Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)

Chicago Atlantic Real Estate Finance (REFI) reported Retained Earnings of -$20.8 million for Q1 2026, down 109.56% on a YoY basis from $217.4 million in Q1 2025, and down 33.87% sequentially from -$15.5 million in Q4 2025.

Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends

Chicago Atlantic Real Estate Finance (REFI) has 6 years of Retained Earnings data on file, last reported at -$20.8 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings fell 109.56% year-over-year to -$20.8 million; the trailing twelve-month figure through Mar 2026 stood at -$20.8 million (down 109.56% YoY), and the FY2025 full-year result was -$15.5 million, down 53.12% from the prior year.
  • Retained Earnings slipped to -$20.8 million in Q1 2026, from -$15.5 million in the prior quarter.
  • In the past five years, Retained Earnings ranged from a high of $276.4 million in Q2 2023 to a low of -$20.8 million in Q1 2026.
  • A 5-year average of $57.7 million and a median of -$5.8 million in 2023 frame the typical range for Retained Earnings.
  • Across the five-year window, Retained Earnings plunged 2794.62% in 2022 and gained 2.83% in 2023, its largest moves.
  • Tracing REFI's Retained Earnings over 5 years: stood at -$5.1 million in 2022, then dropped by 13.07% to -$5.8 million in 2023, then sank by 74.42% to -$10.1 million in 2024, then slumped by 53.12% to -$15.5 million in 2025, then slumped by 33.87% to -$20.8 million in 2026.
  • Business Quant data shows REFI's Retained Earnings at -$20.8 million in Q1 2026, -$15.5 million in Q4 2025, and -$12.5 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Annaly Capital Management 16.30 Bn 14.44 Bn - 28.43 Bn
2 AGNC Investment 11.85 Bn 11.36 Bn - 19.66 Bn
3 Starwood Property Trust 5.99 Bn 5.94 Bn - 10.88 Mn
4 Rithm Capital 5.01 Bn 5.01 Bn - -
5 Blackstone Mortgage Trust 2.78 Bn 2.24 Bn - 7.90 Mn
6 Ellington Financial 1.63 Bn 1.51 Bn - -366.11 Mn
7 Dynex Capital 1.56 Bn 1.05 Bn - -127.21 Mn
8 Armour Residential REIT 1.42 Bn 1.34 Bn - 5.89 Bn
9 Two Harbors Investment 1.27 Bn 987.19 Mn - -44.28 Mn
10 Chicago Atlantic Real Estate Finance 212.49 Mn 184.63 Mn - -20.78 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -20.78 Mn
Dec 31, 2025 -15.52 Mn
Sep 30, 2025 -12.52 Mn
Jun 30, 2025 -11.55 Mn
Mar 31, 2025 -9.92 Mn
Dec 31, 2024 -10.14 Mn
Sep 30, 2024 -4.45 Mn
Jun 30, 2024 -6.39 Mn
Mar 31, 2024 -6.09 Mn
Dec 31, 2023 -5.81 Mn
Sep 30, 2023 -1.34 Mn
Jun 30, 2023 276.41 Mn
Mar 31, 2023 274.93 Mn
Dec 31, 2022 -5.14 Mn
Sep 30, 2022 1.09 Mn
Jun 30, 2022 268.80 Mn
Mar 31, 2022 268.68 Mn
Dec 31, 2021 -177,560.00