Chicago Atlantic Real Estate Finance (REFI) Times Interest Earned (2022 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Times Interest Earned came in at $3.37 in Q1 2026, down 42.47% year-on-year from $5.86 in Q1 2025, and down 38.0% quarter-over-quarter from $5.44 in Q4 2025.
Chicago Atlantic Real Estate Finance (REFI) Times Interest Earned (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Times Interest Earned across 5 years of filings, most recently posting $3.37 for Q1 2026.
- Times Interest Earned for Q1 2026 came in at $3.37, down 42.47% year-over-year; the trailing twelve-month figure through Mar 2026 was $5.1 (down 20.26% YoY), and the FY2025 annual result was $5.77, down 6.58% from the prior year.
- Times Interest Earned came in at $3.37 for Q1 2026 at Chicago Atlantic Real Estate Finance, down from $5.44 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $27.99 in Q2 2022 to a low of $3.37 in Q1 2026.
- The 5-year median for Times Interest Earned is $6.66 (2024), against an average of $8.16.
- Across the five-year window, Times Interest Earned plunged 65.39% in 2023 and advanced 13.84% in 2025, its largest moves.
- Chicago Atlantic Real Estate Finance's Times Interest Earned stood at $6.89 in 2022, then fell by 4.87% to $6.56 in 2023, then advanced by 0.83% to $6.61 in 2024, then declined by 17.76% to $5.44 in 2025, then tumbled by 38.0% to $3.37 in 2026.
- The last three Times Interest Earned figures came in at $3.37 (Q1 2026), $5.44 (Q4 2025), and $6.71 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 15.34 Bn | 13.08 Bn | - | 1.23 |
| 2 | AGNC Investment | 11.42 Bn | 10.75 Bn | - | - |
| 3 | Starwood Property Trust | 6.25 Bn | 6.25 Bn | - | 1.16 |
| 4 | Rithm Capital | 5.08 Bn | 4.78 Bn | - | - |
| 5 | Blackstone Mortgage Trust | 3.10 Bn | 2.56 Bn | - | 0.98 |
| 6 | Dynex Capital | 2.58 Bn | 1.80 Bn | - | - |
| 7 | Armour Residential REIT | 2.05 Bn | 1.32 Bn | - | - |
| 8 | Ellington Financial | 1.67 Bn | 1.39 Bn | - | 2.03 |
| 9 | Two Harbors Investment | 1.29 Bn | 746.67 Mn | - | 1.38 |
| 10 | Chicago Atlantic Real Estate Finance | 237.79 Mn | 209.93 Mn | - | 3.37 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.37 |
| Dec 31, 2025 | 5.44 |
| Sep 30, 2025 | 6.71 |
| Jun 30, 2025 | 5.27 |
| Mar 31, 2025 | 5.86 |
| Dec 31, 2024 | 6.61 |
| Sep 30, 2024 | 7.23 |
| Jun 30, 2024 | 5.99 |
| Mar 31, 2024 | 5.15 |
| Dec 31, 2023 | 6.56 |
| Sep 30, 2023 | 7.88 |
| Jun 30, 2023 | 9.69 |
| Mar 31, 2023 | 7.61 |
| Dec 31, 2022 | 6.89 |
| Sep 30, 2022 | 12.34 |
| Jun 30, 2022 | 27.99 |