CPI Card (PMTS) FCF Margin (2014 - 2026)
CPI Card (PMTS) posted FCF Margin of 8.86% for Q1 2026, down 73.61% sequentially from 33.57% in Q4 2025, and up 862.0% YoY from 0.92% in Q1 2025.
CPI Card (PMTS) FCF Margin (2014 - 2026) Analysis & Trends
CPI Card (PMTS) has 13 years of FCF Margin data on file, last reported at 8.86% in Q1 2026.
- Quarterly FCF Margin rose 862.0% year-over-year to 8.86% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.83% (up 575.0% YoY) and the FY2025 annual result came in at 10.58%, up 349.0% from the prior year.
- FCF Margin declined to 8.86% in Q1 2026 per PMTS's latest filing, from 33.57% in the prior quarter.
- The five-year high for FCF Margin was 33.57% in Q4 2025, with the low at 16.38% in Q1 2022.
- Average FCF Margin over 5 years is 6.2%, with a median of 6.27% recorded in 2023.
- The widest YoY moves for FCF Margin: up 2363 bps in 2022, down 2483 bps in 2022.
- CPI Card's FCF Margin stood at 26.58% in 2022, then plunged by 80 bps to 5.22% in 2023, then surged by 190 bps to 15.13% in 2024, then soared by 122 bps to 33.57% in 2025, then sank by 74 bps to 8.86% in 2026.
- Business Quant data shows PMTS's FCF Margin at 8.86% in Q1 2026, 33.57% in Q4 2025, and 2.76% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 23.37% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 33.56% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 14.04% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 10.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 6,779.64% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | -216.52% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 65.22% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 46.37% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.37% |
| 10 | CPI Card | 228,470.01 | -19.07 Mn | 44.12 Mn | 8.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.86% |
| Dec 31, 2025 | 33.57% |
| Sep 30, 2025 | -2.76% |
| Jun 30, 2025 | -3.67% |
| Mar 31, 2025 | 0.24% |
| Dec 31, 2024 | 15.13% |
| Sep 30, 2024 | 6.69% |
| Jun 30, 2024 | -6.31% |
| Mar 31, 2024 | 6.57% |
| Dec 31, 2023 | 5.22% |
| Sep 30, 2023 | 10.71% |
| Jun 30, 2023 | 2.07% |
| Mar 31, 2023 | 6.27% |
| Dec 31, 2022 | 26.58% |
| Sep 30, 2022 | 10.92% |
| Jun 30, 2022 | 1.70% |
| Mar 31, 2022 | -16.38% |
| Dec 31, 2021 | 8.12% |
| Sep 30, 2021 | -12.71% |
| Jun 30, 2021 | 26.53% |