Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly FCF Payout Ratio came in at 1.19 in Q2 2026, down 26.91% year-over-year from 1.63 in Q2 2025, and up 183.61% quarter-over-quarter from 1.43 in Q1 2026.
Analysis
Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed FCF Payout Ratio across 5 years of filings, most recently posting 1.19 for Q2 2026.
- In Q2 2026, FCF Payout Ratio fell 26.91% year-over-year to 1.19; the TTM figure through Jun 2026 stood at 2.6 (down 39.82% YoY), while the FY2025 annual figure was 2.49, down 42.95% from the prior year.
- FCF Payout Ratio came in at 1.19 for Q2 2026 at Chicago Atlantic Real Estate Finance, up from 1.43 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 7.51 in Q3 2023 to a low of 14.93 in Q4 2022.
- Average FCF Payout Ratio over 5 years is 0.79, with a median of 0.98 recorded in 2023.
- Year-over-year, FCF Payout Ratio jumped 350.15% in 2023 and slumped 539.8% in 2024.
- Over 5 years, FCF Payout Ratio stood at 14.93 in 2022, then jumped by 105.63% to 0.84 in 2023, then tumbled by 539.8% to 3.69 in 2024, then soared by 150.93% to 1.88 in 2025, then slumped by 36.48% to 1.19 in 2026.
- Per Business Quant data, the three most recent FCF Payout Ratio figures were 1.19 in Q2 2026, 1.43 in Q1 2026, and 1.88 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | - |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | 2.10 |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | - |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | 2.18 |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | 1.35 |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | 0.19 |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | 1.22 |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | 0.46 |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | - |
| 10 | Chicago Atlantic Real Estate Finance | 230.27 Mn | 216.02 Mn | - | 1.19 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.19 |
| Mar 31, 2026 | -1.43 |
| Dec 31, 2025 | 1.88 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | -6.20 |
| Dec 31, 2024 | -3.69 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.55 |
| Mar 31, 2024 | -6.64 |
| Dec 31, 2023 | 0.84 |
| Sep 30, 2023 | 7.51 |
| Jun 30, 2023 | 0.84 |
| Mar 31, 2023 | -1.94 |
| Dec 31, 2022 | -14.93 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.31 |
| Mar 31, 2022 | -1.11 |