CPI Card (PMTS) FCF Margin (2014 - 2026)
CPI Card (PMTS) posted FCF Margin of 8.86% for Q1 2026, down 73.61% sequentially from 33.57% in Q4 2025, and up 565.0% YoY from 1.33% in Q1 2025.
CPI Card (PMTS) FCF Margin (2014 - 2026) Analysis & Trends
CPI Card has reported FCF Margin for 13 years, with the latest figure at 8.86% in Q1 2026.
- Quarterly FCF Margin rose 565.0% year-over-year to 8.86% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.83% (up 436.0% YoY) and the FY2025 annual result came in at 10.58%, up 349.0% from the prior year.
- FCF Margin declined to 8.86% in Q1 2026 per PMTS's latest filing, from 33.57% in the prior quarter.
- Over five years, FCF Margin peaked at 33.57% in Q4 2025 and troughed at 16.38% in Q1 2022.
- A 5-year average of 6.28% and a median of 5.22% in 2023 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 3125 bps in 2022, then plunged 2136 bps in 2023.
- Over 5 years, FCF Margin stood at 26.58% in 2022, then tumbled by 80 bps to 5.22% in 2023, then surged by 231 bps to 17.27% in 2024, then surged by 94 bps to 33.57% in 2025, then plunged by 74 bps to 8.86% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 8.86%, 33.57%, and 2.76% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 52.76% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 37.82% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 64.06% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 20.44% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 50.23% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | -3,167.36% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -1,839.75% |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 8.86% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.86% |
| Dec 31, 2025 | 33.57% |
| Sep 30, 2025 | -2.76% |
| Jun 30, 2025 | -3.67% |
| Mar 31, 2025 | 3.21% |
| Dec 31, 2024 | 17.27% |
| Sep 30, 2024 | 7.09% |
| Jun 30, 2024 | -6.31% |
| Mar 31, 2024 | 6.57% |
| Dec 31, 2023 | 5.22% |
| Sep 30, 2023 | 11.77% |
| Jun 30, 2023 | -0.11% |
| Mar 31, 2023 | 3.19% |
| Dec 31, 2022 | 26.58% |
| Sep 30, 2022 | 10.92% |
| Jun 30, 2022 | 1.70% |
| Mar 31, 2022 | -16.38% |
| Dec 31, 2021 | -4.68% |
| Sep 30, 2021 | -9.39% |
| Jun 30, 2021 | 22.98% |