CPI Card (PMTS) FCF Margin (2014 - 2026)
CPI Card (PMTS) posted FCF Margin of 8.86% for Q1 2026, down 73.61% sequentially from 33.57% in Q4 2025, and up 565.0% YoY from 1.33% in Q1 2025.
Analysis
CPI Card (PMTS) FCF Margin (2014 - 2026) Analysis & Trends
CPI Card has reported FCF Margin for 13 years, with the latest figure at 8.86% in Q1 2026.
- Quarterly FCF Margin rose 565.0% year-over-year to 8.86% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.83% (up 436.0% YoY) and the FY2025 annual result came in at 10.58%, up 349.0% from the prior year.
- FCF Margin declined to 8.86% in Q1 2026 per PMTS's latest filing, from 33.57% in the prior quarter.
- Over five years, FCF Margin peaked at 33.57% in Q4 2025 and troughed at 16.38% in Q1 2022.
- A 5-year average of 6.28% and a median of 5.22% in 2023 frame the typical range for FCF Margin.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 3125 bps in 2022, then plunged 2136 bps in 2023.
- Over 5 years, FCF Margin stood at 26.58% in 2022, then tumbled by 80 bps to 5.22% in 2023, then surged by 231 bps to 17.27% in 2024, then surged by 94 bps to 33.57% in 2025, then plunged by 74 bps to 8.86% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 8.86%, 33.57%, and 2.76% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | CPI Card | 332.13 Mn | 310.76 Mn | 48.49 Mn | 17.37% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.37% |
| Mar 31, 2026 | 6.89% |
| Dec 31, 2025 | 22.99% |
| Sep 30, 2025 | -2.76% |
| Jun 30, 2025 | 0.41% |
| Mar 31, 2025 | 0.24% |
| Dec 31, 2024 | 17.27% |
| Sep 30, 2024 | 8.89% |
| Jun 30, 2024 | -4.00% |
| Mar 31, 2024 | 6.57% |
| Dec 31, 2023 | 11.13% |
| Sep 30, 2023 | 11.77% |
| Jun 30, 2023 | -0.11% |
| Mar 31, 2023 | 3.19% |
| Dec 31, 2022 | 12.81% |
| Sep 30, 2022 | 10.92% |
| Jun 30, 2022 | 2.46% |
| Mar 31, 2022 | -17.16% |
| Dec 31, 2021 | 0.50% |
| Sep 30, 2021 | -9.39% |