Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2022 - 2026)
Chicago Atlantic Real Estate Finance (REFI) reported Debt Ratio of 0.27 for Q1 2026, up 27.08% on a YoY basis from 0.21 in Q1 2025, and up 15.3% sequentially from 0.23 in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance (REFI) has 5 years of Debt Ratio data on file, last reported at 0.27 in Q1 2026.
- For the quarter ending Q1 2026, Debt Ratio rose 27.08% year-over-year to 0.27; the trailing twelve-month figure through Mar 2026 stood at 0.27 (up 27.08% YoY), and the FY2025 full-year result was 0.23, down 3.16% from the prior year.
- Debt Ratio improved to 0.27 in Q1 2026, from 0.23 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.27 in Q1 2026 to a low of 0.12 in Q1 2023.
- A 5-year average of 0.19 and a median of 0.19 in 2024 frame the typical range for Debt Ratio.
- Peak annual rise in Debt Ratio reached 82.35% in 2024, while the deepest fall reached 17.47% in 2024.
- Tracing REFI's Debt Ratio over 5 years: stood at 0.17 in 2022, then advanced by 8.74% to 0.18 in 2023, then jumped by 30.2% to 0.24 in 2024, then dropped by 3.16% to 0.23 in 2025, then advanced by 15.3% to 0.27 in 2026.
- Business Quant data shows REFI's Debt Ratio at 0.27 in Q1 2026, 0.23 in Q4 2025, and 0.24 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.30 Bn | 14.44 Bn | - | 0.01 |
| 2 | AGNC Investment | 11.85 Bn | 11.36 Bn | - | 0.74 |
| 3 | Starwood Property Trust | 5.99 Bn | 5.94 Bn | - | 0.30 |
| 4 | Rithm Capital | 5.01 Bn | 5.01 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 2.78 Bn | 2.24 Bn | - | 0.04 |
| 6 | Ellington Financial | 1.63 Bn | 1.51 Bn | - | 0.01 |
| 7 | Dynex Capital | 1.56 Bn | 1.05 Bn | - | - |
| 8 | Armour Residential REIT | 1.42 Bn | 1.34 Bn | - | 0.85 |
| 9 | Two Harbors Investment | 1.27 Bn | 987.19 Mn | - | 0.01 |
| 10 | Chicago Atlantic Real Estate Finance | 212.49 Mn | 184.63 Mn | - | 0.27 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.26 |
| Mar 31, 2025 | 0.21 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.17 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.13 |