Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance (REFI) posted FCF Payout Ratio of 1.43 for Q1 2026, down 175.98% sequentially from 1.88 in Q4 2025, and up 76.95% YoY from 0.81 in Q1 2025.
Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has reported FCF Payout Ratio for 5 years, with the latest figure at 1.43 in Q1 2026.
- Quarterly FCF Payout Ratio rose 76.95% year-over-year to 1.43 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.11 (down 28.9% YoY) and the FY2025 annual result came in at 2.49, down 42.95% from the prior year.
- FCF Payout Ratio retreated to 1.43 in Q1 2026 per REFI's latest filing, from 1.88 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 7.51 in Q3 2023 and troughed at 14.93 in Q4 2022.
- A 5-year average of 0.9 and a median of 0.84 in 2023 frame the typical range for FCF Payout Ratio.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio surged 350.15% in 2023, then tumbled 539.8% in 2024.
- Over 5 years, FCF Payout Ratio stood at 14.93 in 2022, then soared by 105.63% to 0.84 in 2023, then sank by 539.8% to 3.69 in 2024, then surged by 150.93% to 1.88 in 2025, then slumped by 175.98% to 1.43 in 2026.
- According to Business Quant data, FCF Payout Ratio over the past three periods registered 1.43, 1.88, and 1.21 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 17.29 Bn | 14.38 Bn | - | -0.09 |
| 2 | AGNC Investment | 12.65 Bn | 11.32 Bn | - | 2.10 |
| 3 | Starwood Property Trust | 5.95 Bn | 3.79 Bn | - | 1.05 |
| 4 | Rithm Capital | 5.71 Bn | 5.71 Bn | - | 2.18 |
| 5 | Dynex Capital | 2.93 Bn | 2.32 Bn | - | 1.35 |
| 6 | Blackstone Mortgage Trust | 2.40 Bn | 1.97 Bn | - | 1.22 |
| 7 | Armour Residential REIT | 2.12 Bn | 2.03 Bn | - | 0.46 |
| 8 | Ellington Financial | 1.73 Bn | 1.49 Bn | - | -2.60 |
| 9 | Orchid Island Capital | 1.34 Bn | 654.61 Mn | 61.82 Mn | 0.78 |
| 10 | Chicago Atlantic Real Estate Finance | 219.65 Mn | 206.30 Mn | - | 1.19 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.19 |
| Mar 31, 2026 | -1.43 |
| Dec 31, 2025 | 1.88 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | -6.20 |
| Dec 31, 2024 | -3.69 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.55 |
| Mar 31, 2024 | -6.64 |
| Dec 31, 2023 | 0.84 |
| Sep 30, 2023 | 7.51 |
| Jun 30, 2023 | 0.84 |
| Mar 31, 2023 | -1.94 |
| Dec 31, 2022 | -14.93 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.31 |
| Mar 31, 2022 | -1.11 |