CPI Card (PMTS) EBT Margin (2014 - 2026)
CPI Card (PMTS) posted EBT Margin of 2.29% for Q1 2026, down 65.69% sequentially from 6.68% in Q4 2025, and down 295.0% YoY from 1.17% in Q1 2025.
CPI Card (PMTS) EBT Margin (2014 - 2026) Analysis & Trends
CPI Card has reported EBT Margin for 13 years, with the latest figure at 2.29% in Q1 2026.
- Quarterly EBT Margin fell 295.0% year-over-year to 2.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.29% (down 156.0% YoY) and the FY2025 annual result came in at 4.0%, down 121.0% from the prior year.
- EBT Margin retreated to 2.29% in Q1 2026 per PMTS's latest filing, from 6.68% in the prior quarter.
- Over five years, EBT Margin peaked at 12.89% in Q3 2022 and troughed at 0.66% in Q3 2024.
- A 5-year average of 6.47% and a median of 6.68% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2022 and 2023: EBT Margin soared 3582 bps in 2022, then sank 852 bps in 2023.
- Over 5 years, EBT Margin stood at 12.24% in 2022, then plunged by 70 bps to 3.72% in 2023, then soared by 77 bps to 6.6% in 2024, then increased by 1 bps to 6.68% in 2025, then sank by 66 bps to 2.29% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 2.29%, 6.68%, and 2.71% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 58.74% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 59.14% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 20.73% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 30.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 15.09% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 24.62% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 10.34% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 154.09% |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 2.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.29% |
| Dec 31, 2025 | 6.68% |
| Sep 30, 2025 | 2.71% |
| Jun 30, 2025 | 1.03% |
| Mar 31, 2025 | 5.24% |
| Dec 31, 2024 | 6.60% |
| Sep 30, 2024 | 0.66% |
| Jun 30, 2024 | 6.99% |
| Mar 31, 2024 | 6.84% |
| Dec 31, 2023 | 3.72% |
| Sep 30, 2023 | 5.85% |
| Jun 30, 2023 | 9.28% |
| Mar 31, 2023 | 11.34% |
| Dec 31, 2022 | 12.24% |
| Sep 30, 2022 | 12.89% |
| Jun 30, 2022 | 6.97% |
| Mar 31, 2022 | 8.72% |
| Dec 31, 2021 | -23.58% |
| Sep 30, 2021 | 9.55% |
| Jun 30, 2021 | 9.39% |