Chicago Atlantic Real Estate Finance (REFI) EBT (2022 - 2026)
Chicago Atlantic Real Estate Finance's EBT was $7.47 million in Q2 2026, down 15.8% from $8.88 million a year earlier but up 54.4% from the prior quarter.
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Analysis
Chicago Atlantic Real Estate Finance (REFI) EBT (2022 - 2026) Analysis & Trends
On a trailing twelve-month basis, Chicago Atlantic Real Estate Finance's EBT was $29.41 million through Jun 30, 2026, down 22.7% year-over-year; for FY2025, it was $36.01 million, down 2.8% from FY2024.
- EBT shows a four-year compound annual growth rate of 39.5% (FY2021 to FY2025).
- In earlier years, EBT was $37.05 million in FY2024 (-4.3%), $38.71 million in FY2023 (+19.9%), $32.29 million in FY2022 (+240.0%) and $9.5 million in FY2021.
- Quarterly EBT has moved between $4.84 million (Q1 2026) and $11.21 million (Q3 2024) over five years.
- Compared with a year earlier, EBT was higher in three of the last eight quarters, with an average decline of 9.6%.
- The best year-over-year quarter for EBT over five years was Q1 2023 (growth of 37.0%); the worst was Q1 2026 (a decline of 51.8%).
- Per Business Quant data, REFI's EBT in the three quarters before Q2 2026 was $4.84 million (Q1 2026), $8.16 million (Q4 2025) and $8.93 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | 281.00 Mn |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | 2.55 Bn |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | 81.49 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 4.99 Bn |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 169.09 Mn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 1.19 Bn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | 295.80 Mn |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | 834.67 Mn |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Chicago Atlantic Real Estate Finance | 213.57 Mn | 128.49 Mn | - | 7.47 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.47 Mn |
| Mar 31, 2026 | 4.84 Mn |
| Dec 31, 2025 | 8.16 Mn |
| Sep 30, 2025 | 8.93 Mn |
| Jun 30, 2025 | 8.88 Mn |
| Mar 31, 2025 | 10.04 Mn |
| Dec 31, 2024 | 7.92 Mn |
| Sep 30, 2024 | 11.21 Mn |
| Jun 30, 2024 | 9.18 Mn |
| Mar 31, 2024 | 8.73 Mn |
| Dec 31, 2023 | 9.40 Mn |
| Sep 30, 2023 | 9.98 Mn |
| Jun 30, 2023 | 8.64 Mn |
| Mar 31, 2023 | 10.69 Mn |
| Dec 31, 2022 | 7.26 Mn |
| Sep 30, 2022 | 9.77 Mn |
| Jun 30, 2022 | 7.46 Mn |
| Mar 31, 2022 | 7.80 Mn |
API Access
Chicago Atlantic Real Estate Finance EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=REFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "REFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=REFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();