CPI Card (PMTS) Debt Ratio (2014 - 2026)
CPI Card (PMTS) posted Debt Ratio of 0.72 for Q1 2026, up 0.78% sequentially from 0.71 in Q4 2025, and down 10.16% YoY from 0.8 in Q1 2025.
CPI Card (PMTS) Debt Ratio (2014 - 2026) Analysis & Trends
CPI Card has reported Debt Ratio for 13 years, with the latest figure at 0.72 in Q1 2026.
- Quarterly Debt Ratio fell 10.16% year-over-year to 0.72 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.72 (down 10.16% YoY) and the FY2025 annual result came in at 0.71, down 11.34% from the prior year.
- Debt Ratio advanced to 0.72 in Q1 2026 per PMTS's latest filing, from 0.71 in the prior quarter.
- Over five years, Debt Ratio peaked at 1.1 in Q1 2022 and troughed at 0.71 in Q4 2025.
- A 5-year average of 0.88 and a median of 0.84 in 2024 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2022 and 2025: Debt Ratio dropped 15.43% in 2022, then fell 3.88% in 2025.
- Over 5 years, Debt Ratio stood at 0.96 in 2022, then slipped by 6.25% to 0.9 in 2023, then declined by 11.12% to 0.8 in 2024, then decreased by 11.34% to 0.71 in 2025, then increased by 0.78% to 0.72 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.72, 0.71, and 0.76 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 0.72 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.72 |
| Dec 31, 2025 | 0.71 |
| Sep 30, 2025 | 0.76 |
| Jun 30, 2025 | 0.78 |
| Mar 31, 2025 | 0.80 |
| Dec 31, 2024 | 0.80 |
| Sep 30, 2024 | 0.82 |
| Jun 30, 2024 | 0.84 |
| Mar 31, 2024 | 0.83 |
| Dec 31, 2023 | 0.90 |
| Sep 30, 2023 | 0.93 |
| Jun 30, 2023 | 0.95 |
| Mar 31, 2023 | 0.96 |
| Dec 31, 2022 | 0.96 |
| Sep 30, 2022 | 1.02 |
| Jun 30, 2022 | 1.07 |
| Mar 31, 2022 | 1.10 |
| Dec 31, 2021 | 1.13 |
| Sep 30, 2021 | 1.20 |
| Jun 30, 2021 | 1.22 |