Chicago Atlantic Real Estate Finance (REFI) Interest Coverage Ratio (2022 - 2026)

Chicago Atlantic Real Estate Finance has disclosed Interest Coverage Ratio across 5 years of filings, most recently posting 4.13 for Q2 2026.

• In Q2 2026, Interest Coverage Ratio fell 21.61% year-over-year to 4.13; the TTM figure through Jun 2026 stood at 4.76 (down 22.97% YoY), while the FY2025 annual figure was 5.77, down 6.58% from the prior year.
• Interest Coverage Ratio came in at 4.13 for Q2 2026 at Chicago Atlantic Real Estate Finance, up from 3.37 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 12.34 in Q3 2022 to a low of 3.37 in Q1 2026.
• Average Interest Coverage Ratio over 5 years is 6.9, with a median of 6.61 recorded in 2024.
• Year-over-year, Interest Coverage Ratio climbed 13.84% in 2025 and tumbled 42.47% in 2026.
• Over 5 years, Interest Coverage Ratio stood at 6.89 in 2022, then fell by 4.87% to 6.56 in 2023, then advanced by 0.83% to 6.61 in 2024, then declined by 17.76% to 5.44 in 2025, then slipped by 23.99% to 4.13 in 2026.
• Per Business Quant data, the three most recent Interest Coverage Ratio figures were 4.13 in Q2 2026, 3.37 in Q1 2026, and 5.44 in Q4 2025.