CPI Card (PMTS) Debt Ratio (2014 - 2026)

CPI Card (PMTS) posted Debt Ratio of 0.72 for Q1 2026, up 0.78% sequentially from 0.71 in Q4 2025, and down 10.16% YoY from 0.8 in Q1 2025.

CPI Card (PMTS) Debt Ratio (2014 - 2026) Analysis & Trends

CPI Card has reported Debt Ratio for 13 years, with the latest figure at 0.72 in Q1 2026.

  • Quarterly Debt Ratio fell 10.16% year-over-year to 0.72 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.72 (down 10.16% YoY) and the FY2025 annual result came in at 0.71, down 11.34% from the prior year.
  • Debt Ratio advanced to 0.72 in Q1 2026 per PMTS's latest filing, from 0.71 in the prior quarter.
  • Over five years, Debt Ratio peaked at 1.1 in Q1 2022 and troughed at 0.71 in Q4 2025.
  • A 5-year average of 0.88 and a median of 0.84 in 2024 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2025: Debt Ratio dropped 15.43% in 2022, then fell 3.88% in 2025.
  • Over 5 years, Debt Ratio stood at 0.96 in 2022, then slipped by 6.25% to 0.9 in 2023, then declined by 11.12% to 0.8 in 2024, then decreased by 11.34% to 0.71 in 2025, then increased by 0.78% to 0.72 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.72, 0.71, and 0.76 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.25
2 Mastercard 506.53 Bn 493.04 Bn - 0.43
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.19
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.05
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.18
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.13
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.18
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 CPI Card 280.02 Mn 260.73 Mn 44.12 Mn 0.72

Historic Data

Download Data
DateValue
Mar 31, 2026 0.72
Dec 31, 2025 0.71
Sep 30, 2025 0.76
Jun 30, 2025 0.78
Mar 31, 2025 0.80
Dec 31, 2024 0.80
Sep 30, 2024 0.82
Jun 30, 2024 0.84
Mar 31, 2024 0.83
Dec 31, 2023 0.90
Sep 30, 2023 0.93
Jun 30, 2023 0.95
Mar 31, 2023 0.96
Dec 31, 2022 0.96
Sep 30, 2022 1.02
Jun 30, 2022 1.07
Mar 31, 2022 1.10
Dec 31, 2021 1.13
Sep 30, 2021 1.20
Jun 30, 2021 1.22