Chicago Atlantic Real Estate Finance (REFI) Interest Coverage Ratio (2022 - 2026)

Chicago Atlantic Real Estate Finance has disclosed Interest Coverage Ratio across 5 years of filings, most recently posting 3.37 for Q1 2026.

• Interest Coverage Ratio for Q1 2026 came in at 3.37, down 42.47% year-over-year; the trailing twelve-month figure through Mar 2026 was 5.1 (down 20.26% YoY), and the FY2025 annual result was 5.77, down 6.58% from the prior year.
• Interest Coverage Ratio came in at 3.37 for Q1 2026 at Chicago Atlantic Real Estate Finance, down from 5.44 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 27.99 in Q2 2022 to a low of 3.37 in Q1 2026.
• The 5-year median for Interest Coverage Ratio is 6.66 (2024), against an average of 8.16.
• Across the five-year window, Interest Coverage Ratio plunged 65.39% in 2023 and advanced 13.84% in 2025, its largest moves.
• Chicago Atlantic Real Estate Finance's Interest Coverage Ratio stood at 6.89 in 2022, then fell by 4.87% to 6.56 in 2023, then advanced by 0.83% to 6.61 in 2024, then declined by 17.76% to 5.44 in 2025, then tumbled by 38.0% to 3.37 in 2026.
• The last three Interest Coverage Ratio figures came in at 3.37 (Q1 2026), 5.44 (Q4 2025), and 6.71 (Q3 2025), per Business Quant data.