CPI Card (PMTS) EBT Margin (2014 - 2026)
CPI Card's (PMTS) quarterly EBT Margin came in at 2.29% in Q1 2026, down 295.0% year-on-year from 1.17% in Q1 2025, and down 65.69% quarter-over-quarter from 6.68% in Q4 2025.
CPI Card (PMTS) EBT Margin (2014 - 2026) Analysis & Trends
CPI Card has disclosed EBT Margin across 13 years of filings, most recently posting 2.29% for Q1 2026.
- EBT Margin for Q1 2026 came in at 2.29%, down 295.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.29% (down 156.0% YoY), and the FY2025 annual result was 4.0%, down 121.0% from the prior year.
- EBT Margin came in at 2.29% for Q1 2026 at CPI Card, down from 6.68% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 12.89% in Q3 2022 to a low of 0.66% in Q3 2024.
- The 5-year median for EBT Margin is 6.68% (2025), against an average of 6.47%.
- Across the five-year window, EBT Margin jumped 3582 bps in 2022 and sank 852 bps in 2023, its largest moves.
- CPI Card's EBT Margin stood at 12.24% in 2022, then plunged by 70 bps to 3.72% in 2023, then jumped by 77 bps to 6.6% in 2024, then climbed by 1 bps to 6.68% in 2025, then sank by 66 bps to 2.29% in 2026.
- The last three EBT Margin figures came in at 2.29% (Q1 2026), 6.68% (Q4 2025), and 2.71% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | CPI Card | 195.35 Mn | 176.06 Mn | 44.12 Mn | 2.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.29% |
| Dec 31, 2025 | 6.68% |
| Sep 30, 2025 | 2.71% |
| Jun 30, 2025 | 1.03% |
| Mar 31, 2025 | 5.24% |
| Dec 31, 2024 | 6.60% |
| Sep 30, 2024 | 0.66% |
| Jun 30, 2024 | 6.99% |
| Mar 31, 2024 | 6.84% |
| Dec 31, 2023 | 3.72% |
| Sep 30, 2023 | 5.85% |
| Jun 30, 2023 | 9.28% |
| Mar 31, 2023 | 11.34% |
| Dec 31, 2022 | 12.24% |
| Sep 30, 2022 | 12.89% |
| Jun 30, 2022 | 6.97% |
| Mar 31, 2022 | 8.72% |
| Dec 31, 2021 | -23.58% |
| Sep 30, 2021 | 9.55% |
| Jun 30, 2021 | 9.39% |