CPI Card (PMTS) Gross Margin (2014 - 2026)

CPI Card's (PMTS) quarterly Gross Margin came in at 29.99% in Q1 2026, down 316.0% year-on-year from 13.89% in Q1 2025, and down 4.93% quarter-over-quarter from 31.55% in Q4 2025.

CPI Card (PMTS) Gross Margin (2014 - 2026) Analysis & Trends

CPI Card has disclosed Gross Margin across 13 years of filings, most recently posting 29.99% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 29.99%, down 316.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.56% (down 412.0% YoY), and the FY2025 annual result was 31.29%, down 433.0% from the prior year.
  • Gross Margin came in at 29.99% for Q1 2026 at CPI Card, down from 31.55% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 38.88% in Q3 2022 to a low of 29.71% in Q3 2025.
  • The 5-year median for Gross Margin is 35.25% (2022), against an average of 34.43%.
  • Across the five-year window, Gross Margin jumped 438 bps in 2022 and tumbled 612 bps in 2025, its largest moves.
  • CPI Card's Gross Margin stood at 37.57% in 2022, then dropped by 8 bps to 34.43% in 2023, then dropped by 1 bps to 34.07% in 2024, then declined by 7 bps to 31.55% in 2025, then decreased by 5 bps to 29.99% in 2026.
  • The last three Gross Margin figures came in at 29.99% (Q1 2026), 31.55% (Q4 2025), and 29.71% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 CPI Card 195.35 Mn 176.06 Mn 44.12 Mn 29.99%

Historic Data

Download Data
DateValue
Mar 31, 2026 29.99%
Dec 31, 2025 31.55%
Sep 30, 2025 29.71%
Jun 30, 2025 30.92%
Mar 31, 2025 33.15%
Dec 31, 2024 34.07%
Sep 30, 2024 35.83%
Jun 30, 2024 35.67%
Mar 31, 2024 37.09%
Dec 31, 2023 34.43%
Sep 30, 2023 34.15%
Jun 30, 2023 35.51%
Mar 31, 2023 35.66%
Dec 31, 2022 37.57%
Sep 30, 2022 38.88%
Jun 30, 2022 35.79%
Mar 31, 2022 35.25%
Dec 31, 2021 33.19%
Sep 30, 2021 37.84%
Jun 30, 2021 39.79%