Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2021 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Debt Ratio came in at 0.15 in Q1 2026, up 67.83% year-on-year from 0.09 in Q1 2025, and up 33.1% quarter-over-quarter from 0.12 in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2021 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Debt Ratio across 6 years of filings, most recently posting 0.15 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.15, up 67.83% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.15 (up 67.83% YoY), and the FY2025 annual result was 0.12, down 8.58% from the prior year.
- Debt Ratio came in at 0.15 for Q1 2026 at Chicago Atlantic Real Estate Finance, up from 0.12 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.21 in Q1 2024 to a low of 0.09 in Q1 2025.
- The 5-year median for Debt Ratio is 0.15 (2024), against an average of 0.15.
- Across the five-year window, Debt Ratio soared 2429.54% in 2022 and sank 56.73% in 2025, its largest moves.
- Chicago Atlantic Real Estate Finance's Debt Ratio stood at 0.17 in 2022, then climbed by 6.18% to 0.18 in 2023, then plunged by 31.21% to 0.13 in 2024, then fell by 8.58% to 0.12 in 2025, then surged by 33.1% to 0.15 in 2026.
- The last three Debt Ratio figures came in at 0.15 (Q1 2026), 0.12 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 15.34 Bn | 13.08 Bn | - | 0.22 |
| 2 | AGNC Investment | 11.42 Bn | 10.75 Bn | - | 0.74 |
| 3 | Starwood Property Trust | 6.25 Bn | 6.25 Bn | - | 0.07 |
| 4 | Rithm Capital | 5.08 Bn | 4.78 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 3.10 Bn | 2.56 Bn | - | 0.04 |
| 6 | Dynex Capital | 2.58 Bn | 1.80 Bn | - | - |
| 7 | Armour Residential REIT | 2.05 Bn | 1.32 Bn | - | 0.86 |
| 8 | Ellington Financial | 1.67 Bn | 1.39 Bn | - | - |
| 9 | Two Harbors Investment | 1.29 Bn | 746.67 Mn | - | 0.01 |
| 10 | Chicago Atlantic Real Estate Finance | 237.79 Mn | 209.93 Mn | - | 0.15 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.15 |
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.16 |
| Mar 31, 2025 | 0.09 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.17 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.13 |
| Dec 31, 2021 | 0.01 |