CPI Card (PMTS) Debt Ratio (2014 - 2026)
CPI Card's (PMTS) quarterly Debt Ratio came in at 0.72 in Q1 2026, down 10.16% year-on-year from 0.8 in Q1 2025, and up 0.78% quarter-over-quarter from 0.71 in Q4 2025.
CPI Card (PMTS) Debt Ratio (2014 - 2026) Analysis & Trends
CPI Card has disclosed Debt Ratio across 13 years of filings, most recently posting 0.72 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.72, down 10.16% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.72 (down 10.16% YoY), and the FY2025 annual result was 0.71, down 11.34% from the prior year.
- Debt Ratio came in at 0.72 for Q1 2026 at CPI Card, up from 0.71 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 1.1 in Q1 2022 to a low of 0.71 in Q4 2025.
- The 5-year median for Debt Ratio is 0.84 (2024), against an average of 0.88.
- Across the five-year window, Debt Ratio decreased 15.43% in 2022 and dropped 3.88% in 2025, its largest moves.
- CPI Card's Debt Ratio stood at 0.96 in 2022, then retreated by 6.25% to 0.9 in 2023, then slipped by 11.12% to 0.8 in 2024, then fell by 11.34% to 0.71 in 2025, then climbed by 0.78% to 0.72 in 2026.
- The last three Debt Ratio figures came in at 0.72 (Q1 2026), 0.71 (Q4 2025), and 0.76 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.25 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.36 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.01 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.06 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.12 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.06 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.18 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.02 |
| 10 | CPI Card | 195.35 Mn | 176.06 Mn | 44.12 Mn | 0.72 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.72 |
| Dec 31, 2025 | 0.71 |
| Sep 30, 2025 | 0.76 |
| Jun 30, 2025 | 0.78 |
| Mar 31, 2025 | 0.80 |
| Dec 31, 2024 | 0.80 |
| Sep 30, 2024 | 0.82 |
| Jun 30, 2024 | 0.84 |
| Mar 31, 2024 | 0.83 |
| Dec 31, 2023 | 0.90 |
| Sep 30, 2023 | 0.93 |
| Jun 30, 2023 | 0.95 |
| Mar 31, 2023 | 0.96 |
| Dec 31, 2022 | 0.96 |
| Sep 30, 2022 | 1.02 |
| Jun 30, 2022 | 1.07 |
| Mar 31, 2022 | 1.10 |
| Dec 31, 2021 | 1.13 |
| Sep 30, 2021 | 1.20 |
| Jun 30, 2021 | 1.22 |