Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026)

Chicago Atlantic Real Estate Finance (REFI) reported FCF Payout Ratio of 1.43 for Q1 2026, up 76.95% on a YoY basis from 0.81 in Q1 2025, and down 175.98% sequentially from 1.88 in Q4 2025.

Chicago Atlantic Real Estate Finance (REFI) FCF Payout Ratio (2022 - 2026) Analysis & Trends

Chicago Atlantic Real Estate Finance (REFI) has 5 years of FCF Payout Ratio data on file, last reported at 1.43 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio rose 76.95% year-over-year to 1.43; the trailing twelve-month figure through Mar 2026 stood at 3.11 (down 28.9% YoY), and the FY2025 full-year result was 2.49, down 42.95% from the prior year.
  • FCF Payout Ratio retreated to 1.43 in Q1 2026, from 1.88 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 7.51 in Q3 2023 to a low of 14.93 in Q4 2022.
  • A 5-year average of 0.9 and a median of 0.84 in 2023 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio soared 350.15% in 2023 and sank 539.8% in 2024, its largest moves.
  • Tracing REFI's FCF Payout Ratio over 5 years: stood at 14.93 in 2022, then soared by 105.63% to 0.84 in 2023, then slumped by 539.8% to 3.69 in 2024, then surged by 150.93% to 1.88 in 2025, then tumbled by 175.98% to 1.43 in 2026.
  • Business Quant data shows REFI's FCF Payout Ratio at 1.43 in Q1 2026, 1.88 in Q4 2025, and 1.21 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Annaly Capital Management 16.30 Bn 14.44 Bn - -0.06
2 AGNC Investment 11.85 Bn 11.36 Bn - 1.17
3 Starwood Property Trust 5.99 Bn 5.94 Bn - 0.17
4 Rithm Capital 5.01 Bn 5.01 Bn - -0.28
5 Blackstone Mortgage Trust 2.78 Bn 2.24 Bn - 0.01
6 Ellington Financial 1.63 Bn 1.51 Bn - -1.83
7 Dynex Capital 1.56 Bn 1.05 Bn - 1.47
8 Armour Residential REIT 1.42 Bn 1.34 Bn - 0.46
9 Two Harbors Investment 1.27 Bn 987.19 Mn - 0.63
10 Chicago Atlantic Real Estate Finance 212.49 Mn 184.63 Mn - -1.43

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.43
Dec 31, 2025 1.88
Sep 30, 2025 1.21
Jun 30, 2025 1.63
Mar 31, 2025 -6.20
Dec 31, 2024 -3.69
Sep 30, 2024 1.13
Jun 30, 2024 1.55
Mar 31, 2024 -6.64
Dec 31, 2023 0.84
Sep 30, 2023 7.51
Jun 30, 2023 0.84
Mar 31, 2023 -1.94
Dec 31, 2022 -14.93
Sep 30, 2022 1.67
Jun 30, 2022 2.31
Mar 31, 2022 -1.11