Chicago Atlantic Real Estate Finance (REFI) Times Interest Earned (2022 - 2026)
Chicago Atlantic Real Estate Finance's (REFI) quarterly Times Interest Earned came in at 4.13 in Q2 2026, down 21.61% year-over-year from 5.27 in Q2 2025, and up 22.61% quarter-over-quarter from 3.37 in Q1 2026.
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Analysis
Chicago Atlantic Real Estate Finance (REFI) Times Interest Earned (2022 - 2026) Analysis & Trends
Chicago Atlantic Real Estate Finance has disclosed Times Interest Earned across 5 years of filings, most recently posting 4.13 for Q2 2026.
- In Q2 2026, Times Interest Earned fell 21.61% year-over-year to 4.13; the TTM figure through Jun 2026 stood at 4.76 (down 22.97% YoY), while the FY2025 annual figure was 5.77, down 6.58% from the prior year.
- Times Interest Earned came in at 4.13 for Q2 2026 at Chicago Atlantic Real Estate Finance, up from 3.37 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of 12.34 in Q3 2022 to a low of 3.37 in Q1 2026.
- Average Times Interest Earned over 5 years is 6.9, with a median of 6.61 recorded in 2024.
- Year-over-year, Times Interest Earned climbed 13.84% in 2025 and tumbled 42.47% in 2026.
- Over 5 years, Times Interest Earned stood at 6.89 in 2022, then fell by 4.87% to 6.56 in 2023, then advanced by 0.83% to 6.61 in 2024, then declined by 17.76% to 5.44 in 2025, then slipped by 23.99% to 4.13 in 2026.
- Per Business Quant data, the three most recent Times Interest Earned figures were 4.13 in Q2 2026, 3.37 in Q1 2026, and 5.44 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Annaly Capital Management | 16.87 Bn | 13.96 Bn | - | 1.63 |
| 2 | AGNC Investment | 12.43 Bn | 11.10 Bn | - | - |
| 3 | Starwood Property Trust | 5.84 Bn | 3.67 Bn | - | 1.06 |
| 4 | Rithm Capital | 5.57 Bn | 5.57 Bn | - | 6.61 |
| 5 | Dynex Capital | 2.88 Bn | 2.27 Bn | - | - |
| 6 | Two Harbors Investment | 2.65 Bn | 2.01 Bn | - | 1.76 |
| 7 | Blackstone Mortgage Trust | 2.35 Bn | 1.91 Bn | - | 0.65 |
| 8 | Armour Residential REIT | 2.11 Bn | 2.02 Bn | - | - |
| 9 | Ellington Financial | 1.71 Bn | 1.46 Bn | - | 1.48 |
| 10 | Chicago Atlantic Real Estate Finance | 230.27 Mn | 216.02 Mn | - | 4.13 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.13 |
| Mar 31, 2026 | 3.37 |
| Dec 31, 2025 | 5.44 |
| Sep 30, 2025 | 6.71 |
| Jun 30, 2025 | 5.27 |
| Mar 31, 2025 | 5.86 |
| Dec 31, 2024 | 6.61 |
| Sep 30, 2024 | 7.23 |
| Jun 30, 2024 | 5.99 |
| Mar 31, 2024 | 5.15 |
| Dec 31, 2023 | 6.56 |
| Sep 30, 2023 | 7.88 |
| Jun 30, 2023 | 9.69 |
| Mar 31, 2023 | 7.61 |
| Dec 31, 2022 | 6.89 |
| Sep 30, 2022 | 12.34 |
| Jun 30, 2022 | 10.60 |