Chicago Atlantic Real Estate Finance (REFI) Times Interest Earned (2022 - 2026)

Chicago Atlantic Real Estate Finance's (REFI) quarterly Times Interest Earned came in at $3.37 in Q1 2026, down 42.47% year-on-year from $5.86 in Q1 2025, and down 38.0% quarter-over-quarter from $5.44 in Q4 2025.

Chicago Atlantic Real Estate Finance (REFI) Times Interest Earned (2022 - 2026) Analysis & Trends

Chicago Atlantic Real Estate Finance has disclosed Times Interest Earned across 5 years of filings, most recently posting $3.37 for Q1 2026.

  • Times Interest Earned for Q1 2026 came in at $3.37, down 42.47% year-over-year; the trailing twelve-month figure through Mar 2026 was $5.1 (down 20.26% YoY), and the FY2025 annual result was $5.77, down 6.58% from the prior year.
  • Times Interest Earned came in at $3.37 for Q1 2026 at Chicago Atlantic Real Estate Finance, down from $5.44 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $27.99 in Q2 2022 to a low of $3.37 in Q1 2026.
  • The 5-year median for Times Interest Earned is $6.66 (2024), against an average of $8.16.
  • Across the five-year window, Times Interest Earned plunged 65.39% in 2023 and advanced 13.84% in 2025, its largest moves.
  • Chicago Atlantic Real Estate Finance's Times Interest Earned stood at $6.89 in 2022, then fell by 4.87% to $6.56 in 2023, then advanced by 0.83% to $6.61 in 2024, then declined by 17.76% to $5.44 in 2025, then tumbled by 38.0% to $3.37 in 2026.
  • The last three Times Interest Earned figures came in at $3.37 (Q1 2026), $5.44 (Q4 2025), and $6.71 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Annaly Capital Management 15.34 Bn 13.08 Bn - 1.23
2 AGNC Investment 11.42 Bn 10.75 Bn - -
3 Starwood Property Trust 6.25 Bn 6.25 Bn - 1.16
4 Rithm Capital 5.08 Bn 4.78 Bn - -
5 Blackstone Mortgage Trust 3.10 Bn 2.56 Bn - 0.98
6 Dynex Capital 2.58 Bn 1.80 Bn - -
7 Armour Residential REIT 2.05 Bn 1.32 Bn - -
8 Ellington Financial 1.67 Bn 1.39 Bn - 2.03
9 Two Harbors Investment 1.29 Bn 746.67 Mn - 1.38
10 Chicago Atlantic Real Estate Finance 237.79 Mn 209.93 Mn - 3.37

Historic Data

Download Data
DateValue
Mar 31, 2026 3.37
Dec 31, 2025 5.44
Sep 30, 2025 6.71
Jun 30, 2025 5.27
Mar 31, 2025 5.86
Dec 31, 2024 6.61
Sep 30, 2024 7.23
Jun 30, 2024 5.99
Mar 31, 2024 5.15
Dec 31, 2023 6.56
Sep 30, 2023 7.88
Jun 30, 2023 9.69
Mar 31, 2023 7.61
Dec 31, 2022 6.89
Sep 30, 2022 12.34
Jun 30, 2022 27.99