Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2021 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Debt Ratio came in at 0.31 in Q2 2026, up 14.64% year-over-year from 0.27 in Q2 2025, and up 13.6% quarter-over-quarter from 0.27 in Q1 2026.
Analysis
Chicago Atlantic Real Estate Finance (REFI) Debt Ratio (2021 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Debt Ratio across 6 years of filings, most recently posting 0.31 for Q2 2026.
- In Q2 2026, Debt Ratio rose 14.64% year-over-year to 0.31; the TTM figure through Jun 2026 stood at 0.31 (up 14.64% YoY), while the FY2025 annual figure was 0.23, down 3.39% from the prior year.
- Debt Ratio came in at 0.31 for Q2 2026 at Chicago Atlantic Real Estate Finance, up from 0.27 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.31 in Q2 2026 to a low of 0.02 in Q1 2022.
- Average Debt Ratio over 5 years is 0.19, with a median of 0.19 recorded in 2023.
- Year-over-year, Debt Ratio jumped 935.73% in 2022 and decreased 17.78% in 2023.
- Over 5 years, Debt Ratio stood at 0.17 in 2022, then rose by 10.61% to 0.19 in 2023, then advanced by 29.4% to 0.24 in 2024, then decreased by 3.39% to 0.23 in 2025, then jumped by 31.27% to 0.31 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.31 in Q2 2026, 0.27 in Q1 2026, and 0.23 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | 0.24 |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | 0.74 |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | 0.31 |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | - |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | 0.86 |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | 0.01 |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | 0.06 |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | 0.85 |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | 0.03 |
| 10 | Chicago Atlantic Real Estate Finance | 230.27 Mn | 216.02 Mn | - | 0.31 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.31 |
| Mar 31, 2026 | 0.27 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.27 |
| Mar 31, 2025 | 0.22 |
| Dec 31, 2024 | 0.24 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.20 |
| Mar 31, 2024 | 0.21 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.18 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.17 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |