CPI Card (PMTS) Net Margin (2014 - 2026)

CPI Card (PMTS) posted Net Margin of 1.5% for Q1 2026, down 75.82% sequentially from 6.22% in Q4 2025, and down 239.0% YoY from 1.08% in Q1 2025.

CPI Card (PMTS) Net Margin (2014 - 2026) Analysis & Trends

CPI Card has reported Net Margin for 13 years, with the latest figure at 1.5% in Q1 2026.

  • Quarterly Net Margin fell 239.0% year-over-year to 1.5% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.56% (down 162.0% YoY) and the FY2025 annual result came in at 3.15%, down 127.0% from the prior year.
  • Net Margin declined to 1.5% in Q1 2026 per PMTS's latest filing, from 6.22% in the prior quarter.
  • Over five years, Net Margin peaked at 9.87% in Q4 2022 and troughed at 0.4% in Q2 2025.
  • A 5-year average of 4.86% and a median of 5.05% in 2024 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2022 and 2023: Net Margin soared 3464 bps in 2022, then sank 727 bps in 2023.
  • Over 5 years, Net Margin stood at 9.87% in 2022, then plunged by 74 bps to 2.6% in 2023, then soared by 161 bps to 6.78% in 2024, then dropped by 8 bps to 6.22% in 2025, then plunged by 76 bps to 1.5% in 2026.
  • According to Business Quant data, Net Margin over the past three periods registered 1.5%, 6.22%, and 1.67% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 48.38%
2 Mastercard 506.53 Bn 493.04 Bn - 47.30%
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 15.84%
4 Capital One Financial 136.19 Bn 81.48 Bn - 23.28%
5 PayPal Holdings 52.34 Bn 41.08 Bn - 12.72%
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 17.93%
8 Affirm Holdings 25.93 Bn 24.20 Bn - 9.91%
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 128.75%
10 CPI Card 280.02 Mn 260.73 Mn 44.12 Mn 1.50%

Historic Data

Download Data
DateValue
Mar 31, 2026 1.50%
Dec 31, 2025 6.22%
Sep 30, 2025 1.67%
Jun 30, 2025 0.40%
Mar 31, 2025 3.89%
Dec 31, 2024 6.78%
Sep 30, 2024 1.04%
Jun 30, 2024 5.05%
Mar 31, 2024 4.87%
Dec 31, 2023 2.60%
Sep 30, 2023 3.64%
Jun 30, 2023 5.67%
Mar 31, 2023 9.00%
Dec 31, 2022 9.87%
Sep 30, 2022 9.56%
Jun 30, 2022 5.43%
Mar 31, 2022 5.39%
Dec 31, 2021 -24.77%
Sep 30, 2021 6.65%
Jun 30, 2021 6.69%