CPI Card (PMTS) EBT Margin (2014 - 2026)

CPI Card's (PMTS) quarterly EBT Margin came in at 2.29% in Q1 2026, down 295.0% year-on-year from 1.17% in Q1 2025, and down 65.69% quarter-over-quarter from 6.68% in Q4 2025.

CPI Card (PMTS) EBT Margin (2014 - 2026) Analysis & Trends

CPI Card has disclosed EBT Margin across 13 years of filings, most recently posting 2.29% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 2.29%, down 295.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.29% (down 156.0% YoY), and the FY2025 annual result was 4.0%, down 121.0% from the prior year.
  • EBT Margin came in at 2.29% for Q1 2026 at CPI Card, down from 6.68% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 12.89% in Q3 2022 to a low of 0.66% in Q3 2024.
  • The 5-year median for EBT Margin is 6.68% (2025), against an average of 6.47%.
  • Across the five-year window, EBT Margin jumped 3582 bps in 2022 and sank 852 bps in 2023, its largest moves.
  • CPI Card's EBT Margin stood at 12.24% in 2022, then plunged by 70 bps to 3.72% in 2023, then jumped by 77 bps to 6.6% in 2024, then climbed by 1 bps to 6.68% in 2025, then sank by 66 bps to 2.29% in 2026.
  • The last three EBT Margin figures came in at 2.29% (Q1 2026), 6.68% (Q4 2025), and 2.71% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 CPI Card 195.35 Mn 176.06 Mn 44.12 Mn 2.29%

Historic Data

Download Data
DateValue
Mar 31, 2026 2.29%
Dec 31, 2025 6.68%
Sep 30, 2025 2.71%
Jun 30, 2025 1.03%
Mar 31, 2025 5.24%
Dec 31, 2024 6.60%
Sep 30, 2024 0.66%
Jun 30, 2024 6.99%
Mar 31, 2024 6.84%
Dec 31, 2023 3.72%
Sep 30, 2023 5.85%
Jun 30, 2023 9.28%
Mar 31, 2023 11.34%
Dec 31, 2022 12.24%
Sep 30, 2022 12.89%
Jun 30, 2022 6.97%
Mar 31, 2022 8.72%
Dec 31, 2021 -23.58%
Sep 30, 2021 9.55%
Jun 30, 2021 9.39%