CPI Card (PMTS) EBT Margin (2014 - 2026)

CPI Card (PMTS) posted EBT Margin of 2.29% for Q1 2026, down 65.69% sequentially from 6.68% in Q4 2025, and down 295.0% YoY from 1.17% in Q1 2025.

CPI Card (PMTS) EBT Margin (2014 - 2026) Analysis & Trends

CPI Card (PMTS) has 13 years of EBT Margin data on file, last reported at 2.29% in Q1 2026.

  • Quarterly EBT Margin fell 295.0% year-over-year to 2.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.29% (down 156.0% YoY) and the FY2025 annual result came in at 4.0%, down 121.0% from the prior year.
  • EBT Margin retreated to 2.29% in Q1 2026 per PMTS's latest filing, from 6.68% in the prior quarter.
  • The five-year high for EBT Margin was 12.89% in Q3 2022, with the low at 0.66% in Q3 2024.
  • Average EBT Margin over 5 years is 6.47%, with a median of 6.68% recorded in 2025.
  • Year-over-year, EBT Margin surged 3582 bps in 2022 and tumbled 852 bps in 2023.
  • CPI Card's EBT Margin stood at 12.24% in 2022, then sank by 70 bps to 3.72% in 2023, then jumped by 77 bps to 6.6% in 2024, then rose by 1 bps to 6.68% in 2025, then slumped by 66 bps to 2.29% in 2026.
  • Business Quant data shows PMTS's EBT Margin at 2.29% in Q1 2026, 6.68% in Q4 2025, and 2.71% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 CPI Card 228,470.01 -19.07 Mn 44.12 Mn 2.29%

Historic Data

Download Data
DateValue
Mar 31, 2026 2.29%
Dec 31, 2025 6.68%
Sep 30, 2025 2.71%
Jun 30, 2025 1.03%
Mar 31, 2025 5.24%
Dec 31, 2024 6.60%
Sep 30, 2024 0.66%
Jun 30, 2024 6.99%
Mar 31, 2024 6.84%
Dec 31, 2023 3.72%
Sep 30, 2023 5.85%
Jun 30, 2023 9.28%
Mar 31, 2023 11.34%
Dec 31, 2022 12.24%
Sep 30, 2022 12.89%
Jun 30, 2022 6.97%
Mar 31, 2022 8.72%
Dec 31, 2021 -23.58%
Sep 30, 2021 9.55%
Jun 30, 2021 9.39%