Chicago Atlantic Real Estate Finance REFI
NASDAQ REFI
$10.83 -0.12 (-1.10%)
As of: Sep 8, 2026 · 3:59 PM EDT

Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2021 - 2026)

Chicago Atlantic Real Estate Finance's (REFI) quarterly Debt Ratio came in at 0.31 in Q2 2026, up 14.64% year-over-year from 0.27 in Q2 2025, and up 13.6% quarter-over-quarter from 0.27 in Q1 2026.

Analysis

Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2021 - 2026) Analysis & Trends

Chicago Atlantic Real Estate Finance has disclosed Debt Ratio across 6 years of filings, most recently posting 0.31 for Q2 2026.

  • In Q2 2026, Debt Ratio rose 14.64% year-over-year to 0.31; the TTM figure through Jun 2026 stood at 0.31 (up 14.64% YoY), while the FY2025 annual figure was 0.23, down 3.39% from the prior year.
  • Debt Ratio came in at 0.31 for Q2 2026 at Chicago Atlantic Real Estate Finance, up from 0.27 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.31 in Q2 2026 to a low of 0.02 in Q1 2022.
  • Average Debt Ratio over 5 years is 0.19, with a median of 0.19 recorded in 2023.
  • Year-over-year, Debt Ratio jumped 935.73% in 2022 and decreased 17.78% in 2023.
  • Over 5 years, Debt Ratio stood at 0.17 in 2022, then rose by 10.61% to 0.19 in 2023, then advanced by 29.4% to 0.24 in 2024, then decreased by 3.39% to 0.23 in 2025, then jumped by 31.27% to 0.31 in 2026.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.31 in Q2 2026, 0.27 in Q1 2026, and 0.23 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Annaly Capital Management 16.87 Bn 13.96 Bn - 0.24
2 AGNC Investment 12.43 Bn 11.10 Bn - 0.74
3 Starwood Property Trust 5.84 Bn 3.67 Bn - 0.31
4 Rithm Capital 5.57 Bn 5.57 Bn - -
5 Dynex Capital 2.88 Bn 2.27 Bn - 0.86
6 Two Harbors Investment 2.65 Bn 2.01 Bn - 0.01
7 Blackstone Mortgage Trust 2.35 Bn 1.91 Bn - 0.06
8 Armour Residential REIT 2.11 Bn 2.02 Bn - 0.85
9 Ellington Financial 1.71 Bn 1.46 Bn - 0.03
10 Chicago Atlantic Real Estate Finance 230.27 Mn 216.02 Mn - 0.31
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.31
Mar 31, 2026 0.27
Dec 31, 2025 0.23
Sep 30, 2025 0.24
Jun 30, 2025 0.27
Mar 31, 2025 0.22
Dec 31, 2024 0.24
Sep 30, 2024 0.15
Jun 30, 2024 0.20
Mar 31, 2024 0.21
Dec 31, 2023 0.19
Sep 30, 2023 0.18
Jun 30, 2023 0.13
Mar 31, 2023 0.12
Dec 31, 2022 0.17
Sep 30, 2022 0.16
Jun 30, 2022 0.16
Mar 31, 2022 0.02
Dec 31, 2021 0.02