Pnc Financial Services (PNC) Net Margin (2009 - 2026)
Pnc Financial Services (PNC) posted Net Margin of 27.35% for Q1 2026, down 14.15% on a QoQ basis from 31.86% in Q4 2025, and up 152.0% year-over-year from 10.85% in Q1 2025.
Pnc Financial Services (PNC) Net Margin (2009 - 2026) Analysis & Trends
Pnc Financial Services' Net Margin history runs 18 years deep, the most recent figure standing at 27.35% for Q1 2026.
- Quarterly Net Margin rose 152.0% year-over-year to 27.35% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 28.96% (up 294.0% YoY) and the FY2025 annual result came in at 28.65%, up 300.0% from the prior year.
- Net Margin was 27.35% for Q1 2026 at Pnc Financial Services, down from 31.86% in the prior quarter.
- Across five years, Net Margin topped out at 31.86% in Q4 2025 and bottomed at 13.88% in Q4 2023.
- A 5-year average of 26.41% and a median of 27.24% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin slumped 1265 bps — and 2024, when it soared 1332 bps.
- Pnc Financial Services' Net Margin stood at 24.41% in 2022, then plunged by 43 bps to 13.88% in 2023, then soared by 96 bps to 27.2% in 2024, then increased by 17 bps to 31.86% in 2025, then decreased by 14 bps to 27.35% in 2026.
- Business Quant data shows PNC's Net Margin at 27.35% in Q1 2026, 31.86% in Q4 2025, and 29.33% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | Itau Unibanco Holding | 89.22 Bn | 46.51 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 27.35% |
| Dec 31, 2025 | 31.86% |
| Sep 30, 2025 | 29.33% |
| Jun 30, 2025 | 27.24% |
| Mar 31, 2025 | 25.83% |
| Dec 31, 2024 | 27.20% |
| Sep 30, 2024 | 25.88% |
| Jun 30, 2024 | 25.17% |
| Mar 31, 2024 | 24.24% |
| Dec 31, 2023 | 13.88% |
| Sep 30, 2023 | 27.67% |
| Jun 30, 2023 | 25.58% |
| Mar 31, 2023 | 28.68% |
| Dec 31, 2022 | 24.41% |
| Sep 30, 2022 | 28.08% |
| Jun 30, 2022 | 27.54% |
| Mar 31, 2022 | 29.01% |
| Dec 31, 2021 | 23.80% |
| Sep 30, 2021 | 27.25% |
| Jun 30, 2021 | 22.33% |