CPI Card (PMTS) Net Margin (2014 - 2026)
CPI Card's (PMTS) quarterly Net Margin came in at 1.5% in Q1 2026, down 239.0% year-on-year from 1.08% in Q1 2025, and down 81.03% quarter-over-quarter from 7.92% in Q4 2025.
CPI Card (PMTS) Net Margin (2014 - 2026) Analysis & Trends
CPI Card has disclosed Net Margin across 13 years of filings, most recently posting 1.5% for Q1 2026.
- Net Margin for Q1 2026 came in at 1.5%, down 239.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 3.02% (down 81.0% YoY), and the FY2025 annual result was 3.63%, down 43.0% from the prior year.
- Net Margin came in at 1.5% for Q1 2026 at CPI Card, down from 7.92% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 9.87% in Q4 2022 to a low of 0.4% in Q2 2025.
- The 5-year median for Net Margin is 5.05% (2024), against an average of 4.88%.
- Across the five-year window, Net Margin jumped 3464 bps in 2022 and sank 727 bps in 2023, its largest moves.
- CPI Card's Net Margin stood at 9.87% in 2022, then plunged by 74 bps to 2.6% in 2023, then soared by 109 bps to 5.41% in 2024, then jumped by 46 bps to 7.92% in 2025, then tumbled by 81 bps to 1.5% in 2026.
- The last three Net Margin figures came in at 1.5% (Q1 2026), 7.92% (Q4 2025), and 1.67% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | CPI Card | 195.35 Mn | 176.06 Mn | 44.12 Mn | 1.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.50% |
| Dec 31, 2025 | 7.92% |
| Sep 30, 2025 | 1.67% |
| Jun 30, 2025 | 0.40% |
| Mar 31, 2025 | 3.89% |
| Dec 31, 2024 | 5.41% |
| Sep 30, 2024 | 1.04% |
| Jun 30, 2024 | 5.05% |
| Mar 31, 2024 | 4.87% |
| Dec 31, 2023 | 2.60% |
| Sep 30, 2023 | 3.64% |
| Jun 30, 2023 | 5.67% |
| Mar 31, 2023 | 9.00% |
| Dec 31, 2022 | 9.87% |
| Sep 30, 2022 | 9.56% |
| Jun 30, 2022 | 5.43% |
| Mar 31, 2022 | 5.39% |
| Dec 31, 2021 | -24.77% |
| Sep 30, 2021 | 6.65% |
| Jun 30, 2021 | 6.69% |