Norwood Financial (NWFL) Debt Ratio (2010 - 2026)

Norwood Financial (NWFL) posted Debt Ratio of 0.03 for Q1 2026, down 1.03% on a QoQ basis from 0.03 in Q4 2025, and down 39.38% year-over-year from 0.05 in Q1 2025.

Norwood Financial (NWFL) Debt Ratio (2010 - 2026) Analysis & Trends

Norwood Financial's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.03 for Q1 2026.

  • Quarterly Debt Ratio fell 39.38% year-over-year to 0.03 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.03 (down 39.38% YoY) and the FY2025 annual result came in at 0.03, down 67.03% from the prior year.
  • Debt Ratio was 0.03 for Q1 2026 at Norwood Financial, down from 0.03 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.11 in Q3 2023 and bottomed at 0.03 in Q3 2025.
  • A 5-year average of 0.07 and a median of 0.07 in 2022 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio surged 211.47% — and 2025, when it tumbled 67.03%.
  • Norwood Financial's Debt Ratio stood at 0.07 in 2022, then jumped by 38.45% to 0.09 in 2023, then advanced by 2.9% to 0.09 in 2024, then tumbled by 67.03% to 0.03 in 2025, then retreated by 1.03% to 0.03 in 2026.
  • Business Quant data shows NWFL's Debt Ratio at 0.03 in Q1 2026, 0.03 in Q4 2025, and 0.03 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 0.10
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 0.07
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -23.62
4 Lloyds Banking 360.83 Bn 360.83 Bn - 0.03
5 First Capital 204.17 Bn 203.82 Bn - -
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
7 NatWest 144.82 Bn -51.17 Bn - 0.09
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 0.04
9 Us Bancorp 99.51 Bn 99.51 Bn - 0.03
10 Norwood Financial 352.96 Mn 109.89 Mn - 0.03

Historic Data

Download Data
DateValue
Mar 31, 2026 0.03
Dec 31, 2025 0.03
Sep 30, 2025 0.03
Jun 30, 2025 0.05
Mar 31, 2025 0.05
Dec 31, 2024 0.09
Sep 30, 2024 0.09
Jun 30, 2024 0.09
Mar 31, 2024 0.09
Dec 31, 2023 0.09
Sep 30, 2023 0.11
Jun 30, 2023 0.10
Mar 31, 2023 0.07
Dec 31, 2022 0.07
Sep 30, 2022 0.04
Jun 30, 2022 0.04
Mar 31, 2022 0.04
Dec 31, 2021 0.04
Sep 30, 2021 0.05
Jun 30, 2021 0.06