CPI Card (PMTS) EBT Margin (2014 - 2026)
CPI Card (PMTS) posted EBT Margin of 2.29% for Q1 2026, down 65.69% sequentially from 6.68% in Q4 2025, and down 295.0% YoY from 1.17% in Q1 2025.
CPI Card (PMTS) EBT Margin (2014 - 2026) Analysis & Trends
CPI Card (PMTS) has 13 years of EBT Margin data on file, last reported at 2.29% in Q1 2026.
- Quarterly EBT Margin fell 295.0% year-over-year to 2.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.29% (down 156.0% YoY) and the FY2025 annual result came in at 4.0%, down 121.0% from the prior year.
- EBT Margin retreated to 2.29% in Q1 2026 per PMTS's latest filing, from 6.68% in the prior quarter.
- The five-year high for EBT Margin was 12.89% in Q3 2022, with the low at 0.66% in Q3 2024.
- Average EBT Margin over 5 years is 6.47%, with a median of 6.68% recorded in 2025.
- Year-over-year, EBT Margin surged 3582 bps in 2022 and tumbled 852 bps in 2023.
- CPI Card's EBT Margin stood at 12.24% in 2022, then sank by 70 bps to 3.72% in 2023, then jumped by 77 bps to 6.6% in 2024, then rose by 1 bps to 6.68% in 2025, then slumped by 66 bps to 2.29% in 2026.
- Business Quant data shows PMTS's EBT Margin at 2.29% in Q1 2026, 6.68% in Q4 2025, and 2.71% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | CPI Card | 228,470.01 | -19.07 Mn | 44.12 Mn | 2.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.29% |
| Dec 31, 2025 | 6.68% |
| Sep 30, 2025 | 2.71% |
| Jun 30, 2025 | 1.03% |
| Mar 31, 2025 | 5.24% |
| Dec 31, 2024 | 6.60% |
| Sep 30, 2024 | 0.66% |
| Jun 30, 2024 | 6.99% |
| Mar 31, 2024 | 6.84% |
| Dec 31, 2023 | 3.72% |
| Sep 30, 2023 | 5.85% |
| Jun 30, 2023 | 9.28% |
| Mar 31, 2023 | 11.34% |
| Dec 31, 2022 | 12.24% |
| Sep 30, 2022 | 12.89% |
| Jun 30, 2022 | 6.97% |
| Mar 31, 2022 | 8.72% |
| Dec 31, 2021 | -23.58% |
| Sep 30, 2021 | 9.55% |
| Jun 30, 2021 | 9.39% |