Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance (REFI) reported FCF Payout Ratio of 1.43 for Q1 2026, up 76.95% on a YoY basis from 0.81 in Q1 2025, and down 175.98% sequentially from 1.88 in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance (REFI) has 5 years of FCF Payout Ratio data on file, last reported at 1.43 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio rose 76.95% year-over-year to 1.43; the trailing twelve-month figure through Mar 2026 stood at 3.11 (down 28.9% YoY), and the FY2025 full-year result was 2.49, down 42.95% from the prior year.
- FCF Payout Ratio retreated to 1.43 in Q1 2026, from 1.88 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 7.51 in Q3 2023 to a low of 14.93 in Q4 2022.
- A 5-year average of 0.9 and a median of 0.84 in 2023 frame the typical range for FCF Payout Ratio.
- Across the five-year window, FCF Payout Ratio soared 350.15% in 2023 and sank 539.8% in 2024, its largest moves.
- Tracing REFI's FCF Payout Ratio over 5 years: stood at 14.93 in 2022, then soared by 105.63% to 0.84 in 2023, then slumped by 539.8% to 3.69 in 2024, then surged by 150.93% to 1.88 in 2025, then tumbled by 175.98% to 1.43 in 2026.
- Business Quant data shows REFI's FCF Payout Ratio at 1.43 in Q1 2026, 1.88 in Q4 2025, and 1.21 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | -0.06 |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | 1.17 |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | 0.17 |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | -0.28 |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | 0.01 |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | -1.83 |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | 1.47 |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | 0.46 |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | 0.63 |
| 10 | Chicago Atlantic Real Estate Finance | 212.49 Mn | 184.63 Mn | - | -1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.43 |
| Dec 31, 2025 | 1.88 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | -6.20 |
| Dec 31, 2024 | -3.69 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.55 |
| Mar 31, 2024 | -6.64 |
| Dec 31, 2023 | 0.84 |
| Sep 30, 2023 | 7.51 |
| Jun 30, 2023 | 0.84 |
| Mar 31, 2023 | -1.94 |
| Dec 31, 2022 | -14.93 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.31 |
| Mar 31, 2022 | -1.11 |