Chicago Atlantic Real Estate Finance (REFI) Loans - Loss Allowance (2022 - 2026)
Chicago Atlantic Real Estate Finance (REFI) reported Loans - Loss Allowance of $8.7 million for Q1 2026, up 165.13% on a YoY basis from $3.3 million in Q1 2025, and up 71.46% sequentially from $5.1 million in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) Loans - Loss Allowance (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance (REFI) has 5 years of Loans - Loss Allowance data on file, last reported at $8.7 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance rose 165.13% year-over-year to $8.7 million; the trailing twelve-month figure through Mar 2026 stood at $8.7 million (up 165.13% YoY), and the FY2025 full-year result was $5.1 million, up 16.47% from the prior year.
- Loans - Loss Allowance climbed to $8.7 million in Q1 2026, from $5.1 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $8.7 million in Q1 2026 to a low of $3.3 million in Q1 2025.
- A 5-year average of $4.9 million and a median of $5.0 million in 2023 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance tumbled 38.87% in 2025 and jumped 165.13% in 2026, its largest moves.
- Tracing REFI's Loans - Loss Allowance over 5 years: stood at $3.9 million in 2022, then climbed by 26.18% to $5.0 million in 2023, then slipped by 12.58% to $4.3 million in 2024, then increased by 16.47% to $5.1 million in 2025, then surged by 71.46% to $8.7 million in 2026.
- Business Quant data shows REFI's Loans - Loss Allowance at $8.7 million in Q1 2026, $5.1 million in Q4 2025, and $5.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | - |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | - |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | - |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | - |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | - |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | - |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | - |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | - |
| 10 | Chicago Atlantic Real Estate Finance | 212.49 Mn | 184.63 Mn | - | 8.68 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.68 Mn |
| Dec 31, 2025 | 5.06 Mn |
| Sep 30, 2025 | 4.99 Mn |
| Jun 30, 2025 | 4.42 Mn |
| Mar 31, 2025 | 3.27 Mn |
| Dec 31, 2024 | 4.35 Mn |
| Sep 30, 2024 | 4.09 Mn |
| Jun 30, 2024 | 5.08 Mn |
| Mar 31, 2024 | 5.36 Mn |
| Dec 31, 2023 | 4.97 Mn |
| Sep 30, 2023 | 5.11 Mn |
| Dec 31, 2022 | 3.94 Mn |