Norwood Financial (NWFL) Debt Ratio (2010 - 2026)
Norwood Financial's Debt Ratio came in at 0.02 for Q2 2026, down 52.4% from 0.05 a year earlier and down 25.5% from the prior quarter.
Analysis
Norwood Financial (NWFL) Debt Ratio (2010 - 2026) Analysis & Trends
For FY2025, Norwood Financial's Debt Ratio was 0.03, down 67.0% from FY2024.
- Going back by year, Debt Ratio was 0.09 in FY2024 (+2.9%), 0.09 in FY2023 (+38.4%), 0.07 in FY2022 (+48.2%) and 0.04 in FY2021 (-23.1%).
- The Q2 2026 figure represents the lowest quarterly Debt Ratio in data going back to Q4 2010.
- Year-over-year, Debt Ratio has declined for six consecutive quarters, with an average decline of 42.4% over the last eight quarters.
- The fastest year-over-year change in Debt Ratio over five years came in Q3 2023 (growth of 211.5%), and the weakest in Q4 2025 (a decline of 67.0%).
- Business Quant data shows NWFL's Debt Ratio at 0.03 (Q1 2026), 0.03 (Q4 2025) and 0.03 (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 0.01 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | 0.05 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 0.02 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 0.02 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 0.22 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.04 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 0.21 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 0.01 |
| 10 | Norwood Financial | 363.48 Mn | 81.45 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.03 |
| Jun 30, 2025 | 0.05 |
| Mar 31, 2025 | 0.05 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.09 |
| Mar 31, 2024 | 0.09 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.11 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.04 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.05 |
API Access
Norwood Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=NWFL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "NWFL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=NWFL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();