CPI Card (PMTS) Operating Margin (2014 - 2026)

CPI Card (PMTS) posted Operating Margin of 7.47% for Q1 2026, up 135.77% sequentially from 20.89% in Q4 2025, and down 402.0% YoY from 2.47% in Q1 2025.

CPI Card (PMTS) Operating Margin (2014 - 2026) Analysis & Trends

CPI Card (PMTS) has 13 years of Operating Margin data on file, last reported at 7.47% in Q1 2026.

  • Quarterly Operating Margin fell 402.0% year-over-year to 7.47% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.26% (down 1251.0% YoY) and the FY2025 annual result came in at 0.84%, down 1223.0% from the prior year.
  • Operating Margin climbed to 7.47% in Q1 2026 per PMTS's latest filing, from 20.89% in the prior quarter.
  • The five-year high for Operating Margin was 18.82% in Q3 2022, with the low at 20.89% in Q4 2025.
  • Average Operating Margin over 5 years is 11.05%, with a median of 12.64% recorded in 2024.
  • Year-over-year, Operating Margin surged 804 bps in 2022 and slumped 3364 bps in 2025.
  • CPI Card's Operating Margin stood at 17.91% in 2022, then plunged by 43 bps to 10.24% in 2023, then rose by 24 bps to 12.74% in 2024, then sank by 264 bps to 20.89% in 2025, then soared by 136 bps to 7.47% in 2026.
  • Business Quant data shows PMTS's Operating Margin at 7.47% in Q1 2026, 20.89% in Q4 2025, and 9.44% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 26.44%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 3.39%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 35.49%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 CPI Card 228,470.01 -19.07 Mn 44.12 Mn 7.47%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.47%
Dec 31, 2025 -20.89%
Sep 30, 2025 9.44%
Jun 30, 2025 7.26%
Mar 31, 2025 11.49%
Dec 31, 2024 12.74%
Sep 30, 2024 14.27%
Jun 30, 2024 12.55%
Mar 31, 2024 12.64%
Dec 31, 2023 10.24%
Sep 30, 2023 12.24%
Jun 30, 2023 15.22%
Mar 31, 2023 17.04%
Dec 31, 2022 17.91%
Sep 30, 2022 18.82%
Jun 30, 2022 13.29%
Mar 31, 2022 16.14%
Dec 31, 2021 9.88%
Sep 30, 2021 16.77%
Jun 30, 2021 16.94%