CPI Card (PMTS) Gross Margin (2014 - 2026)
CPI Card (PMTS) posted Gross Margin of 29.99% for Q1 2026, down 4.93% sequentially from 31.55% in Q4 2025, and down 316.0% YoY from 13.89% in Q1 2025.
CPI Card (PMTS) Gross Margin (2014 - 2026) Analysis & Trends
CPI Card has reported Gross Margin for 13 years, with the latest figure at 29.99% in Q1 2026.
- Quarterly Gross Margin fell 316.0% year-over-year to 29.99% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.56% (down 412.0% YoY) and the FY2025 annual result came in at 31.29%, down 433.0% from the prior year.
- Gross Margin declined to 29.99% in Q1 2026 per PMTS's latest filing, from 31.55% in the prior quarter.
- Over five years, Gross Margin peaked at 38.88% in Q3 2022 and troughed at 29.71% in Q3 2025.
- A 5-year average of 34.43% and a median of 35.25% in 2022 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2022 and 2025: Gross Margin soared 438 bps in 2022, then tumbled 612 bps in 2025.
- Over 5 years, Gross Margin stood at 37.57% in 2022, then fell by 8 bps to 34.43% in 2023, then fell by 1 bps to 34.07% in 2024, then retreated by 7 bps to 31.55% in 2025, then dropped by 5 bps to 29.99% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 29.99%, 31.55%, and 29.71% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 91.60% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -32.14% |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 29.99% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.99% |
| Dec 31, 2025 | 31.55% |
| Sep 30, 2025 | 29.71% |
| Jun 30, 2025 | 30.92% |
| Mar 31, 2025 | 33.15% |
| Dec 31, 2024 | 34.07% |
| Sep 30, 2024 | 35.83% |
| Jun 30, 2024 | 35.67% |
| Mar 31, 2024 | 37.09% |
| Dec 31, 2023 | 34.43% |
| Sep 30, 2023 | 34.15% |
| Jun 30, 2023 | 35.51% |
| Mar 31, 2023 | 35.66% |
| Dec 31, 2022 | 37.57% |
| Sep 30, 2022 | 38.88% |
| Jun 30, 2022 | 35.79% |
| Mar 31, 2022 | 35.25% |
| Dec 31, 2021 | 33.19% |
| Sep 30, 2021 | 37.84% |
| Jun 30, 2021 | 39.79% |