2.56 Bn | - | 7.90 Mn |
| 6 | Dynex Capital | 2.58 Bn | 1.80 Bn | - | -127.21 Mn |
| 7 | Armour Residential REIT | 2.05 Bn | 1.32 Bn | - | -573.02 Mn |
| 8 | Ellington Financial | 1.67 Bn | 1.39 Bn | - | -366.11 Mn |
| 9 | Two Harbors Investment | 1.29 Bn | 746.67 Mn | - | 1.23 Bn |
| 10 | Chicago Atlantic Real Estate Finance | 237.79 Mn | 209.93 Mn | - | -20.78 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -20.78 Mn |
| Dec 31, 2025 | -15.52 Mn |
| Sep 30, 2025 | -12.52 Mn |
| Jun 30, 2025 | -11.55 Mn |
| Mar 31, 2025 | -9.92 Mn |
| Dec 31, 2024 | -10.14 Mn |
| Sep 30, 2024 | -4.45 Mn |
| Jun 30, 2024 | -6.39 Mn |
| Mar 31, 2024 | -6.09 Mn |
| Dec 31, 2023 | -5.81 Mn |
| Sep 30, 2023 | -1.34 Mn |
| Jun 30, 2023 | -2.90 Mn |
| Mar 31, 2023 | -2.98 Mn |
| Dec 31, 2022 | -5.14 Mn |
| Sep 30, 2022 | 1.09 Mn |
| Jun 30, 2022 | -353,038.00 |
| Mar 31, 2022 | 526,492.00 |
| Dec 31, 2021 | -177,560.00 |