Pnc Financial Services (PNC) FCF Margin (2010 - 2026)
Pnc Financial Services' FCF Margin was 31.23% in Q2 2026, up 5.09 percentage points from 26.14% a year earlier but down 0.04 percentage points from the prior quarter.
Pnc Financial Services (PNC) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Pnc Financial Services' FCF Margin was 29.92% through Jun 30, 2026, up 2.52 percentage points year-over-year; for FY2025, it was 18.98%, down 17.58 percentage points from FY2024.
- FCF Margin shows a five-year change of -8.59 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 36.56% in FY2024 (-10.49 pp), 47.05% in FY2023 (+4.04 pp), 43.01% in FY2022 (+5.46 pp) and 37.55% in FY2021 (+9.98 pp).
- Quarterly FCF Margin has moved between -21.08% (Q1 2022) and 90.73% (Q4 2023) over five years.
- Compared with a year earlier, FCF Margin was higher in four of the last eight quarters, with an average year-over-year change of -3.29 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q3 2024 (a gain of 58.31 percentage points); the worst was Q3 2023 (a drop of 58.97 percentage points).
- Per Business Quant data, PNC's FCF Margin in the three quarters before Q2 2026 was 31.27% (Q1 2026), 12.47% (Q4 2025) and 44.90% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 29.95% |
| 10 | Pnc Financial Services | 88.67 Bn | 88.73 Bn | - | 31.23% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 31.23% |
| Mar 31, 2026 | 31.27% |
| Dec 31, 2025 | 12.47% |
| Sep 30, 2025 | 44.90% |
| Jun 30, 2025 | 26.14% |
| Mar 31, 2025 | -9.34% |
| Dec 31, 2024 | 32.33% |
| Sep 30, 2024 | 60.51% |
| Jun 30, 2024 | 19.13% |
| Mar 31, 2024 | 34.17% |
| Dec 31, 2023 | 90.73% |
| Sep 30, 2023 | 2.20% |
| Jun 30, 2023 | 61.52% |
| Mar 31, 2023 | 33.48% |
| Dec 31, 2022 | 70.21% |
| Sep 30, 2022 | 61.16% |
| Jun 30, 2022 | 51.45% |
| Mar 31, 2022 | -21.08% |
| Dec 31, 2021 | 68.15% |
| Sep 30, 2021 | 29.34% |
Pnc Financial Services FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=PNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "PNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=PNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();