Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Norwood Financial (NWFL) Debt Ratio (2017 - 2025)

Norwood Financial's Debt Ratio history spans 9 years, with the latest figure at 0.03 for Q4 2025.

  • For Q4 2025, Debt Ratio fell 67.03% year-over-year to 0.03; the TTM value through Dec 2025 reached 0.03, down 67.03%, while the annual FY2025 figure was 0.03, 67.03% down from the prior year.
  • Debt Ratio reached 0.03 in Q4 2025 per NWFL's latest filing, up from 0.03 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.11 in Q3 2023 to a low of 0.03 in Q3 2025.
  • Average Debt Ratio over 5 years is 0.06, with a median of 0.06 recorded in 2021.
  • Peak YoY movement for Debt Ratio: plummeted 78.27% in 2021, then soared 211.47% in 2023.
  • A 5-year view of Debt Ratio shows it stood at 0.04 in 2021, then skyrocketed by 48.22% to 0.07 in 2022, then skyrocketed by 38.45% to 0.09 in 2023, then increased by 2.9% to 0.09 in 2024, then crashed by 67.03% to 0.03 in 2025.
  • Per Business Quant, the three most recent readings for NWFL's Debt Ratio are 0.03 (Q4 2025), 0.03 (Q3 2025), and 0.05 (Q2 2025).