Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance (REFI) posted Debt Ratio of 0.27 for Q1 2026, up 15.3% sequentially from 0.23 in Q4 2025, and up 27.08% YoY from 0.21 in Q1 2025.
Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has reported Debt Ratio for 5 years, with the latest figure at 0.27 in Q1 2026.
- Quarterly Debt Ratio rose 27.08% year-over-year to 0.27 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.27 (up 27.08% YoY) and the FY2025 annual result came in at 0.23, down 3.16% from the prior year.
- Debt Ratio improved to 0.27 in Q1 2026 per REFI's latest filing, from 0.23 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.27 in Q1 2026 and troughed at 0.12 in Q1 2023.
- A 5-year average of 0.19 and a median of 0.19 in 2024 frame the typical range for Debt Ratio.
- The widest YoY moves for Debt Ratio: up 82.35% in 2024, down 17.47% in 2024.
- Over 5 years, Debt Ratio stood at 0.17 in 2022, then increased by 8.74% to 0.18 in 2023, then jumped by 30.2% to 0.24 in 2024, then retreated by 3.16% to 0.23 in 2025, then increased by 15.3% to 0.27 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.27, 0.23, and 0.24 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 17.29 Bn | 14.38 Bn | - | 0.24 |
| 2 | AGNC Investment | 12.65 Bn | 11.32 Bn | - | 0.74 |
| 3 | Starwood Property Trust | 5.95 Bn | 3.79 Bn | - | 0.31 |
| 4 | Rithm Capital | 5.71 Bn | 5.71 Bn | - | - |
| 5 | Dynex Capital | 2.93 Bn | 2.32 Bn | - | 0.86 |
| 6 | Blackstone Mortgage Trust | 2.40 Bn | 1.97 Bn | - | 0.06 |
| 7 | Armour Residential REIT | 2.12 Bn | 2.03 Bn | - | 0.85 |
| 8 | Ellington Financial | 1.73 Bn | 1.49 Bn | - | 0.03 |
| 9 | Orchid Island Capital | 1.34 Bn | 654.61 Mn | 61.82 Mn | 0.85 |
| 10 | Chicago Atlantic Real Estate Finance | 219.65 Mn | 206.30 Mn | - | 0.30 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.30 |
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.26 |
| Mar 31, 2025 | 0.21 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.17 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.13 |