Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Retained Earnings came in at -$23.5 million in Q2 2026, down 103.59% year-over-year from $655.0 million in Q2 2025, and down 13.15% quarter-over-quarter from -$20.8 million in Q1 2026.
Analysis
Chicago Atlantic Real Estate Finance (REFI) Retained Earnings (2021 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Retained Earnings across 6 years of filings, most recently posting -$23.5 million for Q2 2026.
- In Q2 2026, Retained Earnings fell 103.59% year-over-year to -$23.5 million; the TTM figure through Jun 2026 stood at -$23.5 million (down 103.59% YoY), while the FY2025 annual figure was -$15.5 million, down 53.12% from the prior year.
- Retained Earnings came in at -$23.5 million for Q2 2026 at Chicago Atlantic Real Estate Finance, down from -$20.8 million in the prior quarter.
- In the past five years, Retained Earnings ranged from a high of $276.4 million in Q2 2023 to a low of -$23.5 million in Q2 2026.
- Average Retained Earnings over 5 years is $68.0 million, with a median of -$6.0 million recorded in 2023.
- Year-over-year, Retained Earnings advanced 2.83% in 2023 and plunged 231.57% in 2024.
- Over 5 years, Retained Earnings stood at -$5.1 million in 2022, then declined by 13.07% to -$5.8 million in 2023, then slumped by 74.42% to -$10.1 million in 2024, then tumbled by 53.12% to -$15.5 million in 2025, then slumped by 51.47% to -$23.5 million in 2026.
- Per Business Quant data, the three most recent Retained Earnings figures were -$23.5 million in Q2 2026, -$20.8 million in Q1 2026, and -$15.5 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | 28.89 Bn |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | 19.83 Bn |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | -337.91 Mn |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | - |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | -567.20 Mn |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | 5.95 Bn |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | -2.19 Bn |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | 5.89 Bn |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | -360.93 Mn |
| 10 | Chicago Atlantic Real Estate Finance | 230.27 Mn | 216.02 Mn | - | -23.51 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -23.51 Mn |
| Mar 31, 2026 | -20.78 Mn |
| Dec 31, 2025 | -15.52 Mn |
| Sep 30, 2025 | -12.52 Mn |
| Jun 30, 2025 | -11.55 Mn |
| Mar 31, 2025 | -9.92 Mn |
| Dec 31, 2024 | -10.14 Mn |
| Sep 30, 2024 | -4.45 Mn |
| Jun 30, 2024 | -6.39 Mn |
| Mar 31, 2024 | -6.09 Mn |
| Dec 31, 2023 | -5.81 Mn |
| Sep 30, 2023 | -1.34 Mn |
| Jun 30, 2023 | 276.41 Mn |
| Mar 31, 2023 | 274.93 Mn |
| Dec 31, 2022 | -5.14 Mn |
| Sep 30, 2022 | 268.89 Mn |
| Jun 30, 2022 | 268.80 Mn |
| Mar 31, 2022 | 268.68 Mn |
| Dec 31, 2021 | 264.08 Mn |