CPI Card (PMTS) Debt Ratio (2014 - 2026)

CPI Card (PMTS) posted Debt Ratio of 0.72 for Q1 2026, up 0.78% sequentially from 0.71 in Q4 2025, and down 10.16% YoY from 0.8 in Q1 2025.

CPI Card (PMTS) Debt Ratio (2014 - 2026) Analysis & Trends

CPI Card (PMTS) has 13 years of Debt Ratio data on file, last reported at 0.72 in Q1 2026.

  • Quarterly Debt Ratio fell 10.16% year-over-year to 0.72 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.72 (down 10.16% YoY) and the FY2025 annual result came in at 0.71, down 11.34% from the prior year.
  • Debt Ratio advanced to 0.72 in Q1 2026 per PMTS's latest filing, from 0.71 in the prior quarter.
  • The five-year high for Debt Ratio was 1.1 in Q1 2022, with the low at 0.71 in Q4 2025.
  • Average Debt Ratio over 5 years is 0.88, with a median of 0.84 recorded in 2024.
  • Year-over-year, Debt Ratio fell 15.43% in 2022 and decreased 3.88% in 2025.
  • CPI Card's Debt Ratio stood at 0.96 in 2022, then dropped by 6.25% to 0.9 in 2023, then fell by 11.12% to 0.8 in 2024, then slipped by 11.34% to 0.71 in 2025, then rose by 0.78% to 0.72 in 2026.
  • Business Quant data shows PMTS's Debt Ratio at 0.72 in Q1 2026, 0.71 in Q4 2025, and 0.76 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.25
2 Mastercard 465.55 Bn 455.34 Bn - 0.36
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.01
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.12
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.18
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.02
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.60
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 3.53
10 CPI Card 228,470.01 -19.07 Mn 44.12 Mn 0.72

Historic Data

Download Data
DateValue
Mar 31, 2026 0.72
Dec 31, 2025 0.71
Sep 30, 2025 0.76
Jun 30, 2025 0.78
Mar 31, 2025 0.80
Dec 31, 2024 0.80
Sep 30, 2024 0.82
Jun 30, 2024 0.84
Mar 31, 2024 0.83
Dec 31, 2023 0.90
Sep 30, 2023 0.93
Jun 30, 2023 0.95
Mar 31, 2023 0.96
Dec 31, 2022 0.96
Sep 30, 2022 1.02
Jun 30, 2022 1.07
Mar 31, 2022 1.10
Dec 31, 2021 1.13
Sep 30, 2021 1.20
Jun 30, 2021 1.22