CPI Card (PMTS) Gross Margin (2014 - 2026)
CPI Card (PMTS) posted Gross Margin of 29.99% for Q1 2026, down 4.93% sequentially from 31.55% in Q4 2025, and down 316.0% YoY from 13.89% in Q1 2025.
CPI Card (PMTS) Gross Margin (2014 - 2026) Analysis & Trends
CPI Card (PMTS) has 13 years of Gross Margin data on file, last reported at 29.99% in Q1 2026.
- Quarterly Gross Margin fell 316.0% year-over-year to 29.99% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 30.56% (down 412.0% YoY) and the FY2025 annual result came in at 31.29%, down 433.0% from the prior year.
- Gross Margin declined to 29.99% in Q1 2026 per PMTS's latest filing, from 31.55% in the prior quarter.
- The five-year high for Gross Margin was 38.88% in Q3 2022, with the low at 29.71% in Q3 2025.
- Average Gross Margin over 5 years is 34.43%, with a median of 35.25% recorded in 2022.
- Year-over-year, Gross Margin surged 438 bps in 2022 and sank 612 bps in 2025.
- CPI Card's Gross Margin stood at 37.57% in 2022, then retreated by 8 bps to 34.43% in 2023, then retreated by 1 bps to 34.07% in 2024, then decreased by 7 bps to 31.55% in 2025, then declined by 5 bps to 29.99% in 2026.
- Business Quant data shows PMTS's Gross Margin at 29.99% in Q1 2026, 31.55% in Q4 2025, and 29.71% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.17% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 93.80% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 78.22% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 84.45% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 94.24% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 97.03% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.98% |
| 10 | CPI Card | 228,470.01 | -19.07 Mn | 44.12 Mn | 29.99% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.99% |
| Dec 31, 2025 | 31.55% |
| Sep 30, 2025 | 29.71% |
| Jun 30, 2025 | 30.92% |
| Mar 31, 2025 | 33.15% |
| Dec 31, 2024 | 34.07% |
| Sep 30, 2024 | 35.83% |
| Jun 30, 2024 | 35.67% |
| Mar 31, 2024 | 37.09% |
| Dec 31, 2023 | 34.43% |
| Sep 30, 2023 | 34.15% |
| Jun 30, 2023 | 35.51% |
| Mar 31, 2023 | 35.66% |
| Dec 31, 2022 | 37.57% |
| Sep 30, 2022 | 38.88% |
| Jun 30, 2022 | 35.79% |
| Mar 31, 2022 | 35.25% |
| Dec 31, 2021 | 33.19% |
| Sep 30, 2021 | 37.84% |
| Jun 30, 2021 | 39.79% |