Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly FCF Payout Ratio came in at 1.43 in Q1 2026, up 76.95% year-on-year from 0.81 in Q1 2025, and down 175.98% quarter-over-quarter from 1.88 in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed FCF Payout Ratio across 5 years of filings, most recently posting 1.43 for Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 1.43, up 76.95% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.11 (down 28.9% YoY), and the FY2025 annual result was 2.49, down 42.95% from the prior year.
- FCF Payout Ratio came in at 1.43 for Q1 2026 at Chicago Atlantic Real Estate Finance, down from 1.88 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 7.51 in Q3 2023 to a low of 14.93 in Q4 2022.
- The 5-year median for FCF Payout Ratio is 0.84 (2023), against an average of 0.9.
- Across the five-year window, FCF Payout Ratio soared 350.15% in 2023 and tumbled 539.8% in 2024, its largest moves.
- Chicago Atlantic Real Estate Finance's FCF Payout Ratio stood at 14.93 in 2022, then jumped by 105.63% to 0.84 in 2023, then sank by 539.8% to 3.69 in 2024, then soared by 150.93% to 1.88 in 2025, then slumped by 175.98% to 1.43 in 2026.
- The last three FCF Payout Ratio figures came in at 1.43 (Q1 2026), 1.88 (Q4 2025), and 1.21 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 15.34 Bn | 13.08 Bn | - | -0.01 |
| 2 | AGNC Investment | 11.42 Bn | 10.75 Bn | - | 1.17 |
| 3 | Starwood Property Trust | 6.25 Bn | 6.25 Bn | - | 1.91 |
| 4 | Rithm Capital | 5.08 Bn | 4.78 Bn | - | 2.83 |
| 5 | Blackstone Mortgage Trust | 3.10 Bn | 2.56 Bn | - | 0.47 |
| 6 | Dynex Capital | 2.58 Bn | 1.80 Bn | - | 1.47 |
| 7 | Armour Residential REIT | 2.05 Bn | 1.32 Bn | - | 0.80 |
| 8 | Ellington Financial | 1.67 Bn | 1.39 Bn | - | 0.00 |
| 9 | Two Harbors Investment | 1.29 Bn | 746.67 Mn | - | -0.07 |
| 10 | Chicago Atlantic Real Estate Finance | 237.79 Mn | 209.93 Mn | - | -1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.43 |
| Dec 31, 2025 | 1.88 |
| Sep 30, 2025 | 1.21 |
| Jun 30, 2025 | 1.63 |
| Mar 31, 2025 | -6.20 |
| Dec 31, 2024 | -3.69 |
| Sep 30, 2024 | 1.13 |
| Jun 30, 2024 | 1.55 |
| Mar 31, 2024 | -6.64 |
| Dec 31, 2023 | 0.84 |
| Sep 30, 2023 | 7.51 |
| Jun 30, 2023 | 0.84 |
| Mar 31, 2023 | -1.94 |
| Dec 31, 2022 | -14.93 |
| Sep 30, 2022 | 1.67 |
| Jun 30, 2022 | 2.31 |
| Mar 31, 2022 | -1.11 |