Pnc Financial Services (PNC) Net Margin (2009 - 2026)
Pnc Financial Services' (PNC) quarterly Net Margin came in at 27.35% in Q1 2026, up 152.0% YoY from 10.85% in Q1 2025, and down 14.15% on a QoQ basis from 31.86% in Q4 2025.
Pnc Financial Services (PNC) Net Margin (2009 - 2026) Analysis & Trends
Pnc Financial Services (PNC) has 18 years of Net Margin data on file, last reported at 27.35% in Q1 2026.
- Quarterly Net Margin rose 152.0% year-over-year to 27.35% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 28.96% (up 294.0% YoY) and the FY2025 annual result came in at 28.65%, up 300.0% from the prior year.
- Net Margin eased to 27.35% in Q1 2026, from 31.86% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 31.86% in Q4 2025 to a low of 13.88% in Q4 2023.
- A 5-year average of 26.41% and a median of 27.24% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin tumbled 1265 bps — and 2024, when it soared 1332 bps.
- Tracing PNC's Net Margin over 5 years: stood at 24.41% in 2022, then slumped by 43 bps to 13.88% in 2023, then jumped by 96 bps to 27.2% in 2024, then climbed by 17 bps to 31.86% in 2025, then fell by 14 bps to 27.35% in 2026.
- The last three Net Margin figures came in at 27.35% (Q1 2026), 31.86% (Q4 2025), and 29.33% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 97.46 Bn | 97.46 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.56 Bn | 95.56 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.81 Bn | -81.51 Bn | - | 25.60% |
| 7 | Nu Holdings | 70.83 Bn | 57.14 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.34 Bn | 25.62 Bn | - | 23.30% |
| 10 | Itau Unibanco Holding | 41.49 Bn | 43.18 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 28.41% |
| Mar 31, 2026 | 27.35% |
| Dec 31, 2025 | 31.86% |
| Sep 30, 2025 | 29.33% |
| Jun 30, 2025 | 27.24% |
| Mar 31, 2025 | 25.83% |
| Dec 31, 2024 | 27.20% |
| Sep 30, 2024 | 25.88% |
| Jun 30, 2024 | 25.17% |
| Mar 31, 2024 | 24.24% |
| Dec 31, 2023 | 13.88% |
| Sep 30, 2023 | 27.67% |
| Jun 30, 2023 | 25.58% |
| Mar 31, 2023 | 28.68% |
| Dec 31, 2022 | 24.41% |
| Sep 30, 2022 | 28.08% |
| Jun 30, 2022 | 27.54% |
| Mar 31, 2022 | 29.01% |
| Dec 31, 2021 | 23.80% |
| Sep 30, 2021 | 27.25% |