CPI Card PMTS
NASDAQ PMTS
$28.83 -0.12 (-0.41%)
At close: Aug 28, 2026 · 4:00 PM EDT

CPI Card (PMTS) Operating Margin (2014 - 2026)

CPI Card (PMTS) posted Operating Margin of 7.47% for Q1 2026, down 37.48% sequentially from 11.95% in Q4 2025, and down 402.0% YoY from 2.47% in Q1 2025.

Analysis

CPI Card (PMTS) Operating Margin (2014 - 2026) Analysis & Trends

CPI Card has reported Operating Margin for 13 years, with the latest figure at 7.47% in Q1 2026.

  • Quarterly Operating Margin fell 402.0% year-over-year to 7.47% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.11% (down 366.0% YoY) and the FY2025 annual result came in at 10.09%, down 298.0% from the prior year.
  • Operating Margin fell to 7.47% in Q1 2026 per PMTS's latest filing, from 11.95% in the prior quarter.
  • Over five years, Operating Margin peaked at 18.82% in Q3 2022 and troughed at 7.26% in Q2 2025.
  • A 5-year average of 12.98% and a median of 12.64% in 2024 frame the typical range for Operating Margin.
  • The sharpest annual moves came in 2022 and 2023: Operating Margin soared 804 bps in 2022, then slumped 767 bps in 2023.
  • Over 5 years, Operating Margin stood at 17.91% in 2022, then tumbled by 43 bps to 10.24% in 2023, then increased by 24 bps to 12.74% in 2024, then decreased by 6 bps to 11.95% in 2025, then tumbled by 37 bps to 7.47% in 2026.
  • According to Business Quant data, Operating Margin over the past three periods registered 7.47%, 11.95%, and 9.44% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 59.12%
2 Mastercard 518.33 Bn 504.84 Bn - 60.22%
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 17.85%
4 Capital One Financial 132.31 Bn 77.60 Bn - -
5 PayPal Holdings 46.25 Bn 35.00 Bn - 16.44%
6 Affirm Holdings 26.22 Bn 24.59 Bn - 12.63%
7 Synchrony Financial 25.37 Bn 9.17 Bn - -
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 1.47%
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 33.20%
10 CPI Card 332.13 Mn 310.76 Mn 48.49 Mn 7.95%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.95%
Mar 31, 2026 7.47%
Dec 31, 2025 11.95%
Sep 30, 2025 9.44%
Jun 30, 2025 7.26%
Mar 31, 2025 11.49%
Dec 31, 2024 12.74%
Sep 30, 2024 14.27%
Jun 30, 2024 12.55%
Mar 31, 2024 12.64%
Dec 31, 2023 10.24%
Sep 30, 2023 12.24%
Jun 30, 2023 15.22%
Mar 31, 2023 17.04%
Dec 31, 2022 17.91%
Sep 30, 2022 18.82%
Jun 30, 2022 13.29%
Mar 31, 2022 16.14%
Dec 31, 2021 9.88%
Sep 30, 2021 16.77%