CPI Card (PMTS) Debt Ratio (2014 - 2026)

CPI Card's (PMTS) quarterly Debt Ratio came in at 0.72 in Q1 2026, down 10.16% year-on-year from 0.8 in Q1 2025, and up 0.78% quarter-over-quarter from 0.71 in Q4 2025.

CPI Card (PMTS) Debt Ratio (2014 - 2026) Analysis & Trends

CPI Card has disclosed Debt Ratio across 13 years of filings, most recently posting 0.72 for Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.72, down 10.16% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.72 (down 10.16% YoY), and the FY2025 annual result was 0.71, down 11.34% from the prior year.
  • Debt Ratio came in at 0.72 for Q1 2026 at CPI Card, up from 0.71 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 1.1 in Q1 2022 to a low of 0.71 in Q4 2025.
  • The 5-year median for Debt Ratio is 0.84 (2024), against an average of 0.88.
  • Across the five-year window, Debt Ratio decreased 15.43% in 2022 and dropped 3.88% in 2025, its largest moves.
  • CPI Card's Debt Ratio stood at 0.96 in 2022, then retreated by 6.25% to 0.9 in 2023, then slipped by 11.12% to 0.8 in 2024, then fell by 11.34% to 0.71 in 2025, then climbed by 0.78% to 0.72 in 2026.
  • The last three Debt Ratio figures came in at 0.72 (Q1 2026), 0.71 (Q4 2025), and 0.76 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 CPI Card 208.53 Mn 189.23 Mn 44.12 Mn 0.72

Historic Data

Download Data
DateValue
Mar 31, 2026 0.72
Dec 31, 2025 0.71
Sep 30, 2025 0.76
Jun 30, 2025 0.78
Mar 31, 2025 0.80
Dec 31, 2024 0.80
Sep 30, 2024 0.82
Jun 30, 2024 0.84
Mar 31, 2024 0.83
Dec 31, 2023 0.90
Sep 30, 2023 0.93
Jun 30, 2023 0.95
Mar 31, 2023 0.96
Dec 31, 2022 0.96
Sep 30, 2022 1.02
Jun 30, 2022 1.07
Mar 31, 2022 1.10
Dec 31, 2021 1.13
Sep 30, 2021 1.20
Jun 30, 2021 1.22