Chicago Atlantic Real Estate Finance (REFI) Loans - Loss Allowance (2022 - 2026)
Chicago Atlantic Real Estate Finance (REFI) posted Loans - Loss Allowance of $9.37 million for Q2 2026, up 111.9% from $4.42 million a year earlier and up 8.0% from the prior quarter.
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Analysis
Chicago Atlantic Real Estate Finance (REFI) Loans - Loss Allowance (2022 - 2026) Analysis & Trends
At the end of FY2025, Chicago Atlantic Real Estate Finance's Loans - Loss Allowance came in at $5.06 million, up 16.5% from FY2024.
- Annual Loans - Loss Allowance shows a three-year compound annual growth rate of 8.7% (FY2022 to FY2025).
- In prior years, Chicago Atlantic Real Estate Finance's Loans - Loss Allowance was $4.35 million in FY2024 (-12.6%), $4.97 million in FY2023 (+26.2%) and $3.94 million in FY2022.
- The Q2 2026 figure stands as the highest quarterly Loans - Loss Allowance in data going back to Q4 2022.
- On a year-over-year basis, Loans - Loss Allowance has increased in each of the last four quarters, with growth averaging 28.9% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q1 2026, with growth of 165.1%; the weakest was Q1 2025, with a decline of 38.9%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $8.68 million (Q1 2026), $5.06 million (Q4 2025) and $4.99 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.26 Bn | 28.94 Bn | - | - |
| 2 | Orix | 42.40 Bn | 42.90 Bn | - | - |
| 3 | Royalty Pharma | 33.56 Bn | 33.47 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 24.47 Bn | 24.47 Bn | - | 8.51 Bn |
| 5 | Affirm Holdings | 23.34 Bn | 17.03 Bn | - | 563.30 Mn |
| 6 | Synchrony Financial | 23.06 Bn | -44.91 Bn | - | 10.31 Bn |
| 7 | Royal Gold | 19.98 Bn | 19.21 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.18 Bn | 5.27 Bn | - | - |
| 9 | Ares Capital | 13.71 Bn | 11.15 Bn | - | - |
| 10 | Chicago Atlantic Real Estate Finance | 213.57 Mn | 128.49 Mn | - | 9.37 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.37 Mn |
| Mar 31, 2026 | 8.68 Mn |
| Dec 31, 2025 | 5.06 Mn |
| Sep 30, 2025 | 4.99 Mn |
| Jun 30, 2025 | 4.42 Mn |
| Mar 31, 2025 | 3.27 Mn |
| Dec 31, 2024 | 4.35 Mn |
| Sep 30, 2024 | 4.09 Mn |
| Jun 30, 2024 | 5.08 Mn |
| Mar 31, 2024 | 5.36 Mn |
| Dec 31, 2023 | 4.97 Mn |
| Sep 30, 2023 | 5.11 Mn |
| Dec 31, 2022 | 3.94 Mn |
API Access
Chicago Atlantic Real Estate Finance Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=REFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "REFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=REFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();