CPI Card (PMTS) Net Margin (2014 - 2026)
CPI Card (PMTS) posted Net Margin of 1.5% for Q1 2026, down 75.82% sequentially from 6.22% in Q4 2025, and down 239.0% YoY from 1.08% in Q1 2025.
CPI Card (PMTS) Net Margin (2014 - 2026) Analysis & Trends
CPI Card has reported Net Margin for 13 years, with the latest figure at 1.5% in Q1 2026.
- Quarterly Net Margin fell 239.0% year-over-year to 1.5% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.56% (down 162.0% YoY) and the FY2025 annual result came in at 3.15%, down 127.0% from the prior year.
- Net Margin declined to 1.5% in Q1 2026 per PMTS's latest filing, from 6.22% in the prior quarter.
- Over five years, Net Margin peaked at 9.87% in Q4 2022 and troughed at 0.4% in Q2 2025.
- A 5-year average of 4.86% and a median of 5.05% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2023: Net Margin soared 3464 bps in 2022, then sank 727 bps in 2023.
- Over 5 years, Net Margin stood at 9.87% in 2022, then plunged by 74 bps to 2.6% in 2023, then soared by 161 bps to 6.78% in 2024, then dropped by 8 bps to 6.22% in 2025, then plunged by 76 bps to 1.5% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 1.5%, 6.22%, and 1.67% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 48.38% |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 47.30% |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 23.28% |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 12.72% |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 17.93% |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 9.91% |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 128.75% |
| 10 | CPI Card | 280.02 Mn | 260.73 Mn | 44.12 Mn | 1.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.50% |
| Dec 31, 2025 | 6.22% |
| Sep 30, 2025 | 1.67% |
| Jun 30, 2025 | 0.40% |
| Mar 31, 2025 | 3.89% |
| Dec 31, 2024 | 6.78% |
| Sep 30, 2024 | 1.04% |
| Jun 30, 2024 | 5.05% |
| Mar 31, 2024 | 4.87% |
| Dec 31, 2023 | 2.60% |
| Sep 30, 2023 | 3.64% |
| Jun 30, 2023 | 5.67% |
| Mar 31, 2023 | 9.00% |
| Dec 31, 2022 | 9.87% |
| Sep 30, 2022 | 9.56% |
| Jun 30, 2022 | 5.43% |
| Mar 31, 2022 | 5.39% |
| Dec 31, 2021 | -24.77% |
| Sep 30, 2021 | 6.65% |
| Jun 30, 2021 | 6.69% |