KPIs & Operating Metrics(New)

Pnc Financial Services (PNC) Net Margin (2016 - 2025)

Pnc Financial Services' Net Margin history spans 17 years, with the latest figure at 31.86% for Q4 2025.

  • For Q4 2025, Net Margin rose 466.0% year-over-year to 31.86%; the TTM value through Dec 2025 reached 28.65%, up 300.0%, while the annual FY2025 figure was 28.65%, 300.0% up from the prior year.
  • Net Margin reached 31.86% in Q4 2025 per PNC's latest filing, up from 29.33% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 41.66% in Q1 2021 to a low of 13.88% in Q4 2023.
  • Average Net Margin over 5 years is 26.83%, with a median of 27.22% recorded in 2024.
  • The largest YoY upside for Net Margin was 2219bps in 2021 against a maximum downside of -6580bps in 2021.
  • A 5-year view of Net Margin shows it stood at 23.8% in 2021, then increased by 3bps to 24.41% in 2022, then plummeted by -43bps to 13.88% in 2023, then soared by 96bps to 27.2% in 2024, then increased by 17bps to 31.86% in 2025.
  • Per Business Quant, the three most recent readings for PNC's Net Margin are 31.86% (Q4 2025), 29.33% (Q3 2025), and 27.24% (Q2 2025).