CPI Card (PMTS) Net Margin (2014 - 2026)
CPI Card (PMTS) posted Net Margin of 1.5% for Q1 2026, down 81.03% sequentially from 7.92% in Q4 2025, and down 239.0% YoY from 1.08% in Q1 2025.
CPI Card (PMTS) Net Margin (2014 - 2026) Analysis & Trends
CPI Card (PMTS) has 13 years of Net Margin data on file, last reported at 1.5% in Q1 2026.
- Quarterly Net Margin fell 239.0% year-over-year to 1.5% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 3.02% (down 81.0% YoY) and the FY2025 annual result came in at 3.63%, down 43.0% from the prior year.
- Net Margin declined to 1.5% in Q1 2026 per PMTS's latest filing, from 7.92% in the prior quarter.
- The five-year high for Net Margin was 9.87% in Q4 2022, with the low at 0.4% in Q2 2025.
- Average Net Margin over 5 years is 4.88%, with a median of 5.05% recorded in 2024.
- Year-over-year, Net Margin surged 3464 bps in 2022 and tumbled 727 bps in 2023.
- CPI Card's Net Margin stood at 9.87% in 2022, then sank by 74 bps to 2.6% in 2023, then soared by 109 bps to 5.41% in 2024, then jumped by 46 bps to 7.92% in 2025, then plunged by 81 bps to 1.5% in 2026.
- Business Quant data shows PMTS's Net Margin at 1.5% in Q1 2026, 7.92% in Q4 2025, and 1.67% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | CPI Card | 228,470.01 | -19.07 Mn | 44.12 Mn | 1.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.50% |
| Dec 31, 2025 | 7.92% |
| Sep 30, 2025 | 1.67% |
| Jun 30, 2025 | 0.40% |
| Mar 31, 2025 | 3.89% |
| Dec 31, 2024 | 5.41% |
| Sep 30, 2024 | 1.04% |
| Jun 30, 2024 | 5.05% |
| Mar 31, 2024 | 4.87% |
| Dec 31, 2023 | 2.60% |
| Sep 30, 2023 | 3.64% |
| Jun 30, 2023 | 5.67% |
| Mar 31, 2023 | 9.00% |
| Dec 31, 2022 | 9.87% |
| Sep 30, 2022 | 9.56% |
| Jun 30, 2022 | 5.43% |
| Mar 31, 2022 | 5.39% |
| Dec 31, 2021 | -24.77% |
| Sep 30, 2021 | 6.65% |
| Jun 30, 2021 | 6.69% |