CPI Card (PMTS) EBITDA Margin (2014 - 2026)
CPI Card (PMTS) posted EBITDA Margin of 7.47% for Q1 2026, down 37.48% sequentially from 11.95% in Q4 2025, and down 402.0% YoY from 2.47% in Q1 2025.
CPI Card (PMTS) EBITDA Margin (2014 - 2026) Analysis & Trends
CPI Card has reported EBITDA Margin for 13 years, with the latest figure at 7.47% in Q1 2026.
- Quarterly EBITDA Margin fell 402.0% year-over-year to 7.47% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.11% (down 366.0% YoY) and the FY2025 annual result came in at 10.09%, down 298.0% from the prior year.
- EBITDA Margin fell to 7.47% in Q1 2026 per PMTS's latest filing, from 11.95% in the prior quarter.
- Over five years, EBITDA Margin peaked at 18.82% in Q3 2022 and troughed at 7.26% in Q2 2025.
- A 5-year average of 12.98% and a median of 12.64% in 2024 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin soared 804 bps in 2022, then slumped 767 bps in 2023.
- Over 5 years, EBITDA Margin stood at 17.91% in 2022, then tumbled by 43 bps to 10.24% in 2023, then increased by 24 bps to 12.74% in 2024, then decreased by 6 bps to 11.95% in 2025, then tumbled by 37 bps to 7.47% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 7.47%, 11.95%, and 9.44% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 59.12% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 60.22% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 87.81% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 16.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 44.85% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 8.51% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -720.86% |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 7.47% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.47% |
| Dec 31, 2025 | 11.95% |
| Sep 30, 2025 | 9.44% |
| Jun 30, 2025 | 7.26% |
| Mar 31, 2025 | 11.49% |
| Dec 31, 2024 | 12.74% |
| Sep 30, 2024 | 14.27% |
| Jun 30, 2024 | 12.55% |
| Mar 31, 2024 | 12.64% |
| Dec 31, 2023 | 10.24% |
| Sep 30, 2023 | 12.24% |
| Jun 30, 2023 | 15.22% |
| Mar 31, 2023 | 17.04% |
| Dec 31, 2022 | 17.91% |
| Sep 30, 2022 | 18.82% |
| Jun 30, 2022 | 13.29% |
| Mar 31, 2022 | 16.14% |
| Dec 31, 2021 | 9.88% |
| Sep 30, 2021 | 16.77% |
| Jun 30, 2021 | 16.94% |